5413 Twin Lakes Loop 45, Aurora, MN 55705 Property Records

St. Louis County property record for 5413 Twin Lakes Loop 45, Aurora, MN 55705

Property Summary

Property Type	Seasonal / Vacation Home
Details	2 bd · 1 ba · 720 sqft · built 1968
Lot Size	0.815 acres (35,513 sqft)
Owner	Individual Name on Record
Last Sale	$152,500 (Nov 2017)
Tax Bill	$3,276 (2026)
Deeds & Mortgages	Nov 2017 Sale Jun 2017 Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`570-0080-00010`

Property Details

APN / Parcel Number

Primary APN	`570-0080-00010`
Alternative APN	`966755`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Total Rooms	2 Rooms
Stories	1 Story
Building Area	720 sqft Gross Area
1st Floor Area	720 sqft
Basement Area	576 sqft
Finished Basement	576 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1968
Effective Year Built	Effective 1968
Architectural Style	Rustic
Exterior Material	Logs
Construction Type	Frame
Lot Area	35,513 sqft (0.815 acres)

Exterior Amenities

Porch	Slab
Porch Area	144 sqft
Deck Area	96 sqft
Cabin	216 sqft
Storage Building	80 sqft
Sauna	Sauna

Utilities, Heating & Cooling

Cooling System	Central
Heating Fuel	Gas

Location & Zoning

Account Number	966755
Street Address	5413 TWIN LAKES LOOP 45
City	AURORA
State	MN
Zip	55705-8172
Property Category	Residential
Property Type	Residential > Specialized > Seasonal / Vacation Home
Local Zoning Code	SMU
Legal Description	LOTS 1 AND 2 SERIAL #
Legal Subdivision	LAMPIS LAKE LOTS
Legal Lot Number	1-2
Jurisdiction	ST LOUIS MN
Township / Civil Division	WHITE
Census Block Group	3
Census Block	3004
Census Tract	13900

Owner

Source: St. Louis County records, as of August 17, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	300 LEEDS RD, HOYT LAKES, MN 55750-1306
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Nov 22, 2017	Warranty Deed, Transfer NORTHEAST TITLE AGENCY INC
Jun 7, 2017	Deed of Trust, Mortgage · Line of Credit FRANDSEN BK&TR

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Nov 22, 2017 · Amount on Record
Deed Sale	Nov 22, 2017 · Amount on Record
Prior Sale	Jan 30, 2007 · Amount on Record
Deed Document Number	20171322771
Record Updated	Sep 20, 2026

November 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ST LOUIS MN
Recording Date	Nov 22, 2017
Property Address	5413 TWIN LAKES LOOP 45, AURORA, MN 55705-8172
Document Number	00A1322771
Instrument Date	Nov 21, 2017
Instrument	A1322771
Transaction Type	Transfer
Record Updated	Dec 6, 2017
Title Company	NORTHEAST TITLE AGENCY INC

Transaction

Amount	Amount Recorded
Tax	$503.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	300 LEEDS RD HOYT LAKES MN 557501306, HOYT LAKES, MN 55750-1306

June 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST LOUIS MN
Property Address	5413 TWIN LAKES LOOP 45, AURORA, MN 55705-8172
Document Number	00A1313151
Instrument Date	Jun 7, 2017
Transaction Type	Mortgage
Record Updated	Jul 25, 2017

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	5413 TWIN LAKES LOOP 45 AURORA MN 557058172, AURORA, MN 55705-8172

Mortgage

Document Number	00A1313151
Date	Jul 14, 2017
Instrument	A1313151

Lender

Name	FRANDSEN BK&TR
Type	Bank
Address	VIRGINIA, MN 55792

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	60 Months
Due	Jul 13, 2022

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: St. Louis County assessment roll, as of August 17, 2026

Property Jurisdictions

Type	Name
State	Minnesota
County	St. Louis County
County Subdivision	White Township
Unified School District	Mesabi East School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$3,276.00 (+10.23%)
2025	$2,972.00 (-2.24%)	$260,000 (+4.46%) Land $102,600 Building $157,400	$260,000 (+4.46%) Land $102,600 Building $157,400
2024	$3,040.00	$248,900 (+31.9%) Land $96,700 Building $152,200	$248,900 (+31.9%) Land $96,700 Building $152,200
2022		$188,700 Land $76,000 Building $112,700	$188,700 Land $76,000 Building $112,700

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective March 24, 2025

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 96% of Minnesota
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 16 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Zito Media Fiber	1,000 / 1,000

Cell Coverage

5G (outdoors only) and 4G LTE

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