Osceola County property record for 5400 Ardmore Loop, Saint Cloud, FL 34771 · Last verified August 2026
| Property Type | Residential > Single Family > Home |
|---|---|
| Bedrooms | 3 Beds |
| Bathrooms | 2 Baths |
| Year Built | Built 2019 |
| Square Footage | 1,927 sqft Living Area |
| Lot Size | 9,147 sqft (0.21 acres) |
| Occupancy | Owner Occupied |
| Last Sale | $400,000 (2026) |
| Tax Bill | $3,473.00 (2025) |
| Primary APN | 16-25-31-3381-0001-0570 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Building Area | 1,927 sqft Living Area |
| Gross Area | 2,720 sqft Gross Area |
| 1st Floor | 1,927 sqft 1st Floor |
| Stories | 1 Stories |
| Primary Flooring | Tile Flooring |
| Interior Structure | Wallboard/Drywall Interior Structure |
| Year Built | Built 2019 |
|---|---|
| Effective Year Built | Effective 2019 |
| Architectural Style | Conventional Style |
| Exterior Material | Concrete Block Exterior |
| Roof Construction | Gable/Hip Roof Construction |
| Roof Material | Composition Shingle Roof |
| Lot Area | 9,147 sqft (0.21 acres) |
| Garage Type | Attached Garage |
| Garage Area | 420 sqft Garage |
| Porch Area | 373 sqft Porch |
| Cooling System | A/C Package Cooling |
|---|---|
| Heating System | HVAC Heating |
| Street Address | 5400 ARDMORE LOOP |
|---|---|
| City | SAINT CLOUD |
| State | FL |
| Zip | 34771-8018 |
| Property Usage | Residential Property Usage |
| Type | Residential > Single Family > Home |
| Legal Description | HANOVER RESERVE REPLAT PB 24 PGS 133-135 LOT 57 |
| Legal Range | 31E |
| Legal Township | 25S |
| Legal Section | 16 |
| Legal Subdivision | HANOVER RESERVE REPLAT |
| Legal Tract | 3381 |
| Legal Block | 570 |
| Legal Lot Number | 57 |
| Jurisdiction | OSCEOLA FL |
| Minor Civil Division | ST. CLOUD |
| Census Blockgroup | 1 |
| Census Block | 1035 |
| Census Tract | 43700 |
Source: Osceola County records · APN 16-25-31-3381-0001-0570
Assessment roll updated November 26, 2025 · Last verified August 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 5400 ARDMORE LOOP, SAINT CLOUD, FL 34771-8018 |
| Occupancy | Owner Occupied |
| Owner Type | Owner is an Individual, Couple or Unincorporated Entity |
| Date | Document |
|---|---|
| Jul 31, 2026 | Warranty Deed, Transfer · Conventional Mortgage ROCKET MORTGAGE LLC |
| Aug 15, 2019 | Grant Deed, Subdivision Related Transfer · Conventional Mortgage TAYLOR MORRISON HOME FUNDING |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Jul 31, 2026 · Amount on Record |
| Deed Sale | Jul 31, 2026 · Amount on Record |
| Prior Sale | Aug 15, 2019 · Amount on Record |
| Deed Doc Number | 2026100102 |
| Deed Book / Page | 7012 / 2357 |
| Record Refreshed | Sep 20, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | OSCEOLA FL |
| Recording Date | Jul 31, 2026 |
| Property Address | 5400 ARDMORE LOOP, SAINT CLOUD, FL 34771-8018 |
| Document Number | 0000100102 |
| Book / Page | 7012 / 2357 |
| Instrument Date | Jul 30, 2026 |
| Instrument | 2026100102 |
| Transaction Type | Transfer |
| Record Updated | Aug 11, 2026 |
| Title Company | STEWART TITLE COMPANY (BA), STEWART TITLE COMPANY |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $282,800.00 |
| Amount Accuracy | Calculated from Tax (Full/Partial Unknown) |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 5400 ARDMORE LOOP, SAINT CLOUD, FL 34771-8018 |
| Document Number | 0000100103, |
|---|---|
| Date | Jul 31, 2026 |
| Instrument | 2026100103 |
| Name | ROCKET MORTGAGE LLC |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Aug 01, 2056 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 6.47% |
| Initial Type | Fixed Rate |
| Max Rate | -1% |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | OSCEOLA FL |
| Recording Date | Aug 15, 2019 |
| Property Address | 5400 ARDMORE LOOP, SAINT CLOUD, FL 34771-8018 |
| Document Number | 0055741267 |
| Book / Page | 005574 / 001267 |
| Instrument Date | Jul 26, 2019 |
| Instrument | 105988 |
| Transaction Type | Subdivision Related Transfer |
| Record Updated | Aug 27, 2019 |
| Title Company | INSPIRED TITLE SERVICES LLC, INSPIRED TITLE SVCS LLC |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $2,009.00 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 5400 ARDMORE LOOP ST CLOUD FL 347718018, ST CLOUD, FL 34771-8018 |
| Document Number | 55741269 |
|---|---|
| Date | Aug 15, 2019 |
| Book Page | 005574/001269 |
| Instrument | 105989 |
| Name | TAYLOR MORRISON HOME FUNDING |
|---|---|
| Type | Funding / Finance Company |
| Address | MAITLAND, FL 32751 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Aug 14, 2049 |
Source: Osceola County records · Assessment roll updated November 26, 2025 · Last verified August 2026
| Type | Name |
|---|---|
| State | Florida |
| County | Osceola County |
| Unified School District | Osceola County School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $3,473.00 (+5.4%) Homeowner's exemption | $240,133 (+7.09%) | $353,500 (+0.08%) Land $75,000 Building $278,500 |
| 2024 | $3,295.00 (+3.23%) | ||
| 2023 | $3,192.00 (+4.38%) Homeowner's exemption | $224,237 (+3%) | $353,200 (+17.19%) Land $75,000 Building $278,200 |
| 2022 | $3,058.00 Homeowner's exemption | $217,706 | $301,400 Land $55,000 Building $246,400 |
Source: FEMA National Flood Hazard Layer, Osceola County (12097C), updated September 24, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Special Flood Hazard Area | No |
| Wildfire Risk | High above 71% of the US · above 52% of Florida |
|---|---|
| Wildfire Likelihood | About 1 in 286 per year |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values are read at the parcel center point; lenders make the official flood determination.
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