5411 Ardmore Loop, Saint Cloud, FL 34771 Property Records

Osceola County property record for 5411 Ardmore Loop, Saint Cloud, FL 34771 · Last verified August 2026

Property Highlights

Property Type	Residential > Single Family > Home
Bedrooms	4 Beds
Bathrooms	3 Baths
Year Built	Built 2019
Square Footage	2,821 sqft Living Area
Lot Size	12,196 sqft (0.28 acres)
Occupancy	Owner Occupied
Last Sale	$361,200 (2019)
Tax Bill	$4,653.00 (2025)

Property Details

APN / Parcel Number

Primary APN	`16-25-31-3381-0001-0360`
Alternative APN	`253116338100010360`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Building Area	2,821 sqft Living Area
Gross Area	3,501 sqft Gross Area
1st Floor	1,377 sqft 1st Floor
Upper Floors	1,444 sqft Upper Floors
Stories	2 Stories
Primary Flooring	Carpet Flooring
Interior Structure	Wallboard/Drywall Interior Structure

Exterior

Year Built	Built 2019
Effective Year Built	Effective 2019
Architectural Style	Conventional Style
Exterior Material	Concrete Block Exterior
Construction Type	Frame Construction
Roof Construction	Gable/Hip Roof Construction
Roof Material	Composition Shingle Roof
Lot Area	12,196 sqft (0.28 acres)
Garage Type	Attached Garage
Garage Area	420 sqft Garage
Shed	1 Shed
Shed Area	64 sqft Shed
Porch Area	152 sqft Porch

Utilities and HVAC

Cooling System	A/C Package Cooling
Heating System	HVAC Heating

Location & Zoning

Street Address	5411 ARDMORE LOOP
City	SAINT CLOUD
State	FL
Zip	34771-8019
Property Usage	Residential Property Usage
Type	Residential > Single Family > Home
Legal Description	HANOVER RESERVE REPLAT PB 24 PGS 133-135 LOT 36
Legal Range	31E
Legal Township	25S
Legal Section	16
Legal Subdivision	HANOVER RESERVE REPLAT
Legal Tract	3381
Legal Block	360
Legal Lot Number	36
Jurisdiction	OSCEOLA FL
Minor Civil Division	ST. CLOUD
Census Blockgroup	1
Census Block	1031
Census Tract	43700

Owner

Source: Osceola County records · APN 16-25-31-3381-0001-0360

Assessment roll updated November 26, 2025 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	5411 ARDMORE LOOP, SAINT CLOUD, FL 34771-8019
Occupancy	Owner Occupied
Owner Type	Owner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Aug 16, 2019 · Amount on Record
Deed Sale	Aug 16, 2019 · Amount on Record
Deed Doc Number	2019106445
Deed Book / Page	5575 / 91
Record Refreshed	Sep 20, 2026

August 2019: Grant Deed, Subdivision Related Transfer

Document Type	Grant Deed
Jurisdiction	OSCEOLA FL
Recording Date	Aug 16, 2019
Property Address	5411 ARDMORE LOOP, SAINT CLOUD, FL 34771-8019
Document Number	0055750091
Book / Page	005575 / 000091
Instrument Date	Aug 12, 2019
Instrument	106445
Transaction Type	Subdivision Related Transfer
Record Updated	Aug 29, 2019
Title Company	INSPIRED TITLE SERVICES LLC, INSPIRED TITLE SVCS LLC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$2,528.40
Additional	Arms Length Transaction

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5411 ARDMORE LOOP ST CLOUD FL 347718019, ST CLOUD, FL 34771-8019

Mortgage

Document Number	55750093
Date	Aug 16, 2019
Book Page	005575/000093
Instrument	106446

Lender

Name	TAYLOR MORRISON HOME FUNDING
Type	Funding / Finance Company
Address	MAITLAND, FL 32751

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Aug 15, 2049

Tax Assessment & Valuation

Source: Osceola County records · Assessment roll updated November 26, 2025 · Last verified August 2026

Property Jurisdictions

Type	Name
State	Florida
County	Osceola County
Unified School District	Osceola County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,653.00 (+4.84%) Homeowner's exemption	$325,292 (+5.99%)	$418,800 (+0.31%) Land $75,000 Building $343,800
2024	$4,438.00 (+2.09%)
2023	$4,347.00 (+4%) Homeowner's exemption	$306,918 (+3%)	$417,500 (+16.23%) Land $75,000 Building $342,500
2022	$4,180.00 Homeowner's exemption	$297,979	$359,200 Land $55,000 Building $304,200

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Osceola County (12097C), updated September 24, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Flood Hazard	Minimal
500-Year Floodplain	No
Special Flood Hazard Area	No

Wildfire

Wildfire Risk	High above 82% of the US · above 73% of Florida
Wildfire Likelihood	About 1 in 151 per year
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; lenders make the official flood determination.