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5404 Ardmore Loop, Saint Cloud, FL 34771 Property Records

Osceola County property record for 5404 Ardmore Loop, Saint Cloud, FL 34771 · Last verified December 2025

Property Highlights

Property TypeResidential > Single Family > Home
Bedrooms4 Beds
Bathrooms3 Baths
Year BuiltBuilt 2018
Square Footage2,319 sqft Heated Area
Lot Size10,019 sqft (0.23 acres)
OccupancyOwner Occupied
Last Sale$289,957 (2019)
Tax Bill$4,446.00 (2025)

Property Details

APN / Parcel Number

Primary APN162531338100010550

Interior

Bedrooms4 Beds
Full Baths3 Baths
Partial Baths1 Partial Baths
Building Area2,319 sqft Heated Area
Gross Area3,385 sqft Gross Area
1st Floor2,319 sqft 1st Floor
Stories1 Stories
Primary FlooringCarpet Flooring
Interior StructureWallboard/Drywall Interior Structure

Exterior

Year BuiltBuilt 2018
Exterior MaterialConcrete Block Exterior
Foundation TypeFooting Foundation
Roof ConstructionGable/Hip Roof Construction
Roof MaterialComposition Shingle Roof
Lot Area10,019 sqft (0.23 acres)
Parking Spaces2 Parking Spaces
Garage TypeFinished Garage
Garage Area640 sqft Garage

Exterior Amenities

FenceFence
Patio Area315 sqft Patio
PorchOpen Porch
Porch Area186 sqft Porch

Utilities and HVAC

Cooling SystemA/C Package Cooling
Heating SystemHVAC Heating

Location & Zoning

Street Address5404 ARDMORE LOOP
CitySAINT CLOUD
StateFL
Zip34771-8018
Property UsageResidential Property Usage
TypeResidential > Single Family > Home
Legal DescriptionHANOVER RESERVE REPLAT PB 24 PGS 133-135 LOT 55
Legal Range31E
Legal Township25S
Legal Section16
Legal SubdivisionHANOVER RESERVE
Legal Tract3381
Legal Lot Number55
JurisdictionOSCEOLA FL
Minor Civil DivisionST. CLOUD
Census Blockgroup1
Census Block1035
Census Tract43700

Owner

Source: Osceola County records · APN 162531338100010550

Assessment roll updated July 1, 2025 · Last verified December 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on File
Mailing Address5404 ARDMORE LOOP, SAINT CLOUD, FL 34771-8018
OccupancyOwner Occupied
Owner TypeOwner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

DateDocument
Feb 28, 2020Deed of Trust, Mortgage · Conventional Mortgage
QUICKEN LNS
Sep 20, 2018Special Warranty Deed, Subdivision Related Transfer · Conventional Mortgage
CROSSCOUNTRY MORTGAGE INC
Jan 14, 2019Correction Deed
FIDELITY NATIONAL TITLE, FIDELITY NAT'L TITLE/FL INC

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleJan 14, 2019 · Amount on Record
Deed SaleJan 14, 2019 · Amount on Record
Deed Doc Number0054622030
Deed Book / Page5462 / 2030
Record RefreshedJun 08, 2026

February 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionOSCEOLA FL
Property Address5404 ARDMORE LOOP, SAINT CLOUD, FL 34771-8018
Document Number0056880866
Instrument DateFeb 28, 2020
Transaction TypeMortgage
Record UpdatedMay 26, 2020
Title CompanyOTHER

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband And Wife
Address5404 ARDMORE LOOP ST CLOUD FL 347718018, ST CLOUD, FL 34771-8018

Mortgage

Document Number0056880866
DateMar 09, 2020
Book Page005688/000866
Instrument33712
Lender
NameQUICKEN LNS
TypeFunding / Finance Company
AddressDETROIT, MI 48226-1906
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueMar 08, 2050

September 2018: Special Warranty Deed, Subdivision Related Transfer

Document TypeSpecial Warranty Deed
JurisdictionOSCEOLA FL
Recording DateSep 20, 2018
Property Address5404 ARDMORE LOOP, SAINT CLOUD, FL 34771-8018
Document Number0054030583
Book / Page5403 / 0583
Map ReferenceMB24 PG133-135
Instrument DateSep 10, 2018
Instrument2018140950
Transaction TypeSubdivision Related Transfer
Record UpdatedSep 14, 2021
Title CompanyFIDELITY NATIONAL TITLE OF F

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$2,030.00
Amount AccuracyFull Amount Stated
Additional
  • Arms Length Transaction

Transferred From (Grantor/Seller)

NameVerified Name
Address2420 LAKEMONT AVE STE 450, 2420, ORLANDO, FL 32814-6165

Transferred To (Grantee/Buyer)

NameVerified Name
Address5404 ARDMORE LOOP, SAINT CLOUD, FL 34771-8018

Mortgage

Document Number0054030585
DateSep 20, 2018
Book Page5403/0585
Instrument2018140951
Lender
NameCROSSCOUNTRY MORTGAGE INC
TypeMortgage Company
AddressBRECKSVILLE, OH 44141
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueOct 01, 2048

January 2019: Correction Deed

Document TypeCorrection Deed
JurisdictionOSCEOLA FL
Recording DateJan 14, 2019
Property Address5404 ARDMORE LOOP, SAINT CLOUD, FL 34771-8018
Document Number0054622030
Book / Page005462 / 002030
Instrument DateSep 10, 2018
Instrument5401
Record UpdatedFeb 06, 2019
Title CompanyFIDELITY NATIONAL TITLE, FIDELITY NAT'L TITLE/FL INC

Transaction

AmountAmount Recorded
Tax$2,029.70
Amount AccuracyConfirmed

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband And Wife
Address5404 ARDMORE LOOP ST CLOUD FL 347718018, ST CLOUD, FL 34771-8018

Tax Assessment & Valuation

Source: Osceola County records · Assessment roll updated July 1, 2025 · Last verified December 2025

Property Jurisdictions

TypeName
StateFlorida
CountyOsceola County
Unified School DistrictOsceola County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2025$4,446.00 (+9.53%) Homeowner's exemption$310,346 (+8.4%)$417,200 (+1.14%) Land $75,000 Building $342,200
2023$4,059.00 (+4.08%) Homeowner's exemption$286,289 (+3%)$412,500 (+16.2%) Land $75,000 Building $337,500
2022$3,900.00 Homeowner's exemption$277,951$355,000 Land $55,000 Building $300,000

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Osceola County (12097C), updated September 24, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Flood HazardMinimal
500-Year FloodplainNo
Special Flood Hazard AreaNo

Wildfire

Wildfire RiskHigh
above 71% of the US · above 52% of Florida
Wildfire LikelihoodAbout 1 in 286 per year
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values are read at the parcel center point; lenders make the official flood determination.

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