54 Oak Tree Rd, Bluffton, SC 29910 Property Records

Beaufort County property record for 54 Oak Tree Rd, Bluffton, SC 29910

Property Summary

Property Type	Single Family Home
Details	1 bd · 12 ba · 6,604 sqft · built 2007
Lot Size	0.689 acres (30,056 sqft)
Owner	Individual Name on File
Last Sale	$2,600,000 (Apr 2024)
Tax Bill	$38,792 (2025)
Deeds & Mortgages	Dec 2025 Line of Credit Apr 2024 Sale & Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`R60002500000300000`

Property Details

APN / Parcel Number

Primary APN	`R60002500000300000`
Alternative APN	`08292698`

Interior

Bedrooms	1 Bed
Full Baths	12 Baths
Half Baths	6 Half Baths
Total Rooms	10 Rooms
Stories	1 Story
Building Area	6,604 sqft Living Area
Fireplace	Fireplace

Exterior

Year Built	Built 2007
Exterior Material	Stucco
Construction Type	Wood
Foundation Type	Slab (Mat/Raft)
Roof Type	Hip
Roof Material	Asphalt
Lot Area	30,056 sqft (0.689 acres)
Garage Type	Attached
Garage Area	1,021 sqft
Parking Spaces	4 Parking Spaces
Porch	Open Porch

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Heat Pump

Location & Zoning

Account Number	08292698
Old Parcel Number	R60002500000300000
Street Address	54 OAK TREE RD
City	BLUFFTON
State	SC
Zip	29910-4961
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	6116
Legal Description	LOT 230 BLK A COLLETON RIVER PLANT PH 2-A PB65 P124 PB67 P100 PB67 P139 PB68 P51
Legal Subdivision	COLLETON RIVER, DYE COURSE
Legal Phase	2
Legal Block	A
Legal Lot Number	230
Jurisdiction	BEAUFORT SC
Township / Civil Division	BLUFFTON
Census Block Group	3
Census Block	3011
Census Tract	2201

Owner

Source: Beaufort County assessment roll, as of September 13, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	54 OAK TREE RD, BLUFFTON, SC 29910-4961
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Dec 29, 2025	Deed of Trust, Mortgage · Line of Credit PNC BANK NA
Apr 4, 2024	Deed, Transfer · Line of Credit TD BANK NA

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Apr 4, 2024 · Amount on Record
Deed Sale	Apr 4, 2024 · Amount on Record
Prior Sale	Dec 20, 2019 · Amount on Record
Deed Document Number	2024014696
Deed Book / Page	4323 / 2364
Record Updated	Jun 8, 2026

December 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BEAUFORT SC
Property Address	54 OAK TREE RD, BLUFFTON, SC 29910-4961
Transaction Type	Mortgage
Record Updated	Jan 13, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	140 NORMANDY CT, PRESTO, PA 15142-1002

Mortgage

Document Number	0000057902
Date	Dec 29, 2025
Book Page	4495/456
Instrument	2025057902

Lender

Name	PNC BANK NA
Type	Bank
Address	222 DELAWARE AVE, WILMINGTON, DE 19801

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	481 Months
Due	Jan 1, 2066

Interest

Change Frequency	Monthly

April 2024: Deed, Transfer

Document Type	Deed
Jurisdiction	BEAUFORT SC
Recording Date	Apr 4, 2024
Property Address	54 OAK TREE RD, BLUFFTON, SC 29910-4961
Document Number	0000014696
Book / Page	4323 / 2364
Map Reference	MB 65 PG 124
Instrument	2024014696
Transaction Type	Transfer
Record Updated	Mar 12, 2026

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000014697
Date	Apr 4, 2024
Instrument	2024014697

Lender

Name	TD BANK NA
Type	Bank

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	361 Months
Due	May 1, 2054

Interest

Rate Type	Adjustable Rate
Rate	6.37%
Adjustable	Adjustable Rate Rider
Type Change Date	May 1, 2031
Change Frequency	6 Months
Min Rate At Change	3%
Max Rate At Change	11.3%
Index	Other
Margin	3
Max Rate	11.3%

Tax Assessment & Valuation

Source: Beaufort County assessment roll, as of September 13, 2025

Property Jurisdictions

Type	Name
State	South Carolina
County	Beaufort County
Unified School District	Beaufort County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$38,792.00 (+517.22%)	$156,000 (+96.54%)
2024	$6,285.00	$79,372 (-) Land $11,180 Building $68,192	$1,984,300 (-23.68%) Land $279,500 Building $1,704,800
2023	$6,285.00 (+9.06%)	$79,372 (+80.79%) Land $11,180 Building $68,192	$2,600,000 (+136.88%) Land $279,500 Building $2,320,500
2022	$5,763.00	$43,904 Land $2,600 Building $41,304	$1,097,600 Land $65,000 Building $1,032,600

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective March 23, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 806 individual policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	859 units insured incl. 53 condo units
Nearby Flood Claims	117 (1988–2022)
Claims Outside the SFHA	10 of 117
Most Recent Claim	Sep 2022 · rainfall accumulation
Claims by Event	Hurricane Irma, Sep 2017 · 28 claims Hurricane Matthew, Oct 2016 · 41 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 50% of the US · above 54% of South Carolina
Wildfire Likelihood	0.1% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	BJW&SA serves 164,829 people · EPA ID SC0720003
Water Source	Surface water
Last State Inspection	Apr 2025
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	Haloacetic acids resolved · Oct 2023
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 35 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Sparklight Cable	1,000 / 50

May also be available: Verizon.

Cell Coverage

5G and 4G LTE (outdoors only)

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