5371 Scotch Settlement Rd, Almont, MI 48003 Property Records

Lapeer County property record for 5371 Scotch Settlement Rd, Almont, MI 48003

Property Summary

Property Type	Single Family Home
Details	2.5 ba · 2,135 sqft · built 2003
Lot Size	2 acres (87,120 sqft)
Owner	2 Individual Names on Record
Last Sale	$330,000 (Jun 2019)
Tax Bill	$5,154 (2025)
Deeds & Mortgages	Sep 2025 Line of Credit Aug 2023 Line of Credit + 3 more
Flood Zone	Zone X (minimal risk)
APN	`001-025-025-40`

Property Details

APN / Parcel Number

Primary APN	`001-025-025-40`

Interior

Full Baths	2.5 Baths
Half Baths	1 Half Bath
Building Area	2,135 sqft Living Area
1st Floor Area	1,543 sqft
Basement Area	1,543 sqft
Unfinished Basement	1,543 sqft
Flooring	Carpet
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2003
Effective Year Built	Effective 2003
Architectural Style	Contemporary
Lot Area	87,120 sqft (2 acres)
Garage Area	504 sqft
Total Buildings	2 Buildings

Utilities, Heating & Cooling

Heating System	Forced Air with A/C

Location & Zoning

Street Address	5371 SCOTCH SETTLEMENT RD
City	ALMONT
State	MI
Zip	48003-8787
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	AR
Legal Description	PARCEL G SEC 25 T6N R12E COM AT THE S 1/4 OF SEC; TH W 1292.67 FT; TH N 1271.40 FT TO THE POB; TH CONTINUING N 165.00 FT; TH
Legal Range	12E
Legal Township	06N
Legal Section	25
Jurisdiction	LAPEER MI
Township / Civil Division	ALMONT
Census Block Group	1
Census Block	1007
Census Tract	340000

Owner

Source: Lapeer County records, as of September 24, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on Record
Mailing Address	5371 SCOTCH SETTLEMENT RD, ALMONT, MI 48003-8787
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Sep 29, 2025	Deed of Trust, Mortgage · Line of Credit GENISYS CU
Aug 28, 2023	Deed of Trust, Mortgage · Line of Credit COMMUNITY CHOICE CU
Dec 8, 2020	Deed of Trust, Mortgage · Line of Credit COMMUNITY CHOICE CU
Nov 9, 2020	Deed of Trust, Mortgage · FHA Mortgage ENVOY MORTGAGE LTD
Jun 28, 2019	Warranty Deed, Transfer A S K SERVICES INC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 28, 2019 · Amount on Record
Deed Sale	Jun 28, 2019 · Amount on Record
Prior Sale	Jun 28, 2019 · Amount on Record
Deed Document Number	20193031441
Deed Book / Page	3031 / 441
Record Updated	Oct 29, 2026

September 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LAPEER MI
Property Address	5371 SCOTCH SETTLEMENT RD, ALMONT, MI 48003-8787
Transaction Type	Mortgage
Record Updated	Oct 17, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5371 SCOTCH SETTLEMENT RD, ALMONT, MI 48003-8787

Mortgage

Document Number	0034790518
Date	Sep 29, 2025
Book Page	3479/518

Lender

Name	GENISYS CU
Type	Credit Union
Address	2100 EXECUTIVE HILLS DR, AUBURN HILLS, MI 48326

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	240 Months
Due	Sep 2, 2045

Interest

Change Frequency	Monthly

August 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LAPEER MI
Property Address	5371 SCOTCH SETTLEMENT RD, ALMONT, MI 48003-8787
Transaction Type	Mortgage
Record Updated	Oct 3, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5371 SCOTCH SETTLEMENT RD, ALMONT, MI 48003-8787

Mortgage

Document Number	0033650179
Date	Aug 28, 2023
Book Page	3365/179

Lender

Name	COMMUNITY CHOICE CU
Type	Credit Union
Address	FARMINGTON, MI 48334

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	324 Months
Due	Aug 27, 2050

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

December 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LAPEER MI
Property Address	5371 SCOTCH SETTLEMENT RD, ALMONT, MI 48003-8787
Transaction Type	Mortgage
Record Updated	Aug 12, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5371 SCOTCH SETTLEMENT RD, ALMONT, MI 48003-8787

Mortgage

Document Number	0031520393
Date	Dec 8, 2020
Book Page	3152/393

Lender

Name	COMMUNITY CHOICE CU
Type	Credit Union
Address	FARMINGTON, MI 48334

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	324 Months
Due	Dec 7, 2047

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

November 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LAPEER MI
Property Address	5371 SCOTCH SETTLEMENT RD, ALMONT, MI 48003-8787
Transaction Type	Mortgage
Record Updated	Aug 12, 2022
Title Company	FRANKLIN TITLE AGENCY

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5371 SCOTCH SETTLEMENT RD, ALMONT, MI 48003-8787

Mortgage

Document Number	0031450001
Date	Nov 9, 2020
Book Page	3145/1

Lender

Name	ENVOY MORTGAGE LTD
Type	Mortgage Company
Address	HOUSTON, TX 77043

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Nov 1, 2050

June 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LAPEER MI
Recording Date	Jun 28, 2019
Property Address	5371 SCOTCH SETTLEMENT RD, ALMONT, MI 48003-8787
Document Number	0030310441
Book / Page	3031 / 441
Instrument Date	Jun 21, 2019
Instrument	1465
Transaction Type	Transfer
Record Updated	Aug 12, 2022
Title Company	A S K SERVICES INC

Transaction

Amount	Amount Recorded
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	12115 BARBARA ANN DR, WASHINGTON, MI 48095-1428

Tax Assessment & Valuation

Source: Lapeer County assessment roll, as of September 24, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Lapeer County
County Subdivision	Almont Township
Unified School District	Almont Community Schools (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$268,700 (+4.35%)	$537,400 (+4.35%)
2025	$5,154.00 (-8.89%) Homeowner's exemption	$257,500 (+19.43%)	$515,000 (+19.43%)
2023		$215,600	$431,200
2022	$5,657.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective May 4, 2016

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 95% of the US · lower than 89% of Michigan
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 21 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Starlink Satellite	280 / 30
Mercury Fiber Fixed Wireless	150 / 20
Verizon Fixed Wireless	25 / 6
Frontier DSL	10 / 1

May also be available: Air Advantage, AT&T.

Cell Coverage

5G (outdoors only) and 4G LTE

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