Osceola County property record for 5407 Ardmore Loop, Saint Cloud, FL 34771 · Last verified December 2025
| Property Type | Residential > Single Family > Home |
|---|---|
| Bedrooms | 4 Beds |
| Bathrooms | 3 Baths |
| Year Built | Built 2019 |
| Square Footage | 2,821 sqft Heated Area |
| Lot Size | 8,276 sqft (0.189 acres) |
| Garage | Finished, 420 sqft |
| Tax Bill | $6,463.00 (2025) |
| Primary APN | 162531338100010340 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 3 Baths |
| Building Area | 2,821 sqft Heated Area |
| Gross Area | 3,501 sqft Gross Area |
| 1st Floor | 1,377 sqft 1st Floor |
| Upper Floors | 1,444 sqft Upper Floors |
| Stories | 2 Stories |
| Primary Flooring | Carpet Flooring |
| Interior Structure | Wallboard/Drywall Interior Structure |
| Year Built | Built 2019 |
|---|---|
| Exterior Material | Stucco Exterior |
| Construction Type | Frame Construction |
| Foundation Type | Footing Foundation |
| Roof Construction | Gable/Hip Roof Construction |
| Roof Material | Composition Shingle Roof |
| Lot Area | 8,276 sqft (0.189 acres) |
| Garage Type | Finished Garage |
| Garage Area | 420 sqft Garage |
| Porch | Open Porch |
| Porch Area | 152 sqft Porch |
| Cooling System | A/C Package Cooling |
|---|---|
| Heating System | HVAC Heating |
| Street Address | 5407 ARDMORE LOOP |
|---|---|
| City | SAINT CLOUD |
| State | FL |
| Zip | 34771-8019 |
| Property Usage | Residential Property Usage |
| Type | Residential > Single Family > Home |
| Legal Description | HANOVER RESERVE REPLAT PB 24 PGS 133-135 LOT 34 |
| Legal Range | 31E |
| Legal Township | 25S |
| Legal Section | 16 |
| Legal Subdivision | HANOVER RESERVE |
| Legal Tract | 3381 |
| Legal Lot Number | 34 |
| Jurisdiction | OSCEOLA FL |
| Minor Civil Division | ST. CLOUD |
| Census Blockgroup | 1 |
| Census Block | 1031 |
| Census Tract | 43700 |
Source: Osceola County records · APN 162531338100010340
Assessment roll updated July 1, 2025 · Last verified December 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Company Name on File |
|---|---|
| Mailing Address | 9200 E HAMPTON DR, CAPITOL HEIGHTS, MD 20743-3828 |
| Owner Type | Owner is a Company |
| Date | Document |
|---|---|
| May 12, 2022 | Deed of Trust, Mortgage · Commercial Mortgage CITIBANK NA |
| Apr 19, 2022 | Special Warranty Deed, Transfer OS NATIONAL LLC |
| Dec 31, 2019 | Grant Deed, Transfer INSPIRED TITLE SERVICES LLC, INSPIRED TITLE SVCS LLC |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Apr 19, 2022 |
| Deed Sale | Apr 19, 2022 |
| Prior Sale | Dec 31, 2019 · Amount on Record |
| Deed Doc Number | 2022061526 |
| Deed Book / Page | 6196 / 2505 |
| Record Refreshed | Jun 08, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | OSCEOLA FL |
| Property Address | 5407 ARDMORE LOOP, SAINT CLOUD, FL 34771-8019 |
| Transaction Type | Mortgage |
| Record Updated | May 26, 2022 |
| Title Company | OS NATIONAL LLC |
| Name | Verified Name |
|---|
| Document Number | 0062122093 |
|---|---|
| Date | May 12, 2022 |
| Book Page | 6212/2093 |
| Instrument | 2022075248 |
| Name | CITIBANK NA |
|---|---|
| Type | Bank |
| Address | NEW YORK, NY 10013 |
| Type | Commercial Mortgage |
|---|---|
| Amount | Amount Recorded |
| Document Type | Special Warranty Deed |
|---|---|
| Jurisdiction | OSCEOLA FL |
| Recording Date | Apr 19, 2022 |
| Property Address | 5407 ARDMORE LOOP, SAINT CLOUD, FL 34771-8019 |
| Document Number | 0061962505 |
| Book / Page | 6196 / 2505 |
| Map Reference | MB 24 PG 133-135 |
| Instrument Date | Apr 14, 2022 |
| Instrument | 2022061526 |
| Transaction Type | Transfer |
| Record Updated | May 04, 2022 |
| Title Company | OS NATIONAL LLC |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Zero or No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 591 W PUTNAM AVE, 591, GREENWICH, CT 06830-6005 |
| Name | Verified Name |
|---|---|
| Address | 591 W PUTNAM AVE, GREENWICH, CT 06830-6005 |
| Investor | Possibly a Property Investor |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | OSCEOLA FL |
| Recording Date | Dec 31, 2019 |
| Property Address | 5407 ARDMORE LOOP, SAINT CLOUD, FL 34771-8019 |
| Document Number | 0056501248 |
| Book / Page | 005650 / 001248 |
| Instrument Date | Dec 30, 2019 |
| Instrument | 169660 |
| Transaction Type | Transfer |
| Record Updated | Jan 20, 2020 |
| Title Company | INSPIRED TITLE SERVICES LLC, INSPIRED TITLE SVCS LLC |
| Amount | Amount Recorded |
|---|---|
| Tax | $2,323.30 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Company |
| Address | 18305 BISCAYNE BLVD #402 AVENTURA FL 331602172, 402, AVENTURA, FL 33160-2172 |
| Investor | Possibly a Property Investor |
Source: Osceola County records · Assessment roll updated July 1, 2025 · Last verified December 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Osceola County |
| Unified School District | Osceola County School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $6,463.00 (+1.05%) | $415,100 (+0.39%) Land $75,000 Building $340,100 | $415,100 (+0.39%) Land $75,000 Building $340,100 |
| 2023 | $6,396.00 (+15.51%) | $413,500 (+16.48%) Land $75,000 Building $338,500 | $413,500 (+16.48%) Land $75,000 Building $338,500 |
| 2022 | $5,537.00 | $355,000 Land $55,000 Building $300,000 | $355,000 Land $55,000 Building $300,000 |
Source: FEMA National Flood Hazard Layer, Osceola County (12097C), updated September 24, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Special Flood Hazard Area | No |
| Wildfire Risk | High above 82% of the US · above 73% of Florida |
|---|---|
| Wildfire Likelihood | About 1 in 151 per year |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; lenders make the official flood determination.
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