5355 Scotch Settlement Rd, Almont, MI 48003 Property Records

Lapeer County property record for 5355 Scotch Settlement Rd, Almont, MI 48003

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 2,047 sqft · built 2015
Lot Size	2 acres (87,120 sqft)
Owner	2 Individual Names on Record
Last Sale	$62,000 (Mar 2003)
Tax Bill	$1,209 (2025)
Deeds & Mortgages	Feb 2022 Line of Credit Mar 2021 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`001-025-025-45`

Property Details

APN / Parcel Number

Primary APN	`001-025-025-45`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Building Area	2,047 sqft Living Area
1st Floor Area	1,509 sqft
Basement Area	1,509 sqft
Unfinished Basement	1,509 sqft
Flooring	Carpet

Exterior

Year Built	Built 2015
Effective Year Built	Effective 2015
Architectural Style	Ranch
Lot Area	87,120 sqft (2 acres)
Lot Dimensions	528 ft deep x 165 ft wide
Garage Area	875 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C

Location & Zoning

Street Address	5355 SCOTCH SETTLEMENT RD
City	ALMONT
State	MI
Zip	48003-8787
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	AR
Legal Description	PARCEL F SEC 25 T6N R12E COM AT THE S 1/4 OF SEC; TH W 1292.67 FT; TH N 1436.40 FT TO THE POB; TH CONTINUING N 165.00 FT; TH
Legal Range	12E
Legal Township	06N
Legal Section	25
Jurisdiction	LAPEER MI
Township / Civil Division	ALMONT
Census Block Group	1
Census Block	1007
Census Tract	340000

Owner

Source: Lapeer County records, as of May 27, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on Record
Mailing Address	5355 SCOTCH SETTLEMENT RD, ALMONT, MI 48003-8787
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Feb 25, 2022	Deed of Trust, Mortgage · Line of Credit THE HUNTINGTON NATIONAL BANK
Mar 19, 2021	Deed of Trust, Mortgage · Conventional Mortgage UNITED WHOLESALE MORTGAGE

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Mar 28, 2003 · Amount on Record
Deed Sale	Mar 28, 2003 · Amount on Record
Prior Sale	Jul 12, 2002 · Amount on Record
Deed Book / Page	1702 / 598
Record Updated	Sep 20, 2026

February 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LAPEER MI
Property Address	5355 SCOTCH SETTLEMENT RD, ALMONT, MI 48003-8787
Transaction Type	Mortgage
Record Updated	Apr 5, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5355 SCOTCH SETTLEMENT RD, ALMONT, MI 48003-8787

Mortgage

Document Number	0032760645
Date	Feb 25, 2022
Book Page	3276/645

Lender

Name	THE HUNTINGTON NATIONAL BANK
Type	Bank
Address	COLUMBUS, OH 43231

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Feb 9, 2052

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

March 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LAPEER MI
Property Address	5355 SCOTCH SETTLEMENT RD, ALMONT, MI 48003-8787
Transaction Type	Mortgage
Record Updated	Apr 22, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5355 SCOTCH SETTLEMENT RD, ALMONT, MI 48003-8787

Mortgage

Document Number	0031830812
Date	Mar 19, 2021
Book Page	3183/812

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company
Address	PONTIAC, MI 48341

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	301 Months
Due	Apr 1, 2046

Tax Assessment & Valuation

Source: Lapeer County assessment roll, as of August 14, 2025

Property Jurisdictions

Type	Name
State	Michigan
County	Lapeer County
County Subdivision	Almont Township
Unified School District	Almont Community Schools (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,209.00 (-64.72%) Homeowner's exemption	$199,300 (+19.77%)	$398,600 (+19.77%)
2023		$166,400	$332,800
2022	$3,427.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective May 4, 2016

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 95% of the US · lower than 89% of Michigan
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 21 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Starlink Satellite	280 / 30
Mercury Fiber Fixed Wireless	150 / 20
Verizon Fixed Wireless	25 / 6
Frontier DSL	10 / 1

May also be available: Air Advantage, AT&T.

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on Scotch Settlement Rd

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures