540 Franklin Ests, Petoskey, MI 49770 Property Records

Emmet County property record for 540 Franklin Ests, Petoskey, MI 49770

Property Summary

Property Type	Condominium
Owner	Individual Name on File
Last Sale	$185,000 (Nov 2021)
Tax Bill	$2,779 (2024)
Deeds & Mortgages	Nov 2021 Sale & Mortgage Oct 2021 Transfer + 1 more
Flood Zone	Zone X (minimal risk)
APN	`14-17-33-451-102`

Property Details

APN / Parcel Number

Primary APN	`14-17-33-451-102`

Exterior

Architectural Style	Condo/Apartment

Location & Zoning

Street Address	540 FRANKLIN ESTS
City	PETOSKEY
State	MI
Zip	49770-7615
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Condominium
Local Zoning Code	EC FF-2
Legal Description	FRANKLIN ESTATES CONDO, PLAN #335, UNIT 2. SECTION 33, T35N, R4W
Legal Range	04W
Legal Township	35N
Legal Section	33
Legal Subdivision	FRANKLIN ESTATES
Legal Unit	2
Jurisdiction	EMMET MI
Township / Civil Division	SPRINGVALE
Census Block Group	3
Census Block	3027
Census Tract	970500

Owner

Source: Emmet County assessment roll, as of July 21, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	540 FRANKLIN ESTS, PETOSKEY, MI 49770-7615
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Nov 23, 2021	Warranty Deed, Transfer · Conventional Mortgage MERCANTILE BANK OF MICHIGAN
Oct 29, 2021	Quit Claim Deed, Transfer Quitclaim
Aug 19, 2020	Deed, Transfer

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Nov 23, 2021 · Amount on Record
Deed Sale	Nov 23, 2021 · Amount on Record
Prior Sale	Aug 19, 2020 · Amount on Record
Deed Document Number	20215192277
Deed Book / Page	1239 / 315
Prior Transfer Date	Oct 25, 2021
Prior Transfer Doc	001238/483
Record Updated	Sep 20, 2026

November 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	EMMET MI
Recording Date	Nov 23, 2021
Property Address	540 FRANKLIN ESTS, PETOSKEY, MI 49770-7615
Document Number	001239/315
Book / Page	1239 / 315
Instrument Date	Nov 17, 2021
Instrument	5192277
Transaction Type	Transfer
Record Updated	Aug 12, 2022

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2138 RIVER RD, PETOSKEY, MI 49770-9023

Mortgage

Document Number	0005192278
Date	Nov 23, 2021
Instrument	5192278

Lender

Name	MERCANTILE BANK OF MICHIGAN

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	350 Months
Due	Jan 1, 2051

October 2021: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	EMMET MI
Recording Date	Oct 29, 2021
Property Address	540 FRANKLIN ESTS, PETOSKEY, MI 49770-7615
Document Number	001238/483
Book / Page	1238 / 483
Instrument Date	Oct 25, 2021
Instrument	5191445
Transaction Type	Transfer
Record Updated	Nov 15, 2022

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1085 GRAND RDG, PETOSKEY, MI 49770-7301

August 2020: Deed, Transfer

Document Type	Deed
Jurisdiction	EMMET MI
Recording Date	Aug 19, 2020
Property Address	540 FRANKLIN ESTS, PETOSKEY, MI 49770-7615
Document Number	001224/190
Book / Page	1224 / 190
Instrument Date	Aug 13, 2020
Instrument	5177136
Transaction Type	Transfer
Record Updated	Aug 12, 2022

Transaction

Amount	Amount Recorded
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1085 GRAND RDG, PETOSKEY, MI 49770-7301

Tax Assessment & Valuation

Source: Emmet County assessment roll, as of July 21, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Emmet County
County Subdivision	Springvale Township
Unified School District	Public Schools of Petoskey (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$167,800 (+7.15%) Land $167,800	$335,600 (+7.15%) Land $335,600
2025		$156,600 (+31.27%) Land $156,600	$313,200 (+31.27%) Land $313,200
2024	$2,779.00
2023		$119,300 Land $119,300	$238,600 Land $238,600

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective May 31, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 51% of Michigan
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation at the parcel

Internet Providers

Source: FCC Broadband Data Collection, based on 71 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Great Lakes Energy Connections Fiber	1,000 / 1,000
Spectrum Cable	1,000 / 50

Cell Coverage

5G and 4G LTE (outdoors only)

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