5391 78th St, Sacramento, CA 95820 Property Records

Sacramento County property record for 5391 78th St, Sacramento, CA 95820

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,033 sqft · built 1957
Lot Size	0.11 acres (4,792 sqft)
Owner	2 Individual Names on Record
Last Sale	$212,000 (Jan 2018)
Tax Bill	$5,509 (2025)
Deeds & Mortgages	Aug 2020 Mortgage Jul 2020 Loan Modification + 3 more
Flood Zone	Zone X (reduced by levee)
APN	`023-0281-014-0000`

Property Details

APN / Parcel Number

Primary APN	`023-0281-014-0000`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,033 sqft Living Area
1st Floor Area	1,033 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1957
Effective Year Built	Effective 1957
Architectural Style	Custom Design
Construction Type	Wood
Roof Material	Composition Shingle
Lot Area	4,792 sqft (0.11 acres)
Garage Area	432 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	HVAC

Location & Zoning

Street Address	5391 78TH ST
City	SACRAMENTO
State	CA
Zip	95820-6702
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-1
Legal Description	COLONIAL VILLAGE 11, LOT 68
Legal Subdivision	COLONIAL VILLAGE 11
Legal Lot Number	68
Jurisdiction	SACRAMENTO CA
Township / Civil Division	SACRAMENTO
Census Block Group	2
Census Block	2000
Census Tract	3101

Owner

Source: Sacramento County records, as of July 22, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	5391 78TH ST, SACRAMENTO, CA 95820-6702
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Community Property

Deeds, Mortgages & Sale History

Date	Document
Aug 4, 2020	Deed of Trust, Mortgage · Conventional Mortgage MOVEMENT MTG
Jul 21, 2020	Loan Modification, Mortgage · Line of Credit TCF NAT'L BK
Jul 10, 2019	Deed of Trust, Mortgage · Line of Credit TCF NAT'L BK
Jul 10, 2019	Deed of Trust, Mortgage · Conventional with PMI MOVEMENT MTG
Jan 12, 2018	Grant Deed, Transfer · FHA Mortgage MOVEMENT MTG

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jan 12, 2018 · Amount on Record
Deed Sale	Jan 12, 2018 · Amount on Record
Prior Sale	Aug 14, 2015 · Amount on Record
Deed Book / Page	20180112 / 1186
Prior Transfer Date	Aug 12, 2015
Prior Transfer Doc	0000001035
Record Updated	Sep 20, 2026

August 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SACRAMENTO CA
Property Address	5391 78TH ST, SACRAMENTO, CA 95820-6702
Document Number	2008101554
Instrument Date	Aug 4, 2020
Transaction Type	Mortgage
Record Updated	Aug 27, 2020
Title Company	FIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property
Address	5391 78TH ST SACRAMENTO CA 958206702, SACRAMENTO, CA 95820-6702

Mortgage

Document Number	2008101554
Date	Aug 10, 2020
Instrument	2008101554

Lender

Name	MOVEMENT MTG
Type	Mortgage Company
Address	INDIAN LAND, SC 29707

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Aug 9, 2050

July 2020: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	SACRAMENTO CA
Property Address	5391 78TH ST, SACRAMENTO, CA 95820-6702
Document Number	2008101556
Instrument Date	Jul 21, 2020
Transaction Type	Mortgage
Record Updated	Aug 27, 2020
Title Company	FIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5391 78TH ST SACRAMENTO CA 958206702, SACRAMENTO, CA 95820-6702

Mortgage

Document Number	2008101556
Date	Aug 10, 2020
Instrument	2008101556

Lender

Name	TCF NAT'L BK
Type	Bank
Address	PLYMOUTH, MN 55441

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate

July 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SACRAMENTO CA
Property Address	5391 78TH ST, SACRAMENTO, CA 95820-6702
Document Number	1907150702
Instrument Date	Jul 10, 2019
Transaction Type	Mortgage
Record Updated	Aug 27, 2020
Title Company	FIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property
Address	5391 78TH ST SACRAMENTO CA 958206702, SACRAMENTO, CA 95820-6702

Mortgage

Document Number	1907150702
Date	Jul 15, 2019
Instrument	1907150702

Lender

Name	TCF NAT'L BK
Type	Bank
Address	SIOUX FALLS, SD 57106

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Jul 14, 2049

Interest

Rate Type	Adjustable Rate

July 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SACRAMENTO CA
Property Address	5391 78TH ST, SACRAMENTO, CA 95820-6702
Document Number	1907150701
Instrument Date	Jul 10, 2019
Transaction Type	Mortgage
Record Updated	Jul 24, 2019
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property
Address	5391 78TH ST SACRAMENTO CA 958206702, SACRAMENTO, CA 95820-6702

Mortgage

Document Number	1907150701
Date	Jul 15, 2019
Instrument	1907150701

Lender

Name	MOVEMENT MTG
Type	Mortgage Company
Address	INDIAN LAND, SC 29707

Agreement

Type	Conventional with PMI
Amount	Amount Recorded
Term	360 Months
Due	Jul 14, 2049

January 2018: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SACRAMENTO CA
Recording Date	Jan 12, 2018
Property Address	5391 78TH ST, SACRAMENTO, CA 95820-6702
Document Number	1801121186
Instrument Date	Dec 26, 2017
Instrument	1801121186
Transaction Type	Transfer
Record Updated	Jan 23, 2018
Title Company	FIDELITY NATIONAL TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$233.20
Amount Accuracy	Full Value
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property
Address	5391 78TH ST SACRAMENTO CA 958206702, SACRAMENTO, CA 95820-6702

Mortgage

Document Number	1801121189
Date	Jan 12, 2018
Instrument	1801121189

Lender

Name	MOVEMENT MTG
Type	Mortgage Company
Address	INDIAN LAND, SC 29707

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jan 11, 2048

Tax Assessment & Valuation

Source: Sacramento County assessment roll, as of July 22, 2026

Property Jurisdictions

Type	Name
State	California
County	Sacramento County
Municipality	Sacramento City
Unified School District	Sacramento City Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$246,037 (+2%) Land $69,632 Building $176,405
2025	$5,509.00 (+25.46%)	$241,214 (+4.04%) Land $68,267 Building $172,947
2024	$4,391.00 (+8.82%)
2023	$4,035.00 (-7.81%)	$231,849 Land $65,617 Building $166,232
2022	$4,377.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective September 29, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X reduced by levee · depends on levee performance
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 4 (30% premium discount)
Nearby Flood Policies	6 in force
Nearby Flood Claims	14 (1993–2025)
Claims Outside the SFHA	1 of 14
Most Recent Claim	Feb 2025 · rainfall accumulation
Claims by Event	Severe Winter Storms, Flooding Landslides, Mud Flow, Mar 1995 · 2 claims Severe Winter Storms, Flooding, Landslides, Mud Flows, Jan 1995 · 5 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF SACRAMENTO MAIN state or territorial government · serves 527,979 people · EPA ID CA3410020
Water Source	Surface water
Last State Inspection	Dec 2024
Lead	Under 1 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 806 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · Fixed Wireless, DSL in parts of the area	5,000 / 5,000
Xfinity Cable	2,000 / 2,000
Verizon Fixed Wireless	1,000 / 75
unWired Broadband Fixed Wireless	400 / 50

May also be available: GeoLinks, T-Mobile.

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