5383 Scotch Settlement Rd, Almont, MI 48003 Property Records

Lapeer County property record for 5383 Scotch Settlement Rd, Almont, MI 48003

Property Summary

Property Type	Single Family Home
Details	2.5 ba · 1,850 sqft · built 2003
Lot Size	2 acres (87,120 sqft)
Owner	2 Individual Names on Record
Last Sale	$325,500 (Aug 2004)
Tax Bill	$3,095 (2025)
Deeds & Mortgages	Sep 2022 Line of Credit Jul 2021 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`001-025-025-35`

Property Details

APN / Parcel Number

Primary APN	`001-025-025-35`

Interior

Full Baths	2.5 Baths
Half Baths	1 Half Bath
Building Area	1,850 sqft Living Area
1st Floor Area	1,850 sqft
Basement Area	1,850 sqft
Unfinished Basement	1,850 sqft
Flooring	Carpet
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2003
Effective Year Built	Effective 2003
Architectural Style	Ranch
Lot Area	87,120 sqft (2 acres)
Garage Area	418 sqft
Total Buildings	2 Buildings

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C

Location & Zoning

Street Address	5383 SCOTCH SETTLEMENT RD
City	ALMONT
State	MI
Zip	48003-8787
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	AR
Legal Description	PARCEL H SEC 25 T6N R12E COM AT THE S 1/4 OF SEC; TH W 1292.67 FT; TH N 1106.40 FT TO THE POB; TH CONTINUING N 165.00 FT; TH
Legal Range	12E
Legal Township	06N
Legal Section	25
Jurisdiction	LAPEER MI
Township / Civil Division	ALMONT
Census Block Group	1
Census Block	1007
Census Tract	340000

Owner

Source: Lapeer County records, as of September 24, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on Record
Mailing Address	5383 SCOTCH SETTLEMENT RD, ALMONT, MI 48003-8787
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Sep 6, 2022	Deed of Trust, Mortgage · Line of Credit CITIZENS BANK NA
Jul 21, 2021	Deed of Trust, Mortgage · Conventional Mortgage PNC BANK NA
Jan 8, 2018	Deed of Trust, Mortgage · Stand-Alone Refinance PNC MORTGAGE LLC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 25, 2004 · Amount on Record
Deed Sale	Aug 25, 2004 · Amount on Record
Prior Sale	Mar 28, 2003 · Amount on Record
Deed Document Number	20041
Record Updated	Oct 29, 2026

September 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LAPEER MI
Property Address	5383 SCOTCH SETTLEMENT RD, ALMONT, MI 48003-8787
Transaction Type	Mortgage
Record Updated	Oct 11, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5383 SCOTCH SETTLEMENT RD, ALMONT, MI 48003-8787

Mortgage

Document Number	0033140737
Date	Sep 6, 2022
Book Page	3314/737

Lender

Name	CITIZENS BANK NA
Type	Bank
Address	PROVIDENCE, RI 02903

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	299 Months
Due	Aug 22, 2047

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

July 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LAPEER MI
Property Address	5383 SCOTCH SETTLEMENT RD, ALMONT, MI 48003-8787
Transaction Type	Mortgage
Record Updated	Aug 25, 2021
Title Company	NATIONALLINK

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5383 SCOTCH SETTLEMENT RD, ALMONT, MI 48003-8787

Mortgage

Document Number	0032210813
Date	Jul 21, 2021
Book Page	3221/813

Lender

Name	PNC BANK NA
Type	Bank
Address	MIAMISBURG, OH 45342

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	181 Months
Due	Aug 1, 2036

January 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LAPEER MI
Property Address	5383 SCOTCH SETTLEMENT RD, ALMONT, MI 48003-8787
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0029390627
Date	Jan 8, 2018
Book Page	2939/627

Lender

Name	PNC MORTGAGE LLC
Type	Lending Institution

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	361 Months
Due	Feb 1, 2048

Tax Assessment & Valuation

Source: Lapeer County assessment roll, as of September 24, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Lapeer County
County Subdivision	Almont Township
Unified School District	Almont Community Schools (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$268,100 (+3.51%)	$536,200 (+3.51%)
2025	$3,095.00 (-8.84%) Homeowner's exemption	$259,000 (+19.35%)	$518,000 (+19.35%)
2023		$217,000	$434,000
2022	$3,395.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective May 4, 2016

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 94% of the US · lower than 85% of Michigan
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 21 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Starlink Satellite	280 / 30
Mercury Fiber Fixed Wireless	150 / 20
Verizon Fixed Wireless	25 / 6
Frontier DSL	10 / 1

May also be available: Air Advantage, AT&T.

Cell Coverage

5G (outdoors only) and 4G LTE

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