Stearns County property record for 5423 40th St S, Saint Cloud, MN 56301
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 1.5 ba · 1,232 sqft · built 1958 |
| Lot Size | 0.54 acres (23,522 sqft) |
| Owner | Company Name on Record |
| Last Sale | $29,072 (Sep 2021) |
| Tax Bill | $2,934 (2026) |
| Deeds & Mortgages | Sep 2021 Sale Apr 2019 Sale + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 82-44152-0625 |
| Primary APN | 82-44152-0625 |
|---|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 1.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 5 Rooms |
| Stories | 1 Story |
| Building Area | 1,232 sqft Living Area |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1958 |
|---|---|
| Effective Year Built | Effective 1958 |
| Exterior Material | Stone |
| Roof Material | Asphalt |
| Lot Area | 23,522 sqft (0.54 acres) |
| Lot Width | 100 ft Width |
| Garage Area | 1,188 sqft |
| Parking Spaces | 4 Parking Spaces |
| Cooling System | HVAC |
|---|---|
| Heating System | HVAC |
| Street Address | 5423 40TH ST S |
|---|---|
| City | SAINT CLOUD |
| State | MN |
| Zip | 56301-8823 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | AG |
| Legal Description | .54A W100' OF E625' OF S233' OF S2 SW4 OLD # 30.19098.000 SECTION 32 TOWNSHIP 124 RANGE 028 SECTION 32 TOWNSHIP 124 RANGE 028 |
| Legal Range | 28W |
| Legal Township | 124 |
| Legal Section | 32 |
| Legal Subdivision | METES AND BOUNDS DESC. |
| Jurisdiction | STEARNS MN |
| Township / Civil Division | ST. CLOUD |
| Census Block Group | 2 |
| Census Block | 2010 |
| Census Tract | 401 |
Source: Stearns County records, as of April 21, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Company Name on Record |
|---|---|
| Mailing Address | 320 W OHIO ST, 650, CHICAGO, IL 60654-7816 |
| Owner Type | Company |
| Vesting | Company |
| Date | Document |
|---|---|
| Sep 22, 2021 | Warranty Deed, Transfer |
| Apr 23, 2019 | Warranty Deed, Transfer |
| Oct 19, 2018 | Warranty Deed, Transfer |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Sep 22, 2021 · Amount on Record |
| Deed Sale | Sep 22, 2021 · Amount on Record |
| Prior Sale | Apr 23, 2019 · Amount on Record |
| Deed Document Number | 20211614779 |
| Record Updated | Jun 8, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | STEARNS MN |
| Recording Date | Sep 22, 2021 |
| Property Address | 5423 40TH ST S, SAINT CLOUD, MN 56301-8823 |
| Document Number | 00A1614779 |
| Instrument Date | Sep 20, 2021 |
| Instrument | A1614779 |
| Transaction Type | Transfer |
| Record Updated | Aug 18, 2022 |
| Amount | Amount Recorded |
|---|---|
| Tax | $0.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 320 W OHIO ST # STE65, STE65, CHICAGO, IL 60654-6566 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | STEARNS MN |
| Recording Date | Apr 23, 2019 |
| Property Address | 5423 40TH ST S, SAINT CLOUD, MN 56301-8823 |
| Document Number | 00A1542065 |
| Instrument Date | Apr 16, 2019 |
| Instrument | A1542065 |
| Transaction Type | Transfer |
| Record Updated | Aug 18, 2022 |
| Amount | Amount Recorded |
|---|---|
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 60 S 6TH ST STE 2440, 2440, MINNEAPOLIS, MN 55402-4424 |
| Investor | Possibly a Property Investor |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | STEARNS MN |
| Recording Date | Oct 19, 2018 |
| Property Address | 5423 40TH ST S, SAINT CLOUD, MN 56301-8823 |
| Document Number | 00A1531664 |
| Instrument Date | Sep 6, 2018 |
| Instrument | A1531664 |
| Transaction Type | Transfer |
| Record Updated | Aug 18, 2022 |
| Amount | Amount Recorded |
|---|---|
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 1930 UNIVERSITY AVE W, SAINT PAUL, MN 55104 |
| Investor | Possibly a Property Investor |
Source: Stearns County assessment roll, as of November 6, 2025
| Type | Name |
|---|---|
| State | Minnesota |
| County | Stearns County |
| Municipality | St. Cloud City |
| Unified School District | St. Cloud Public School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $2,934.00 (+26.47%) | ||
| 2025 | $231,600 (+7.67%) Land $50,000 Building $181,600 | $231,600 (+7.67%) Land $50,000 Building $181,600 | |
| 2023 | $2,320.00 | $215,100 Land $35,000 Building $180,100 | $215,100 Land $35,000 Building $180,100 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective September 29, 2024
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 60% of Minnesota |
|---|---|
| Wildfire Likelihood | 0.02% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 37 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 35 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
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