540 Palmetto Ave, Pacifica, CA 94044 Property Records

San Mateo County property record for 540 Palmetto Ave, Pacifica, CA 94044

Property Summary

Property TypeSingle Family Home
Details3 bd · 1 ba · 910 sqft · built 1949
Lot Size0.142 acres (6,185 sqft)
OwnerIndividual Name on Record
Last Sale$280,000 (Feb 2000)
Tax Bill$6,459 (2025)
Deeds & MortgagesFeb 2022 Mortgage
Flood ZoneZone X (minimal risk)
APN009-162-500

Property Details

APN / Parcel Number

Primary APN009-162-500

Interior

Bedrooms3 Beds
Full Baths1 Bath
Total Rooms5 Rooms
Stories1 Story
Building Area910 sqft Living Area
1st Floor Area910 sqft
Family RoomFamily Room

Exterior

Year BuiltBuilt 1949
Effective Year BuiltEffective 1949
Architectural StyleRanch
Exterior MaterialWood
Construction TypeWood
Roof MaterialTar & Gravel
Lot Area6,185 sqft (0.142 acres)
Lot Dimensions117 ft deep x 53 ft wide
Garage Area280 sqft
Parking Spaces1 Parking Space

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral

Location & Zoning

Street Address540 PALMETTO AVE
CityPACIFICA
StateCA
Zip94044-1842
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR10006
Legal DescriptionLOT 9 BLOCK 24 LESS PTN TO HWY PACIFIC MANOR NO 5 RSM 30/17
Legal SubdivisionPACIFIC MANOR NO 5
Legal Block24
Legal Lot Number9
JurisdictionSAN MATEO CA
Township / Civil DivisionSOUTH SAN FRANCISCO
Census Block Group1
Census Block1026
Census Tract602900

Owner

Source: San Mateo County records, as of July 15, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address540 PALMETTO AVE, PACIFICA, CA 94044-1842
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last SaleFeb 4, 2000 · Amount on Record
Deed SaleFeb 4, 2000 · Amount on Record
Deed Document Number200015009
Last Transfer DateMay 28, 2014
Transfer Doc0000011316
Record UpdatedSep 20, 2026

February 2022: Intrafamily Transfer, Transfer

Document TypeIntrafamily Transfer
JurisdictionSAN MATEO CA
Recording DateFeb 7, 2022
Property Address540 PALMETTO AVE, PACIFICA, CA 94044-1842
Document Number0000011316
Map ReferenceMB 30 PG 17
Instrument DateMay 28, 2014
Instrument2022-011316
Transaction TypeTransfer
Record UpdatedMar 3, 2022
Title CompanyTWFG NATIONAL TITLE INSURANCE COMPANY, WFG NATIONAL TITLE INS CO

Transaction

Tax$0.00
Amount AccuracyTransfer Tax Exempt
Additional
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address540 PALMETTO AVE, PACIFICA, CA 94044-1842

Mortgage

Document Number0000011317
DateFeb 7, 2022
Instrument2022-011317
Lender
NameUNITED WHOLESALE MORTGAGE
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term121 Months
DueMar 1, 2032

Tax Assessment & Valuation

Source: San Mateo County assessment roll, as of July 15, 2026

Property Jurisdictions

TypeName
StateCalifornia
CountySan Mateo County
MunicipalityPacifica City
Secondary School DistrictJefferson Union High School District (09 - 12)
Elementary School DistrictPacifica School District (KG - 08)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$438,946 (+2%) Land $219,473 Building $219,473
2025$6,459.00 (+8.21%) Homeowner's exemption$430,340 (+4.04%) Land $215,170 Building $215,170
2023$5,969.00 (+6.02%) Homeowner's exemption$413,630 Land $206,815 Building $206,815$770,850
2022$5,630.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 10, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 8 (10% premium discount)
Nearby Flood Policies1 in force
Nearby Flood Claims15 (1989–2021)
Claims Outside the SFHA15 of 15
Most Recent ClaimOct 2021 · river or lake flooding
Claims by Event
  • Severe Winter Storms And Flooding, Mar 1998 · 8 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemNORTH COAST COUNTY WATER DIST
serves 38,546 people · EPA ID CA4110025
Water SourcePurchased surface water from several systems
Last State InspectionMar 2026
LeadUnder 1 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 418 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
AT&T
Fiber · Fixed Wireless, DSL in parts of the area
5,000 / 5,000
Xfinity
Cable
2,000 / 250
T-Mobile
Fixed Wireless
100 / 20

May also be available: Verizon.

Nearby Properties on Palmetto Ave

Nearby Streets

Search Property Records by Address or Parcel Number