520 Palmetto Ave, Pacifica, CA 94044 Property Records

San Mateo County property record for 520 Palmetto Ave, Pacifica, CA 94044

Property Summary

Property TypeRetail Stores (Personal Services, Photography, Travel)
Details13,763 sqft · built 2009
Lot Size0.473 acres (20,586 sqft)
Owner2 Company Names on Record
Last Sale$1,300,000 (Oct 2005)
Tax Bill$44,287 (2025)
Deeds & MortgagesAug 2023 Mortgage
Flood ZoneZone X (minimal risk)
APN009-162-550

Property Details

APN / Parcel Number

Primary APN009-162-550

Interior

Stories2 Stories
Building Area13,763 sqft Gross Area
Office2,976 sqft

Exterior

Year BuiltBuilt 2009
Effective Year BuiltEffective 2009
Lot Area20,586 sqft (0.473 acres)

Location & Zoning

Street Address520 PALMETTO AVE
CityPACIFICA
StateCA
Zip94044-1842
Property CategoryCommercial
Property TypeCommercial > Retail > Retail Stores (Personal Services, Photography, Travel)
Local Zoning CodeCL00C1
Legal DescriptionBEING PTN OF LOT 7 PACIFIC MANOR NO 8 RSM 37/24 & PTN OF ADJ ACREAGE CITY OF PACIFICA
Legal SubdivisionPACIFIC MANOR NO 8
Legal Lot Number7
JurisdictionSAN MATEO CA
Township / Civil DivisionSOUTH SAN FRANCISCO
Census Block Group1
Census Block1026
Census Tract602900

Owner

Source: San Mateo County records, as of July 15, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Company Names on Record
Mailing AddressPO BOX 1159, DEERFIELD, IL 60015-6002
Owner TypeCompany
VestingCompany

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleOct 18, 2005 · Amount on Record
Deed SaleOct 18, 2005 · Amount on Record
Deed Document Number2005181163
Prior Transfer DateMay 9, 1994
Prior Transfer Doc0000103710
Record UpdatedSep 20, 2026

August 2023: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSAN MATEO CA
Property Address520 PALMETTO AVE, PACIFICA, CA 94044-1842
Transaction TypeMortgage
Record UpdatedOct 5, 2023
Title CompanyWFG NATIONAL TITLE COMPANY

Transferred To (Grantee/Buyer)

NameVerified Name
Address3450 SACRAMENTO ST 128, 128, SAN FRANCISCO, CA 94118-2712

Mortgage

Document Number0000042305
DateAug 31, 2023
Instrument2023-042305
Lender
NameBANK OF GUAM
TypeBank
AddressSAN FRANCISCO, CA 94104
Agreement
TypeCommercial Mortgage
AmountAmount Recorded

Tax Assessment & Valuation

Source: San Mateo County assessment roll, as of July 15, 2026

Property Jurisdictions

TypeName
StateCalifornia
CountySan Mateo County
MunicipalityPacifica City
Secondary School DistrictJefferson Union High School District (09 - 12)
Elementary School DistrictPacifica School District (KG - 08)

Tax Bill & Assessment History

YearTax BillAssessed Value
2026$3,682,650 (+2%) Land $1,655,030 Building $2,027,620
2025$44,287.00 (+6.07%)$3,610,442 (+4.04%) Land $1,622,579 Building $1,987,863
2023$41,754.00 (+7.59%)$3,470,246 Land $1,559,573 Building $1,910,673
2022$38,807.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective September 10, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 8 (10% premium discount)
Nearby Flood Policies1 in force
Nearby Flood Claims15 (1989–2021)
Claims Outside the SFHA15 of 15
Most Recent ClaimOct 2021 · river or lake flooding
Claims by Event
  • Severe Winter Storms And Flooding, Mar 1998 · 8 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemNORTH COAST COUNTY WATER DIST
serves 38,546 people · EPA ID CA4110025
Water SourcePurchased surface water from several systems
Last State InspectionMar 2026
LeadUnder 1 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 418 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
AT&T
Fiber · Fixed Wireless, DSL in parts of the area
5,000 / 5,000
Xfinity
Cable
2,000 / 250
T-Mobile
Fixed Wireless
100 / 20

May also be available: Verizon.

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