Stearns County property record for 5223 40th St S, Saint Cloud, MN 56301 · Last verified August 2026
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1 ba · 1,152 sqft · built 1965 |
| Lot Size | 0.75 acres (32,670 sqft) |
| Owner | Individual Name on File |
| Tax Bill | $1,982 (2026) |
| Flood Zone | Zone X (minimal risk) |
| APN | 82-44152-0636 |
| Primary APN | 82-44152-0636 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1 Bath |
| Total Rooms | 5 Rooms |
| Stories | 1 Story |
| Building Area | 1,152 sqft Living Area |
| Year Built | Built 1965 |
|---|---|
| Effective Year Built | Effective 1965 |
| Exterior Material | Brick |
| Roof Material | Asphalt |
| Lot Area | 32,670 sqft (0.75 acres) |
| Lot Width | 120 ft Width |
| Garage Area | 322 sqft |
| Parking Spaces | 1 Parking Space |
| Cooling System | None |
|---|---|
| Heating Fuel | Gas |
| Street Address | 5223 40TH ST S |
|---|---|
| City | SAINT CLOUD |
| State | MN |
| Zip | 56301-8821 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | .75A BEG 135.02' E OF SW CORNER OF SE4- N309.56' TO S R/W HWY #6 - SE ON R/W 126.5' - S261.17' - W115.98' TO BEG. (PART OF |
| Legal Range | 28W |
| Legal Township | 124 |
| Legal Section | 32 |
| Legal Subdivision | METES AND BOUNDS DESC. |
| Jurisdiction | STEARNS MN |
| Township / Civil Division | ST. CLOUD |
| Census Block Group | 2 |
| Census Block | 2010 |
| Census Tract | 401 |
Source: Stearns County records · APN 82-44152-0636
Assessment roll updated July 30, 2026 · Last verified August 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 5223 40TH ST S, SAINT CLOUD, MN 56301-8821 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | Verified Name on Deed |
|---|---|
| Record Updated | Sep 20, 2026 |
Source: Stearns County records · Assessment roll updated July 30, 2026 · Last verified August 2026
| Type | Name |
|---|---|
| State | Minnesota |
| County | Stearns County |
| Municipality | St. Cloud City |
| Unified School District | St. Cloud Public School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $1,982.00 (+24.81%) | $183,400 (-) Land $50,000 Building $133,400 | $183,400 (-) Land $50,000 Building $133,400 |
| 2025 | $183,400 (+7.06%) Land $50,000 Building $133,400 | $183,400 (+7.06%) Land $50,000 Building $133,400 | |
| 2023 | $1,588.00 | $171,300 Land $35,000 Building $136,300 | $171,300 Land $35,000 Building $136,300 |
Source: FEMA National Flood Hazard Layer, Stearns County (27145C), updated September 29, 2024 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Special Flood Hazard Area | No |
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Wildfire Risk | Not rated no burnable land in reach |
|---|---|
| Wildfire Likelihood | Negligible |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; lenders make the official flood determination.
Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 37 locations within about half a mile of this property
| Provider | Technology | Download / Upload (Mbps) |
|---|---|---|
| Spectrum | Cable | 1,000 / 35 |
| Verizon | Fixed Wireless | 300 / 20 |
| T-Mobile USA | Fixed Wireless | 100 / 20 |
| AT&T | Fixed Wireless | 100 / 20 |
Availability varies by address; speeds are provider-advertised maximums, not measured.
5G and 4G LTE
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