St. Louis County property record for 5432 Twin Lakes Loop 45, Aurora, MN 55705
| Property Type | Seasonal / Vacation Home |
|---|---|
| Lot Size | 6.49 acres (282,732 sqft) |
| Owner | Individual Name on File |
| Tax Bill | $338 (2026) |
| Flood Zone | Zone X (minimal risk) |
| APN | 570-0070-00090 |
| Primary APN | 570-0070-00090 |
|---|---|
| Alternative APN |
|
| Stories | 1 Story |
|---|
| Exterior Material | Wood |
|---|---|
| Construction Type | Frame |
| Lot Area | 282,732 sqft (6.49 acres) |
| Garage Area | 280 sqft |
| Account Number | 997521 |
|---|---|
| Street Address | 5432 TWIN LAKES LOOP 45 |
| City | AURORA |
| State | MN |
| Zip | 55705 |
| Property Category | Residential |
| Property Type | Residential > Specialized > Seasonal / Vacation Home |
| Local Zoning Code | SMU |
| Legal Description | W 1/2 OF LOT 9 EX THAT PART N OF TWINLAKES ROAD THAT LIES BETWEEN THEEXTENDED E AND W BORDER LINES OF LOT 3AND OF LOT 5 |
| Legal Subdivision | HAKALA LAKE LTS TOWN OF WHITE |
| Legal Lot Number | 5,9,3A |
| Jurisdiction | ST LOUIS MN |
| Township / Civil Division | WHITE |
| Census Block Group | 3 |
| Census Block | 3012 |
| Census Tract | 13900 |
5432 Twin Lakes Loop 45, a residential property, is owned by an individual who acquired it in October 2015.
Source: St. Louis County records, as of August 17, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 1756 MAPLE ST, ELY, MN 55731-9703 |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | Name on Deed |
|---|---|
| Last Transfer Date | Oct 9, 2015 |
| Transfer Doc | 00A1271927 |
| Record Updated | Sep 20, 2026 |
The 2026 property tax bill for 5432 Twin Lakes Loop 45 was $338, up 7% from the year before.
Source: St. Louis County assessment roll, as of August 17, 2026
| Type | Name |
|---|---|
| State | Minnesota |
| County | St. Louis County |
| County Subdivision | White Township |
| Unified School District | Mesabi East School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $338.00 (+6.96%) | ||
| 2025 | $316.00 (+1.28%) | $31,100 (+21.96%) Land $25,600 Building $5,500 | $31,100 (+21.96%) Land $25,600 Building $5,500 |
| 2024 | $312.00 (+97.47%) | $25,500 Land $20,800 Building $4,700 | $25,500 Land $20,800 Building $4,700 |
| 2023 | $158.00 | ||
| 2022 | $12,100 (+30.11%) Land $12,100 | $12,100 (+30.11%) Land $12,100 | |
| 2021 | $9,300 Land $9,300 | $9,300 Land $9,300 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 5432 Twin Lakes Loop 45 in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective March 24, 2025
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Wildfire risk around 5432 Twin Lakes Loop 45 is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 60% of Minnesota |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 16 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Zito Media Fiber | 1,000 / 1,000 |
5G (outdoors only) and 4G LTE
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