5408 78th St, Sacramento, CA 95820 Property Records

Sacramento County property record for 5408 78th St, Sacramento, CA 95820

Property Summary

Property TypeSingle Family Home
Details3 bd · 1 ba · 925 sqft · built 1957
Lot Size0.11 acres (4,792 sqft)
OwnerCompany Name on Record
Last Sale$245,000 (Mar 2026)
Tax Bill$2,069 (2025)
Deeds & MortgagesAug 2025 Mortgage
Mar 2026 Sale & Construction Loan
Flood ZoneZone X (reduced by levee)
APN023-0275-009-0000

Property Details

APN / Parcel Number

Primary APN023-0275-009-0000

Interior

Bedrooms3 Beds
Full Baths1 Bath
Total Rooms5 Rooms
Stories1 Story
Building Area925 sqft Living Area
1st Floor Area925 sqft

Exterior

Year BuiltBuilt 1957
Effective Year BuiltEffective 1957
Architectural StyleCustom Design
Exterior MaterialStucco
Construction TypeWood
Roof MaterialWood Shingle
Lot Area4,792 sqft (0.11 acres)
Garage Area325 sqft
Parking Spaces1 Parking Space

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemHVAC
Heating FuelGas
SewerMunicipal
Water SourceCommercial

Location & Zoning

Street Address5408 78TH ST
CitySACRAMENTO
StateCA
Zip95820-6705
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR-1
Legal DescriptionCOLONIAL VILLAGE 11, LOT 91
Legal SubdivisionCOLONIAL VILLAGE 11
Legal Lot Number91
JurisdictionSACRAMENTO CA
Township / Civil DivisionSACRAMENTO
Census Block Group2
Census Block2001
Census Tract3101

Owner

Source: Sacramento County records, as of August 13, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordCompany Name on Record
Mailing Address5701 LONETREE BLVD, 102, ROCKLIN, CA 95765-3792
Owner TypeCompany
VestingLimited Partnership

Deeds, Mortgages & Sale History

DateDocument
Aug 19, 2025Deed of Trust, Mortgage · Commercial Mortgage
NANCY S BLOOM ROTH IRA
Mar 16, 2026Grant Deed, Construction Loan · Construction Mortgage
CONVENTUS LLC

Assessor's Deed Record

Deed NamesName on Deed
Last SaleMar 16, 2026 · Amount on Record
Deed SaleMar 16, 2026 · Amount on Record
Prior SaleMar 13, 2003 · Amount on Record
Deed Book / Page20260316 / 527
Prior Transfer DateJan 21, 2009
Prior Transfer Doc0000000836
Record UpdatedSep 20, 2026

August 2025: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSACRAMENTO CA
Property Address5408 78TH ST, SACRAMENTO, CA 95820-6705
Transaction TypeMortgage
Record UpdatedMar 25, 2026
Title CompanyFIDELITY NATIONAL TITLE, FIDELITY NATL TITLE COMPANY

Transferred To (Grantee/Buyer)

NameVerified Name
Address1543 N MARTA DR, PLEASANT HILL, CA 94523-3020

Mortgage

Document Number0000000783
DateAug 19, 2025
Instrument202508190783
Lender
NameNANCY S BLOOM ROTH IRA
TypeNon-Lending Institution
AddressROSEVILLE, CA 95661
Agreement
TypeCommercial Mortgage
AmountAmount Recorded

March 2026: Grant Deed, Construction Loan

Document TypeGrant Deed
JurisdictionSACRAMENTO CA
Recording DateMar 16, 2026
Property Address5408 78TH ST, SACRAMENTO, CA 95820-6705
Document Number0000000527
Map ReferenceMB 39 MAP 22
Instrument DateMar 10, 2026
Instrument202603160527
Transaction TypeConstruction Loan
Record UpdatedMar 25, 2026
Title CompanyORANGE COAST TITLE COMPANY

Transaction

AmountAmount Recorded
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address5701 LONETREE BLVD STE 102, 102, ROCKLIN, CA 95765-3792

Mortgage

Document Number0000000528
DateMar 16, 2026
Instrument202603160528
Lender
NameCONVENTUS LLC
TypeMortgage Company
Agreement
TypeConstruction Mortgage
AmountAmount Recorded
Term13 Months
DueApr 1, 2027

Tax Assessment & Valuation

Source: Sacramento County assessment roll, as of July 22, 2026

Property Jurisdictions

TypeName
StateCalifornia
CountySacramento County
MunicipalitySacramento City
Unified School DistrictSacramento City Unified School District (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed Value
2026$166,612 (+2%) Land $44,306 Building $122,306
2025$2,069.00 (+1.42%)$163,346 (+4.04%) Land $43,438 Building $119,908
2024$2,040.00 (+2.46%)
2023$1,991.00 (+1.74%)$157,004 Land $41,752 Building $115,252
2022$1,957.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective September 29, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
reduced by levee · depends on levee performance
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 4 (30% premium discount)
Nearby Flood Policies6 in force
Nearby Flood Claims14 (1993–2025)
Claims Outside the SFHA1 of 14
Most Recent ClaimFeb 2025 · rainfall accumulation
Claims by Event
  • Severe Winter Storms, Flooding Landslides, Mud Flow, Mar 1995 · 2 claims
  • Severe Winter Storms, Flooding, Landslides, Mud Flows, Jan 1995 · 5 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCITY OF SACRAMENTO MAIN
state or territorial government · serves 527,979 people · EPA ID CA3410020
Water SourceSurface water
Last State InspectionDec 2024
LeadUnder 1 ppb (2021–2023)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 806 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
AT&T
Fiber · Fixed Wireless, DSL in parts of the area
5,000 / 5,000
Xfinity
Cable
2,000 / 2,000
Verizon
Fixed Wireless
1,000 / 75
unWired Broadband
Fixed Wireless
400 / 50

May also be available: GeoLinks, T-Mobile.

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