5401 Scotch Settlement Rd, Almont, MI 48003 Property Records

Lapeer County property record for 5401 Scotch Settlement Rd, Almont, MI 48003

Property Summary

Property Type	Single Family Home
Details	3 ba · 2,103 sqft · built 2004
Lot Size	2 acres (87,120 sqft)
Owner	2 Individual Names on Record
Last Sale	$245,000 (Aug 2008)
Tax Bill	$3,030 (2025)
Deeds & Mortgages	Oct 2026 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`001-025-025-30`

Property Details

APN / Parcel Number

Primary APN	`001-025-025-30`

Interior

Full Baths	3 Baths
Building Area	2,103 sqft Living Area
1st Floor Area	2,103 sqft
Basement Area	2,103 sqft
Unfinished Basement	2,103 sqft
Flooring	Carpet
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2004
Effective Year Built	Effective 2004
Architectural Style	Ranch
Lot Area	87,120 sqft (2 acres)
Garage Area	526 sqft
Total Buildings	2 Buildings

Utilities, Heating & Cooling

Heating System	Forced Air with A/C

Location & Zoning

Street Address	5401 SCOTCH SETTLEMENT RD
City	ALMONT
State	MI
Zip	48003-8728
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	AR
Legal Description	PARCEL I SEC 25 T6N R12E COM AT THE S 1/4 OF SEC; TH W 1292.67 FT; TH N 941.40 FT TO THE POB; TH CONTINUING N 165.00 FT; TH E
Legal Range	12E
Legal Township	06N
Legal Section	25
Jurisdiction	LAPEER MI
Township / Civil Division	ALMONT
Census Block Group	1
Census Block	1007
Census Tract	340000

Owner

Source: Lapeer County records, as of October 21, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on Record
Mailing Address	5401 SCOTCH SETTLEMENT RD, ALMONT, MI 48003-8728
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 8, 2008 · Amount on Record
Deed Sale	Aug 8, 2008 · Amount on Record
Prior Sale	Jul 21, 2004 · Amount on Record
Deed Book / Page	2344 / 643
Record Updated	Oct 29, 2026

October 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LAPEER MI
Recording Date	Oct 1, 2026
Property Address	5401 SCOTCH SETTLEMENT RD, ALMONT, MI 48003-8728
Document Number	3547000085
Book / Page	3547 / 85
Instrument Date	Sep 21, 2026
Transaction Type	Mortgage
Record Updated	Oct 21, 2026
Title Company	TITLE SERVICE AND LIAISON COMPANIES, INDECOMM GLOBAL SERVICES

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5401 SCOTCH SETTLEMENT RD, ALMONT, MI 48003-8728

Mortgage

Document Number	3547000085,
Date	Oct 1, 2026
Book Page	3547/85

Lender

Name	INDEPENDENT BANK

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	180 Months
Due	Oct 1, 2041

Interest

Rate Type	Fixed Rate
Initial Type	Fixed Rate
Max Rate	-1%

Tax Assessment & Valuation

Source: Lapeer County assessment roll, as of September 24, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Lapeer County
County Subdivision	Almont Township
Unified School District	Almont Community Schools (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$246,900 (+4.53%)	$493,800 (+4.53%)
2025	$3,030.00 (-8.84%) Homeowner's exemption	$236,200 (+19.53%)	$472,400 (+19.53%)
2023		$197,600	$395,200
2022	$3,324.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective May 4, 2016

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 94% of the US · lower than 85% of Michigan
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 21 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Starlink Satellite	280 / 30
Mercury Fiber Fixed Wireless	150 / 20
Verizon Fixed Wireless	25 / 6
Frontier DSL	10 / 1

May also be available: Air Advantage, AT&T.

Cell Coverage

5G (outdoors only) and 4G LTE

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