San Mateo County property record for 498 Palmetto Ave, Pacifica, CA 94044
| Property Type | Commercial |
|---|---|
| Lot Size | 0.129 acres (5,625 sqft) |
| Owner | 2 Trust Names on File |
| Tax Bill | $5,899 (2025) |
| Deeds & Mortgages | Jul 2021 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 009-134-110 |
| Primary APN | 009-134-110 |
|---|
| Lot Area | 5,625 sqft (0.129 acres) |
|---|
| Street Address | 498 PALMETTO AVE |
|---|---|
| City | PACIFICA |
| State | CA |
| Zip | 94044-1841 |
| Property Category | Commercial |
| Property Type | Commercial > Retail |
| Local Zoning Code | C10000 |
| Legal Description | ON COR OF WEST MANOR DR & COAST HWY PTN OF LOT 8 PACIFIC MANOR NO 8 RSM 37/24 |
| Legal Subdivision | PACIFIC MANOR NO 8 |
| Legal Lot Number | 8 |
| Jurisdiction | SAN MATEO CA |
| Township / Civil Division | SOUTH SAN FRANCISCO |
| Census Block Group | 1 |
| Census Block | 1006 |
| Census Tract | 602900 |
498 Palmetto Ave, a commercial property, is held in a trust since June 2006.
Source: San Mateo County records, as of July 15, 2026
| Owner of Record | 2 Trust Names on File |
|---|---|
| Mailing Address | 2370 40TH AVE, SAN FRANCISCO, CA 94116-2146 |
| Owner Type | Company |
| Vesting | Trust |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | 2 Names on Deed |
|---|---|
| Last Transfer Date | Jun 12, 2006 |
| Transfer Doc | 0000109687 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SAN MATEO CA |
| Property Address | 498 PALMETTO AVE, PACIFICA, CA 94044-1841 |
| Transaction Type | Mortgage |
| Record Updated | Aug 24, 2021 |
| Name | Verified Name |
|---|---|
| Address | 498 PALMETTO AVE, PACIFICA, CA 94044-1841 |
| Document Number | 0000107521 |
|---|---|
| Date | Jul 19, 2021 |
| Instrument | 2021-107521 |
| Name | STAN BYETT & SON INC |
|---|---|
| Type | Non-Lending Institution |
| Address | MODESTO, CA 95350 |
| Type | Commercial Mortgage |
|---|
The 2025 property tax bill for 498 Palmetto Ave was $5,899.
Source: San Mateo County assessment roll, as of July 15, 2026
| Type | Name |
|---|---|
| State | California |
| County | San Mateo County |
| Municipality | Pacifica City |
| Secondary School District | Jefferson Union High School District (09 - 12) |
| Elementary School District | Pacifica School District (KG - 08) |
| Year | Tax Bill | Assessed Value |
|---|---|---|
| 2026 | $335,009 (-10.82%) Land $119,465 Building $215,544 | |
| 2025 | $5,899.00 | $375,658 Land $117,123 Building $258,535 |
| 2023 | $5,907.00 (+9.53%) | $400,996 Land $112,576 Building $288,420 |
| 2022 | $5,393.00 |
Assessed value is set for property tax purposes and is not a market price estimate.
FEMA maps place 498 Palmetto Ave in Zone X, an area of minimal flood risk, though there have been 15 flood claims nearby since 1989.
Source: FEMA National Flood Hazard Layer, effective September 10, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 8 (10% premium discount) |
| Nearby Flood Policies | 1 in force |
| Nearby Flood Claims | 15 (1989–2021) |
| Claims Outside the SFHA | 15 of 15 |
| Most Recent Claim | Oct 2021 · river or lake flooding |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
The area around 498 Palmetto Ave has no burnable land within ember reach, so its wildfire risk is not rated.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | NORTH COAST COUNTY WATER DIST serves 38,546 people · EPA ID CA4110025 |
|---|---|
| Water Source | Purchased surface water from several systems |
| Last State Inspection | Mar 2026 |
| Lead | Under 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 418 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber · Fixed Wireless, DSL in parts of the area | 5,000 / 5,000 |
| Xfinity Cable | 2,000 / 250 |
| T-Mobile Fixed Wireless | 100 / 20 |
May also be available: Verizon.
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