544 Palmetto Ave, Pacifica, CA 94044 Property Records

San Mateo County property record for 544 Palmetto Ave, Pacifica, CA 94044

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 950 sqft · built 1949
Lot Size	0.137 acres (5,962 sqft)
Owner	2 Individual Names on File
Last Sale	$340,000 (Jan 2012)
Tax Bill	$7,710 (2025)
Deeds & Mortgages	Feb 2022 Mortgage Dec 2020 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`009-162-490`

Property Details

APN / Parcel Number

Primary APN	`009-162-490`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Total Rooms	5 Rooms
Stories	1 Story
Building Area	950 sqft Living Area
1st Floor Area	750 sqft
Family Room	Family Room

Exterior

Year Built	Built 1949
Effective Year Built	Effective 1949
Lot Area	5,962 sqft (0.137 acres)
Lot Dimensions	114 ft deep x 52 ft wide
Garage Area	280 sqft
Parking Spaces	1 Parking Space

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	544 PALMETTO AVE
City	PACIFICA
State	CA
Zip	94044-1842
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R10006
Legal Description	LOT 8 BLOCK 24 LESS PTN TO HWY PACIFIC MANOR NO 5 RSM 30/17
Legal Subdivision	PACIFIC MANOR NO 5
Legal Block	24
Legal Lot Number	8
Jurisdiction	SAN MATEO CA
Township / Civil Division	SOUTH SAN FRANCISCO
Census Block Group	1
Census Block	1026
Census Tract	602900

Owner

544 Palmetto Ave is owned and occupied by two individuals who acquired it in November 2020.

Source: San Mateo County records, as of July 15, 2026

Owner of Record	2 Individual Names on File
Mailing Address	544 PALMETTO AVE, PACIFICA, CA 94044-1842
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Feb 8, 2022	Deed of Trust, Mortgage · Conventional Mortgage PRIMELENDING
Dec 1, 2020	Intrafamily Transfer, Transfer · Conventional Mortgage PRIMELENDING
Sep 3, 2019	Deed of Trust, Mortgage · Conventional Mortgage PRIME LNDG
Feb 14, 2018	Deed of Trust, Mortgage · Conventional Mortgage PRIME LNDG

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jan 11, 2012 · Amount on File
Deed Sale	Jan 11, 2012 · Amount on File
Prior Sale	Mar 22, 2005 · Amount on File
Deed Document Number	20123396
Last Transfer Date	Nov 23, 2020
Transfer Doc	0000136455
Record Updated	Oct 29, 2026

February 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN MATEO CA
Property Address	544 PALMETTO AVE, PACIFICA, CA 94044-1842
Transaction Type	Mortgage
Record Updated	Mar 3, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	544 PALMETTO AVE, PACIFICA, CA 94044-1842

Mortgage

Document Number	0000011528
Date	Feb 8, 2022
Instrument	2022-011528

Lender

Name	PRIMELENDING
Type	Mortgage Company
Address	DALLAS, TX 75252

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	181 Months
Due	Mar 1, 2037

December 2020: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	SAN MATEO CA
Recording Date	Dec 1, 2020
Property Address	544 PALMETTO AVE, PACIFICA, CA 94044-1842
Document Number	0000136455
Map Reference	MB 30 PG 17
Instrument Date	Nov 23, 2020
Instrument	2020-136455
Transaction Type	Transfer
Record Updated	Aug 9, 2021
Title Company	CHICAGO TITLE COMPANY

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	544 PALMETTO AVE, PACIFICA, CA 94044-1842

Mortgage

Document Number	0000136456
Date	Dec 1, 2020
Instrument	2020-136456

Lender

Name	PRIMELENDING
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	240 Months
Due	Dec 1, 2040

September 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN MATEO CA
Property Address	544 PALMETTO AVE, PACIFICA, CA 94044-1842
Document Number	0000073410
Instrument Date	Sep 3, 2019
Transaction Type	Mortgage
Record Updated	Sep 27, 2019
Title Company	CHICAGO TITLE COMPANY, CHICAGO TITLE CO

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	544 PALMETTO AVE PACIFICA CA 940441842, PACIFICA, CA 94044-1842

Mortgage

Document Number	0000073410
Date	Sep 10, 2019
Instrument	73410

Lender

Name	PRIME LNDG
Address	DALLAS, TX 75252

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Sep 9, 2049

February 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN MATEO CA
Property Address	544 PALMETTO AVE, PACIFICA, CA 94044-1842
Document Number	0000011440
Instrument Date	Feb 14, 2018
Transaction Type	Mortgage
Record Updated	Mar 14, 2018
Title Company	NATIONWIDE TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	544 PALMETTO AVE PACIFICA CA 940441842, PACIFICA, CA 94044-1842

Mortgage

Document Number	0000011440
Date	Feb 20, 2018
Instrument	11440

Lender

Name	PRIME LNDG
Address	DALLAS, TX 75252

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Feb 19, 2048

Tax Assessment & Valuation

The 2025 property tax bill for 544 Palmetto Ave was $7,710.

Source: San Mateo County assessment roll, as of July 15, 2026

Property Jurisdictions

Type	Name
State	California
County	San Mateo County
Municipality	Pacifica City
Secondary School District	Jefferson Union High School District (09 - 12)
Elementary School District	Pacifica School District (KG - 08)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$475,044 (+2%) Land $217,794 Building $257,250
2025	$7,710.00	$465,731 Land $213,524 Building $252,207
2023	$7,326.00 (+4.42%)	$447,650 Land $205,234 Building $242,416	$725,850
2022	$7,016.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 544 Palmetto Ave in Zone X, an area of minimal flood risk, though there have been 15 flood claims nearby since 1989.

Source: FEMA National Flood Hazard Layer, effective September 10, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	1 in force
Nearby Flood Claims	15 (1989–2021)
Claims Outside the SFHA	15 of 15
Most Recent Claim	Oct 2021 · river or lake flooding
Claims by Event	Severe Winter Storms And Flooding, Mar 1998 · 8 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 544 Palmetto Ave has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	NORTH COAST COUNTY WATER DIST serves 38,546 people · EPA ID CA4110025
Water Source	Purchased surface water from several systems
Last State Inspection	Mar 2026
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 418 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · Fixed Wireless, DSL in parts of the area	5,000 / 5,000
Xfinity Cable	2,000 / 250
T-Mobile Fixed Wireless	100 / 20

May also be available: Verizon.

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