5447 Scotch Settlement Rd, Almont, MI 48003 Property Records

Lapeer County property record for 5447 Scotch Settlement Rd, Almont, MI 48003

Property Summary

Property Type	Single Family Home
Details	3 ba · 1,850 sqft · built 2003
Lot Size	2 acres (87,120 sqft)
Owner	Individual Name on Record
Last Sale	$63,000 (Dec 2003)
Tax Bill	$2,971 (2025)
Deeds & Mortgages	Apr 2022 Transfer Dec 2020 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`001-025-025-15`

Property Details

APN / Parcel Number

Primary APN	`001-025-025-15`

Interior

Full Baths	3 Baths
Building Area	1,850 sqft Living Area
1st Floor Area	1,850 sqft
Basement Area	1,850 sqft
Unfinished Basement	1,850 sqft
Flooring	Carpet
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2003
Effective Year Built	Effective 2003
Architectural Style	Ranch
Lot Area	87,120 sqft (2 acres)
Garage Area	1,684 sqft
Total Buildings	2 Buildings

Utilities, Heating & Cooling

Heating System	Forced Air with A/C

Location & Zoning

Street Address	5447 SCOTCH SETTLEMENT RD
City	ALMONT
State	MI
Zip	48003-8728
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	AR
Legal Description	PARCEL L SEC 25 T6N R12E COM AT THE S 1/4 OF SEC; TH W 1292.67 FT; TH N 446.40 FT TO THE POB; TH CONTINUING N 165.00 FT; TH E
Legal Range	12E
Legal Township	06N
Legal Section	25
Jurisdiction	LAPEER MI
Township / Civil Division	ALMONT
Census Block Group	1
Census Block	1007
Census Tract	340000

Owner

Source: Lapeer County records, as of September 24, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on Record
Mailing Address	5447 SCOTCH SETTLEMENT RD, ALMONT, MI 48003-8728
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Apr 29, 2022	Intrafamily Transfer, Transfer
Dec 11, 2020	Deed of Trust, Mortgage · Conventional Mortgage CASON HOME LOANS

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Dec 1, 2003 · Amount on Record
Deed Sale	Dec 1, 2003 · Amount on Record
Prior Sale	Apr 25, 2003 · Amount on Record
Deed Book / Page	1839 / 217
Last Transfer Date	Apr 28, 2022
Transfer Doc	0032900850
Record Updated	Oct 29, 2026

April 2022: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	LAPEER MI
Recording Date	Apr 29, 2022
Property Address	5447 SCOTCH SETTLEMENT RD, ALMONT, MI 48003-8728
Document Number	0032900850
Book / Page	3290 / 850
Instrument Date	Apr 27, 2022
Transaction Type	Transfer
Record Updated	Jun 2, 2022

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	5447 SCOTCH SETTLEMENT RD, 5447, ALMONT, MI 48003-8728

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5447 SCOTCH SETTLEMENT RD, ALMONT, MI 48003-8728

December 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LAPEER MI
Property Address	5447 SCOTCH SETTLEMENT RD, ALMONT, MI 48003-8728
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	MANSON BURGESS TITLE AGENCY

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5447 SCOTCH SETTLEMENT RD, ALMONT, MI 48003-8728

Mortgage

Document Number	0031540457
Date	Dec 11, 2020
Book Page	3154/457

Lender

Name	CASON HOME LOANS
Type	Mortgage Company
Address	NORTH PALM BEACH, FL 33408

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Dec 1, 2050

Tax Assessment & Valuation

Source: Lapeer County assessment roll, as of September 24, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Lapeer County
County Subdivision	Almont Township
Unified School District	Almont Community Schools (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$241,600 (+3.16%)	$483,200 (+3.16%)
2025	$2,971.00 (+5.06%) Homeowner's exemption	$234,200 (+19.25%)	$468,400 (+19.25%)
2024	$2,828.00 (-13.22%)
2023		$196,400	$392,800
2022	$3,259.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective May 4, 2016

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 95% of Michigan
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 21 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Starlink Satellite	280 / 30
Mercury Fiber Fixed Wireless	150 / 20
Verizon Fixed Wireless	25 / 6
Frontier DSL	10 / 1

May also be available: Air Advantage, AT&T.

Cell Coverage

5G (outdoors only) and 4G LTE

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