5421 Twin Lakes Loop 45, Aurora, MN 55705 Property Records

St. Louis County property record for 5421 Twin Lakes Loop 45, Aurora, MN 55705

Property Summary

Property Type	Seasonal / Vacation Home
Details	1 ba · 1,092 sqft · built 1955
Lot Size	0.337 acres (14,693 sqft)
Owner	Individual Name on Record
Tax Bill	$2,746 (2026)
Deeds & Mortgages	Dec 2022 Transfer Dec 2022 Transfer
Flood Zone	Zone X (minimal risk)
APN	`570-0070-00080`

Property Details

APN / Parcel Number

Primary APN	`570-0070-00080`
Alternative APNs	`1141460` `96645`

Interior

Full Baths	1 Bath
Stories	1 Story
Building Area	1,092 sqft Gross Area
1st Floor Area	1,092 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1955
Effective Year Built	Effective 1955
Architectural Style	Ranch
Exterior Material	Wood
Construction Type	Frame
Lot Area	14,693 sqft (0.337 acres)
Garage Area	360 sqft

Exterior Amenities

Porch	Slab
Porch Area	192 sqft
Deck Area	48 sqft
Cabin	216 sqft
Storage Building	80 sqft
Sauna	Sauna

Utilities, Heating & Cooling

Cooling System	Central
Heating Fuel	Electric

Location & Zoning

Account Number	1141460
Street Address	5421 TWIN LAKES LOOP 45
City	AURORA
State	MN
Zip	55705-8172
Property Category	Residential
Property Type	Residential > Specialized > Seasonal / Vacation Home
Local Zoning Code	SMU
Legal Description	INC PART OF LOT 9 LYING N OF TWIN LAKESRD & BETWEEN THE EXTENDED E & W LINES OFLOT 8 SERIAL #
Legal Subdivision	HAKALA LAKE LTS TOWN OF WHITE
Legal Lot Number	8
Jurisdiction	ST LOUIS MN
Township / Civil Division	WHITE
Census Block Group	3
Census Block	3004
Census Tract	13900

Owner

Source: St. Louis County records, as of August 17, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	9230 169TH AVE NW, ANOKA, MN 55303-3172
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Dec 7, 2022	Intrafamily Transfer, Transfer
Dec 7, 2022	Intrafamily Transfer, Transfer

Assessor's Deed Record

Deed Names	Name on Deed
Last Transfer Date	Nov 18, 2022
Transfer Doc	0001458053
Record Updated	Sep 20, 2026

December 2022: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	ST LOUIS MN
Recording Date	Dec 7, 2022
Property Address	5421 TWIN LAKES LOOP 45, AURORA, MN 55705-8172
Document Number	0001458053
Instrument Date	Nov 18, 2022
Instrument	1458053
Transaction Type	Transfer
Record Updated	Jan 12, 2023

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	9230 169TH AVE NW, RAMSEY, MN 55303-3172

December 2022: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	ST LOUIS MN
Recording Date	Dec 7, 2022
Property Address	5421 TWIN LAKES LOOP 45, AURORA, MN 55705-8172
Document Number	0001458052
Instrument Date	Aug 30, 2022
Instrument	1458052
Transaction Type	Transfer
Record Updated	Jan 12, 2023

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants in Common
Address	9230 169TH AVE NW, RAMSEY, MN 55303-3172

Tax Assessment & Valuation

Source: St. Louis County assessment roll, as of August 17, 2026

Property Jurisdictions

Type	Name
State	Minnesota
County	St. Louis County
County Subdivision	White Township
Unified School District	Mesabi East School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$2,746.00 (+9.75%)
2025	$2,502.00 (-2.11%)	$212,900 (+4.01%) Land $54,700 Building $158,200	$212,900 (+4.01%) Land $54,700 Building $158,200
2024	$2,556.00	$204,700 (+24.21%) Land $51,800 Building $152,900	$204,700 (+24.21%) Land $51,800 Building $152,900
2022		$164,800 Land $38,100 Building $126,700	$164,800 Land $38,100 Building $126,700

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective March 24, 2025

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 60% of Minnesota
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 16 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Zito Media Fiber	1,000 / 1,000

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on Twin Lakes Loop 45

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