5350 78th St, Sacramento, CA 95820 Property Records

Sacramento County property record for 5350 78th St, Sacramento, CA 95820

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,086 sqft · built 1957
Lot Size	0.11 acres (4,792 sqft)
Owner	2 Individual Names on Record
Last Sale	$445,000 (Nov 2024)
Tax Bill	$5,917 (2025)
Deeds & Mortgages	Dec 2025 Mortgage Apr 2024 Sale & Construction Loan + 1 more
Flood Zone	Zone X (reduced by levee)
APN	`023-0275-005-0000`

Property Details

APN / Parcel Number

Primary APN	`023-0275-005-0000`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,086 sqft Living Area
1st Floor Area	1,086 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1957
Effective Year Built	Effective 1957
Architectural Style	Custom Design
Construction Type	Wood
Roof Material	Wood Shingle
Lot Area	4,792 sqft (0.11 acres)
Garage Area	396 sqft
Parking Spaces	1 Parking Space

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	5350 78TH ST
City	SACRAMENTO
State	CA
Zip	95820-6703
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-1
Legal Description	COLONIAL VILLAGE 11, LOT 95
Legal Subdivision	COLONIAL VILLAGE 11
Legal Lot Number	95
Jurisdiction	SACRAMENTO CA
Township / Civil Division	SACRAMENTO
Census Block Group	2
Census Block	2001
Census Tract	3101

Owner

Source: Sacramento County records, as of July 22, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	5350 78TH ST, SACRAMENTO, CA 95820-6703
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Date	Document
Dec 19, 2025	Deed of Trust, Mortgage HABITAT FOR HUMANITY
Apr 17, 2024	Grant Deed, Construction Loan · Construction Mortgage KIAVI FUNDING INC
Jan 19, 2024	Intrafamily Transfer, Transfer

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Nov 8, 2024 · Amount on Record
Deed Sale	Nov 8, 2024 · Amount on Record
Prior Sale	Apr 17, 2024 · Amount on Record
Deed Book / Page	20241108 / 906
Prior Transfer Date	Jan 19, 2024
Prior Transfer Doc	2024000483
Record Updated	Sep 20, 2026

December 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SACRAMENTO CA
Property Address	5350 78TH ST, SACRAMENTO, CA 95820-6703
Transaction Type	Mortgage
Record Updated	Jan 7, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5350 78TH ST, SACRAMENTO, CA 95820-6703

Mortgage

Document Number	0000000801
Date	Dec 19, 2025
Instrument	202512190801

Lender

Name	HABITAT FOR HUMANITY
Type	Non-Lending Institution
Address	SACRAMENTO, CA 95811

Agreement

Amount	Amount Recorded

April 2024: Grant Deed, Construction Loan

Document Type	Grant Deed
Jurisdiction	SACRAMENTO CA
Recording Date	Apr 17, 2024
Property Address	5350 78TH ST, SACRAMENTO, CA 95820-6703
Document Number	0000000711
Map Reference	MB 39 MAP 22
Instrument Date	Apr 6, 2024
Instrument	202404170711
Transaction Type	Construction Loan
Record Updated	May 1, 2024
Title Company	ORANGE COAST TITLE COMPANY

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	9719 LINCOLN VILLAGE DR STE 609, 609, SACRAMENTO, CA 95827-3333
Investor	Possibly a Property Investor

Mortgage

Document Number	0000000712
Date	Apr 17, 2024
Instrument	202404170712

Lender

Name	KIAVI FUNDING INC
Type	Mortgage Company

Agreement

Type	Construction Mortgage
Amount	Amount Recorded

January 2024: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	SACRAMENTO CA
Recording Date	Jan 19, 2024
Property Address	5350 78TH ST, SACRAMENTO, CA 95820-6703
Document Number	0000000483
Map Reference	MB 39 MAP 22
Instrument Date	Jan 19, 2024
Instrument	202401190483
Transaction Type	Transfer
Record Updated	Jan 30, 2024

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Living Trust
Address	4958 LAGO VISTA WAY, PARADISE, CA 95969-6669

Tax Assessment & Valuation

Source: Sacramento County assessment roll, as of July 22, 2026

Property Jurisdictions

Type	Name
State	California
County	Sacramento County
Municipality	Sacramento City
Unified School District	Sacramento City Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$453,900 (+2%) Land $102,000 Building $351,900
2025	$5,917.00 (+31.08%)	$445,000 (+921.2%) Land $100,000 Building $345,000
2024	$4,514.00 (+57.28%)
2023	$2,870.00 (+376.74%) Homeowner's exemption	$43,576 Land $7,605 Building $35,971
2022	$602.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective September 29, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X reduced by levee · depends on levee performance
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 4 (30% premium discount)
Nearby Flood Policies	6 in force
Nearby Flood Claims	14 (1993–2025)
Claims Outside the SFHA	1 of 14
Most Recent Claim	Feb 2025 · rainfall accumulation
Claims by Event	Severe Winter Storms, Flooding Landslides, Mud Flow, Mar 1995 · 2 claims Severe Winter Storms, Flooding, Landslides, Mud Flows, Jan 1995 · 5 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF SACRAMENTO MAIN state or territorial government · serves 527,979 people · EPA ID CA3410020
Water Source	Surface water
Last State Inspection	Dec 2024
Lead	Under 1 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 806 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · Fixed Wireless, DSL in parts of the area	5,000 / 5,000
Xfinity Cable	2,000 / 2,000
Verizon Fixed Wireless	1,000 / 75
unWired Broadband Fixed Wireless	400 / 50

May also be available: GeoLinks, T-Mobile.

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