San Mateo County property record for 548 Palmetto Ave, Pacifica, CA 94044
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 2 ba · 1,570 sqft · built 1949 |
| Lot Size | 0.133 acres (5,810 sqft) |
| Owner | 2 Trust Names on File |
| Tax Bill | $2,705 (2025) |
| Deeds & Mortgages | Jun 2023 Second Mortgage Sep 2021 Mortgage + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 009-162-120 |
| Primary APN | 009-162-120 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 8 Rooms |
| Building Area | 1,570 sqft Living Area |
| 1st Floor Area | 910 sqft |
| Family Room | Family Room |
| Year Built | Built 1949 |
|---|---|
| Effective Year Built | Effective 1949 |
| Lot Area | 5,810 sqft (0.133 acres) |
| Lot Dimensions | 111 ft deep x 52 ft wide |
| Garage Area | 280 sqft |
| Parking Spaces | 1 Parking Space |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Street Address | 548 PALMETTO AVE |
|---|---|
| City | PACIFICA |
| State | CA |
| Zip | 94044-1842 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R10006 |
| Legal Description | LOT 7 BLOCK 24 PACIFIC MANOR NO 5 RSM 30/17 |
| Legal Subdivision | PACIFIC MANOR NO 5 |
| Legal Block | 24 |
| Legal Lot Number | 7 |
| Jurisdiction | SAN MATEO CA |
| Township / Civil Division | SOUTH SAN FRANCISCO |
| Census Block Group | 1 |
| Census Block | 1026 |
| Census Tract | 602900 |
548 Palmetto Ave is owner-occupied and held in a trust since April 2017.
Source: San Mateo County records, as of July 15, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | 2 Trust Names on File |
|---|---|
| Mailing Address | 548 PALMETTO AVE, PACIFICA, CA 94044-1842 |
| Occupancy | Owner Occupied |
| Owner Type | Company |
| Vesting | Trust |
| Date | Document |
|---|---|
| Jun 7, 2023 | Deed of Trust, Mortgage · Stand-Alone Second Mortgage TECHNOLOGY CU |
| Sep 29, 2021 | Deed of Trust, Mortgage · Conventional Mortgage PMAC LENDING SERVICES INC |
| Jul 21, 2020 | Deed of Trust, Mortgage · Conventional Mortgage LENOX FINANCIAL MORTGAGE CORP |
| Apr 24, 2017 | Quit Claim Deed, Transfer ATTORNEY ONLY |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Transfer Date | Apr 17, 2017 |
| Transfer Doc | 0000035107 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SAN MATEO CA |
| Property Address | 548 PALMETTO AVE, PACIFICA, CA 94044-1842 |
| Transaction Type | Mortgage |
| Record Updated | Jul 3, 2023 |
| Title Company | ATLANTIS TITLE COMPANY, ATLAS TITLE COMPANY |
| Name | Verified Name |
|---|---|
| Address | 548 PALMETTO AVE, PACIFICA, CA 94044-1842 |
| Document Number | 0000026977 |
|---|---|
| Date | Jun 7, 2023 |
| Instrument | 2023-026977 |
| Name | TECHNOLOGY CU |
|---|---|
| Type | Credit Union |
| Address | SAN JOSE, CA 95131 |
| Type | Stand-Alone Second Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 300 Months |
| Due | Jun 20, 2048 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SAN MATEO CA |
| Property Address | 548 PALMETTO AVE, PACIFICA, CA 94044-1842 |
| Transaction Type | Mortgage |
| Record Updated | Oct 26, 2021 |
| Title Company | WESTERN RESOURCES TITLE, WESTERN RESOURCES TITLE CO |
| Name | Verified Name |
|---|---|
| Address | 548 PALMETTO AVE, PACIFICA, CA 94044-1842 |
| Document Number | 0000138938 |
|---|---|
| Date | Sep 29, 2021 |
| Instrument | 2021-138938 |
| Name | PMAC LENDING SERVICES INC |
|---|---|
| Type | Mortgage Company |
| Address | BREA, CA 92821 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Oct 1, 2051 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SAN MATEO CA |
| Property Address | 548 PALMETTO AVE, PACIFICA, CA 94044-1842 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Title Company | WESTERN RESOURCES TITLE CO |
| Name | Verified Name |
|---|
| Document Number | 0000069739 |
|---|---|
| Date | Jul 21, 2020 |
| Instrument | 2020-069739 |
| Name | LENOX FINANCIAL MORTGAGE CORP |
|---|---|
| Type | Mortgage Company |
| Address | SANTA ANA, CA 92707 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Aug 1, 2050 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | SAN MATEO CA |
| Recording Date | Apr 24, 2017 |
| Property Address | 548 PALMETTO AVE, PACIFICA, CA 94044-1842 |
| Document Number | 0000035107 |
| Instrument Date | Apr 17, 2017 |
| Instrument | 35107 |
| Transaction Type | Transfer |
| Record Updated | May 10, 2017 |
| Title Company | ATTORNEY ONLY |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Living Trust |
| Address | 548 PALMETTO AVE PACIFICA CA 940441842, PACIFICA, CA 94044-1842 |
The 2025 property tax bill for 548 Palmetto Ave was $2,705 with a homeowner's exemption, up 11.5% from the year before.
Source: San Mateo County assessment roll, as of July 15, 2026
| Type | Name |
|---|---|
| State | California |
| County | San Mateo County |
| Municipality | Pacifica City |
| Secondary School District | Jefferson Union High School District (09 - 12) |
| Elementary School District | Pacifica School District (KG - 08) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $113,684 (+2%) Land $19,959 Building $93,725 | ||
| 2025 | $2,705.00 (+11.55%) Homeowner's exemption | $111,456 (+4.04%) Land $19,568 Building $91,888 | |
| 2023 | $2,425.00 (+2.67%) Homeowner's exemption | $107,130 Land $18,809 Building $88,321 | $1,325,610 |
| 2022 | $2,362.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 548 Palmetto Ave in Zone X, an area of minimal flood risk, though there have been 15 flood claims nearby since 1989.
Source: FEMA National Flood Hazard Layer, effective September 10, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 8 (10% premium discount) |
| Nearby Flood Policies | 1 in force |
| Nearby Flood Claims | 15 (1989–2021) |
| Claims Outside the SFHA | 15 of 15 |
| Most Recent Claim | Oct 2021 · river or lake flooding |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
The area around 548 Palmetto Ave has no burnable land within ember reach, so its wildfire risk is not rated.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | NORTH COAST COUNTY WATER DIST serves 38,546 people · EPA ID CA4110025 |
|---|---|
| Water Source | Purchased surface water from several systems |
| Last State Inspection | Mar 2026 |
| Lead | Under 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 418 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber · Fixed Wireless, DSL in parts of the area | 5,000 / 5,000 |
| Xfinity Cable | 2,000 / 250 |
| T-Mobile Fixed Wireless | 100 / 20 |
May also be available: Verizon.
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