5407 Twin Lakes Loop 45, Aurora, MN 55705 Property Records

St. Louis County property record for 5407 Twin Lakes Loop 45, Aurora, MN 55705

Property Summary

Property TypeSeasonal / Vacation Home
Details2 bd · 1 ba · 720 sqft · built 1952
Lot Size0.61 acres (26,575 sqft)
OwnerIndividual Name on Record
Last Sale$320,700 (Jun 2023)
Tax Bill$3,170 (2026)
Deeds & MortgagesJun 2023 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN570-0080-00030

Property Details

APN / Parcel Number

Primary APN570-0080-00030
Alternative APNs
  • 1150228
  • 782542

Interior

Bedrooms2 Beds
Full Baths1 Bath
Total Rooms2 Rooms
Stories1 Story
Building Area720 sqft Gross Area
1st Floor Area720 sqft
Basement Area646 sqft
Finished Basement646 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1952
Effective Year BuiltEffective 2007
Architectural StyleBungalow
Exterior MaterialLogs
Construction TypeFrame
Lot Area26,575 sqft (0.61 acres)

Exterior Amenities

PorchSlab
Porch Area160 sqft
Deck Area346 sqft
Patio Area120 sqft
Storage Building16 sqft
SaunaSauna

Utilities, Heating & Cooling

Cooling SystemCentral
Heating FuelGas

Location & Zoning

Account Number1150228
Street Address5407 TWIN LAKES LOOP 45
CityAURORA
StateMN
Zip55705-8172
Property CategoryResidential
Property TypeResidential > Specialized > Seasonal / Vacation Home
Local Zoning CodeSMU
Legal DescriptionLOT: 03 SERIAL #
Legal SubdivisionLAMPIS LAKE LTS TOWN OF WHITE
Legal Lot Number3
JurisdictionST LOUIS MN
Township / Civil DivisionWHITE
Census Block Group3
Census Block3004
Census Tract13900

Owner

Source: St. Louis County records, as of August 17, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address1275 ROLLING OAKS LN NW, HUTCHINSON, MN 55350-1424
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last SaleJun 21, 2023 · Amount on Record
Deed SaleJun 21, 2023 · Amount on Record
Prior SaleMay 27, 2005 · Amount on Record
Deed Document Number20231468492
Prior Transfer DateApr 14, 2022
Prior Transfer Doc0001441278
Record UpdatedSep 20, 2026

June 2023: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionST LOUIS MN
Recording DateJun 21, 2023
Property Address5407 TWIN LAKES LOOP 45, AURORA, MN 55705-8172
Document Number0001468492
Instrument DateJun 8, 2023
Instrument1468492
Transaction TypeTransfer
Record UpdatedJul 19, 2023
Title CompanyNORTHEAST TITLE COMPANY

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$1,058.31
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address1275 ROLLING OAKS LN NW, HUTCHINSON, MN 55350-1424

Mortgage

Document Number0001468493
DateJun 21, 2023
Instrument1468493
Lender
NameSUMMIT MORTGAGE CORP
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueJul 1, 2053

Tax Assessment & Valuation

Source: St. Louis County assessment roll, as of August 17, 2026

Property Jurisdictions

TypeName
StateMinnesota
CountySt. Louis County
County SubdivisionWhite Township
Unified School DistrictMesabi East School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$3,170.00 (+9.69%)
2025$2,890.00 (-2.17%)$246,900 (+4.18%) Land $72,300 Building $174,600$246,900 (+4.18%) Land $72,300 Building $174,600
2024$2,954.00 (+36.51%)$237,000 (+53%) Land $68,200 Building $168,800$237,000 (+53%) Land $68,200 Building $168,800
2023$2,164.00
2022$154,900 (+12.17%) Land $54,200 Building $100,700$154,900 (+12.17%) Land $54,200 Building $100,700
2021$138,100 Land $50,200 Building $87,900$138,100 Land $50,200 Building $87,900

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective March 24, 2025

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 99.1% of the US · lower than 96% of Minnesota
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 16 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Zito Media
Fiber
1,000 / 1,000

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on Twin Lakes Loop 45

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