Stearns County property record for 5500 40th St S, Saint Cloud, MN 56301
| Property Type | Agricultural Vacant Land |
|---|---|
| Lot Size | 16.1 acres (701,752 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $149,999 (Apr 2023) |
| Tax Bill | $657 (2026) |
| Deeds & Mortgages | Aug 2026 Mortgage May 2023 Sale + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 82-43623-0002 |
| Primary APN | 82-43623-0002 |
|---|
| Lot Area | 701,752 sqft (16.1 acres) |
|---|
| Cooling System | None |
|---|
| Street Address | 5500 40TH ST S |
|---|---|
| City | SAINT CLOUD |
| State | MN |
| Zip | 56301 |
| Property Category | Agriculture or Farming |
| Property Type | Vacant Land > Agricultural |
| Local Zoning Code | AG |
| Legal Description | 5-123-28 16.11A P/O N2NW4 COM NW COR SEC 5-S89D E ALG N LN 976.61' TO ELY ROW HWY 15 & POB-SW ALG ROW 198.32'-S21D E ALG ROW |
| Legal Range | 28W |
| Legal Township | 123 |
| Legal Section | 05 |
| Jurisdiction | STEARNS MN |
| Township / Civil Division | ST. CLOUD |
| Census Block Group | 2 |
| Census Block | 2010 |
| Census Tract | 401 |
Source: Stearns County records, as of July 30, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 538 CENTRAL AVE S, RICHMOND, MN 56368-8117 |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Aug 19, 2026 | Deed of Trust, Mortgage · Conventional Mortgage COMPEER FINANCIAL FLCA |
| May 2, 2023 | Warranty Deed, Transfer RESULTS TITLE |
| May 2, 2023 | Affidavit, Transfer RESULTS TITLE |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Apr 24, 2023 · Amount on Record |
| Deed Sale | Apr 24, 2023 · Amount on Record |
| Deed Document Number | 20231528541 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | STEARNS MN |
| Recording Date | Aug 19, 2026 |
| Document Number | 0001719363 |
| Instrument Date | Aug 17, 2026 |
| Instrument | 20261719363 |
| Transaction Type | Mortgage |
| Record Updated | Sep 9, 2026 |
| Title Company | NONE LISTED ON DOCUMENT |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Document Number | 0001719363, |
|---|---|
| Date | Aug 19, 2026 |
| Instrument | 20261719363 |
| Name | COMPEER FINANCIAL FLCA |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Sep 1, 2056 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 8% |
| Initial Type | Adjustable Rate |
| Adjustable | Adjustable Rate Rider |
| Max Rate | -1% |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | STEARNS MN |
| Recording Date | May 2, 2023 |
| Property Address | 5500 40TH ST S, SAINT CLOUD, MN 56301 |
| Document Number | 00A1652319 |
| Instrument Date | Apr 24, 2023 |
| Instrument | A1652319 |
| Transaction Type | Transfer |
| Record Updated | May 30, 2023 |
| Title Company | RESULTS TITLE |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants |
| Address | 538 CENTRAL AVE S, RICHMOND, MN 56368-8117 |
| Document Type | Affidavit |
|---|---|
| Jurisdiction | STEARNS MN |
| Recording Date | May 2, 2023 |
| Property Address | 5500 40TH ST S, SAINT CLOUD, MN 56301 |
| Document Number | 00A1652318 |
| Instrument Date | Apr 18, 2023 |
| Instrument | A1652318 |
| Transaction Type | Transfer |
| Record Updated | May 30, 2023 |
| Title Company | RESULTS TITLE |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | PO BOX 485, ROCKVILLE, MN 56369-0485 |
Source: Stearns County assessment roll, as of July 30, 2026
| Type | Name |
|---|---|
| State | Minnesota |
| County | Stearns County |
| Municipality | St. Cloud City |
| Unified School District | St. Cloud Public School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $657.00 (+86.65%) | $80,600 (-) Land $80,600 | $80,600 (-) Land $80,600 |
| 2025 | $80,600 (+96.59%) Land $80,600 | $80,600 (+96.59%) Land $80,600 | |
| 2023 | $352.00 | $41,000 Land $41,000 | $41,000 Land $41,000 |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective September 29, 2024
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 65% of the US · above 61% of Minnesota |
|---|---|
| Wildfire Likelihood | 0.02% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 8 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 35 |
| Verizon Fixed Wireless | 300 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
Search by:
By searching, you agree to: Terms • Privacy • Disclosures