5402 Guidepost Ter, Port Charlotte, FL 33981 Property Records

Charlotte County property record for 5402 Guidepost Ter, Port Charlotte, FL 33981

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,896 sqft · built 2007
Lot Size	0.229 acres (10,000 sqft)
Owner	Owner Name on Record
Last Sale	$34,000 (Dec 2004)
Tax Bill	$3,315 (2025)
Deeds & Mortgages	Mar 2019 Line of Credit
Flood Zone	Zone X (moderate risk)
APN	`40-21-31-432-006`

Property Details

APN / Parcel Number

Primary APN	`40-21-31-432-006`
Alternative APNs	`0058206-000000-0` `10004554210`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,896 sqft Living Area
Gross Area	2,598 sqft

Exterior

Year Built	Built 2007
Architectural Style	Other
Exterior Material	Stucco
Construction Type	Masonry / Concrete Block
Roof Material	Composition Shingle
Lot Area	10,000 sqft (0.229 acres)
Garage Area	380 sqft
Driveway	Driveway
Driveway Area	1 sqft
Parking Spaces	1 Parking Space
Pool Area	42 sqft
Porch	Porch
Porch Area	322 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	HVAC

Location & Zoning

Account Number	10004554210
Old Parcel Number	00582060000000
Street Address	5402 GUIDEPOST TER
City	PORT CHARLOTTE
State	FL
Zip	33981-2060
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RSF3.5
Legal Description	PCH 053 1791 0006 PORT CHARLOTTE SEC53 BLK1791 LT 6 266/567 1235/1137 1884/2152440/229 2575/915 2593/1243
Legal Range	21E
Legal Township	40S
Legal Section	31
Legal Subdivision	PORT CHARLOTTE
Legal Block	1791
Legal Lot Number	6
Jurisdiction	CHARLOTTE FL
Township / Civil Division	GROVE CITY-ROTONDA
Census Block Group	1
Census Block	1063
Census Tract	30102

Owner

Source: Charlotte County records, as of December 10, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Owner Name on Record
Mailing Address	5402 GUIDEPOST TER, PORT CHARLOTTE, FL 33981-2060
Occupancy	Owner Occupied

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Dec 4, 2004 · Amount on Record
Deed Sale	Dec 4, 2004 · Amount on Record
Prior Sale	Oct 29, 2004 · Amount on Record
Deed Document Number	1300613
Deed Book / Page	2593 / 1243
Record Updated	Jun 8, 2026

March 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHARLOTTE FL
Property Address	5402 GUIDEPOST TER, PORT CHARLOTTE, FL 33981-2060
Document Number	0044202133
Instrument Date	Mar 7, 2019
Transaction Type	Mortgage
Record Updated	Apr 17, 2019
Title Company	ACCURATE EQUITY GROUP, ACCURATE EQUITY GRP

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5402 GUIDEPOST TER PORT CHARLOTTE FL 339812060, PORT CHARLOTTE, FL 33981-2060

Mortgage

Document Number	0044202133
Date	Mar 29, 2019
Book Page	004420/002133
Instrument	2695787

Lender

Name	BRANCH BK&TR
Type	Bank
Address	WHITEVILLE, NC 28472

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	300 Months
Due	Mar 28, 2044

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: Charlotte County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Charlotte County
Unified School District	Charlotte County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,315.00 (-15.61%) Homeowner's exemption	$257,087 (+5.99%)	$326,020 (+4.14%) Land $20,000 Building $306,020
2023	$3,928.00 (+3.83%) Homeowner's exemption	$242,565 (+3%)	$313,071 (-1.75%) Land $20,000 Building $293,071
2022	$3,783.00 Homeowner's exemption	$235,500	$318,639 Land $14,025 Building $304,614

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 28, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X moderate risk
500-Year Floodplain	Yes 0.2% annual chance
Coastal	Yes
Nearest Special Flood Hazard Area	Zone AE, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 474 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	474 in force
Nearby Flood Claims	83 (2017–2024)
Most Recent Claim	Oct 2024 · Hurricane Milton
Claims by Event	Hurricane Helene, Sep 2024 · 16 claims Hurricane Ian, Oct 2022 · 28 claims Hurricane Ian, Oct 2022 · 31 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 93% of Florida
Wildfire Likelihood	0.03% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CHARLOTTE COUNTY UTILITIES serves 173,820 people · EPA ID FL5084100
Water Source	Purchased surface water from several systems
Last State Inspection	Jun 2025
Lead	10 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	Total trihalomethanes resolved · Apr 2025
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 143 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
CenturyLink Fiber	2,000 / 1,000
Xfinity Cable · Fiber in parts of the area	1,200 / 35

May also be available: Hotwire Communications, Verizon.

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