5403 Ardmore Loop, Saint Cloud, FL 34771 Property Records

Osceola County property record for 5403 Ardmore Loop, Saint Cloud, FL 34771 · Last verified December 2025

Property Highlights

Property TypeResidential > Single Family > Home
Bedrooms4 Beds
Bathrooms3 Baths
Year BuiltBuilt 2019
Square Footage2,320 sqft Heated Area
Lot Size6,970 sqft (0.16 acres)
GarageFinished, 420 sqft
Last Sale$465,000 (2022)
Tax Bill$5,812.00 (2025)

Property Details

APN / Parcel Number

Primary APN162531338100010320

Interior

Bedrooms4 Beds
Full Baths3 Baths
Partial Baths1 Partial Baths
Building Area2,320 sqft Heated Area
Gross Area3,044 sqft Gross Area
1st Floor1,200 sqft 1st Floor
Upper Floors1,120 sqft Upper Floors
Stories1 Stories
Primary FlooringTile Flooring
Interior StructureWallboard/Drywall Interior Structure

Exterior

Year BuiltBuilt 2019
Exterior MaterialStucco Exterior
Construction TypeFrame Construction
Foundation TypeFooting Foundation
Roof ConstructionGable/Hip Roof Construction
Roof MaterialComposition Shingle Roof
Lot Area6,970 sqft (0.16 acres)
Garage TypeFinished Garage
Garage Area420 sqft Garage
PorchOpen Porch
Porch Area304 sqft Porch

Utilities and HVAC

Cooling SystemA/C Package Cooling
Heating SystemHVAC Heating

Location & Zoning

Street Address5403 ARDMORE LOOP
CitySAINT CLOUD
StateFL
Zip34771-8019
Property UsageResidential Property Usage
TypeResidential > Single Family > Home
Legal DescriptionHANOVER RESERVE REPLAT PB 24 PGS 133-135 LOT 32
Legal Range31E
Legal Township25S
Legal Section16
Legal SubdivisionHANOVER RESERVE
Legal Tract3381
Legal Lot Number32
JurisdictionOSCEOLA FL
Minor Civil DivisionST. CLOUD
Census Blockgroup1
Census Block1031
Census Tract43700

Owner

Source: Osceola County records · APN 162531338100010320

Assessment roll updated July 1, 2025 · Last verified December 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordCompany Name on File
Mailing AddressPO BOX 4900, SCOTTSDALE, AZ 85261-4900
Owner TypeOwner is a Company

Deeds, Mortgages & Sale History

DateDocument
Feb 04, 2022Warranty Deed, Transfer
FIRST SERVICE TITLE, FIRST SERVICE TTL OF FL LLC
Dec 27, 2019Grant Deed, Subdivision Related Transfer · Conventional Mortgage with Private Mortgage Insurance (PMI)
TAYLOR MORRISON HOME FUNDING

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleFeb 04, 2022 · Amount on Record
Deed SaleFeb 04, 2022 · Amount on Record
Prior SaleDec 27, 2019 · Amount on Record
Deed Doc Number2022019296
Deed Book / Page6143 / 2811
Record RefreshedJun 08, 2026

February 2022: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionOSCEOLA FL
Recording DateFeb 04, 2022
Property Address5403 ARDMORE LOOP, SAINT CLOUD, FL 34771-8019
Document Number0061432811
Book / Page6143 / 2811
Map ReferenceMB 24 PG 133
Instrument DateFeb 03, 2022
Instrument2022019296
Transaction TypeTransfer
Record UpdatedFeb 17, 2022
Title CompanyFIRST SERVICE TITLE, FIRST SERVICE TTL OF FL LLC

Transaction

AmountAmount Recorded
Tax$3,255.00
Amount AccuracyFull Amount Stated
Additional
  • Arms Length Transaction

Transferred From (Grantor/Seller)

NameVerified Name
Address911 WILDWOOD CT, 911, BIRMINGHAM, AL 35209-2824

Transferred To (Grantee/Buyer)

NameVerified Name
Address1717 MAIN ST STE 2000, 2000, DALLAS, TX 75201-4657
InvestorPossibly a Property Investor

December 2019: Grant Deed, Subdivision Related Transfer

Document TypeGrant Deed
JurisdictionOSCEOLA FL
Recording DateDec 27, 2019
Property Address5403 ARDMORE LOOP, SAINT CLOUD, FL 34771-8019
Document Number0056472409
Book / Page005647 / 002409
Instrument DateDec 20, 2019
Instrument167623
Transaction TypeSubdivision Related Transfer
Record UpdatedJan 17, 2020
Title CompanyINSPIRED TITLE SERVICES LLC, INSPIRED TITLE SVCS LLC

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$2,335.20
Additional
  • Arms Length Transaction

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address5403 ARDMORE LOOP ST CLOUD FL 347718019, ST CLOUD, FL 34771-8019

Mortgage

Document Number56472411
DateDec 27, 2019
Book Page005647/002411
Instrument167624
Lender
NameTAYLOR MORRISON HOME FUNDING
TypeFunding / Finance Company
AddressMAITLAND, FL 32751
Agreement
TypeConventional Mortgage with Private Mortgage Insurance (PMI)
AmountAmount Recorded
Term360 Months
DueDec 26, 2049

Tax Assessment & Valuation

Source: Osceola County records · Assessment roll updated July 1, 2025 · Last verified December 2025

Property Jurisdictions

TypeName
StateFlorida
CountyOsceola County
Unified School DistrictOsceola County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2025$5,812.00 (+0.36%)$368,100 (-0.57%) Land $75,000 Building $293,100$368,100 (-0.57%) Land $75,000 Building $293,100
2023$5,791.00 (+75.11%)$370,200 (+57.14%) Land $75,000 Building $295,200$370,200 (+16.93%) Land $75,000 Building $295,200
2022$3,307.00 Homeowner's exemption$235,588$316,600 Land $55,000 Building $261,600

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Osceola County (12097C), updated September 24, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Flood HazardMinimal
500-Year FloodplainNo
Special Flood Hazard AreaNo

Wildfire

Wildfire RiskHigh
above 82% of the US · above 73% of Florida
Wildfire LikelihoodAbout 1 in 151 per year
ExposureDirect
burnable vegetation at the parcel

Values are read at the parcel center point; lenders make the official flood determination.

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