5406 Twin Lakes Loop 45, Aurora, MN 55705 Property Records

St. Louis County property record for 5406 Twin Lakes Loop 45, Aurora, MN 55705

Property Summary

Property TypeSingle Family Home
Details4 bd · 1.75 ba · 1,392 sqft · built 1974
Lot Size5.31 acres (231,506 sqft)
OwnerIndividual Name on Record
Last Sale$114,000 (May 2007)
Tax Bill$2,728 (2026)
Deeds & MortgagesJul 2017 Line of Credit
Flood ZoneZone X (minimal risk)
APN570-0080-00096

Property Details

APN / Parcel Number

Primary APN570-0080-00096
Alternative APN
  • 845067

Interior

Bedrooms4 Beds
Full Baths1.75 Baths
Half Baths1 Half Bath
Total Rooms4 Rooms
Stories1 Story
Building Area1,392 sqft Gross Area
1st Floor Area1,392 sqft
Basement Area980 sqft
Finished Basement980 sqft

Exterior

Year BuiltBuilt 1974
Effective Year BuiltEffective 1974
Architectural StyleSplit Foyer
Exterior MaterialWood
Construction TypeFrame
Lot Area231,506 sqft (5.31 acres)
Garage Area1,872 sqft

Exterior Amenities

PorchSlab
Porch Area44 sqft
Deck Area192 sqft
Storage Building180 sqft
Pole Barn1,440 sqft
SaunaSauna

Utilities, Heating & Cooling

Cooling SystemCentral
Heating FuelGas

Location & Zoning

Account Number845067
Street Address5406 TWIN LAKES LOOP 45
CityAURORA
StateMN
Zip55705-8171
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeSMU
Legal DescriptionELY 200 FT OF WLY 400 FT OF OUTLOT A SERIAL #
Legal SubdivisionLAMPIS LAKE LOTS
Legal Lot NumberA
JurisdictionST LOUIS MN
Township / Civil DivisionWHITE
Census Block Group3
Census Block3012
Census Tract13900

Owner

Source: St. Louis County records, as of August 17, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address5406 TWIN LAKES LOOP, AURORA, MN 55705
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last SaleMay 18, 2007 · Amount on Record
Deed SaleMay 18, 2007 · Amount on Record
Prior SaleMar 22, 2006 · Amount on Record
Deed Document Number20071051402
Prior Transfer DateMay 30, 2001
Prior Transfer Doc0000864706
Record UpdatedSep 20, 2026

July 2017: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionST LOUIS MN
Property Address5406 TWIN LAKES LOOP 45, AURORA, MN 55705-8171
Document Number00A1314326
Instrument DateJul 10, 2017
Transaction TypeMortgage
Record UpdatedAug 15, 2017
Title CompanyTITLE SERVICE AND LIAISON COMPANIES, INDECOMM GLOBAL SVCS

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipMarried Couple
Address5406 TWIN LAKES LOOP 45 AURORA MN 557058171, AURORA, MN 55705-8171

Mortgage

Document Number00A1314326
DateJul 31, 2017
InstrumentA1314326
Lender
NameUS BK
TypeBank
AddressCINCINNATI, OH 45202
Agreement
TypeLine of Credit
AmountAmount Recorded
Term60 Months
DueJul 30, 2022
Interest
Rate TypeAdjustable Rate

Tax Assessment & Valuation

Source: St. Louis County assessment roll, as of August 17, 2026

Property Jurisdictions

TypeName
StateMinnesota
CountySt. Louis County
County SubdivisionWhite Township
Unified School DistrictMesabi East School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$2,728.00 (+24%) Homeowner's exemption
2025$2,200.00 (-12.7%) Homeowner's exemption$282,800 (+16.43%) Land $32,900 Building $249,900$282,800 (+16.43%) Land $32,900 Building $249,900
2024$2,520.00$242,900 (+16.55%) Land $27,800 Building $215,100$242,900 (+16.55%) Land $27,800 Building $215,100
2022$208,400 Land $24,400 Building $184,000$208,400 Land $24,400 Building $184,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective March 24, 2025

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · lower than 60% of Minnesota
Wildfire Likelihood0.01% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 16 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Zito Media
Fiber
1,000 / 1,000

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