5400 78th St, Sacramento, CA 95820 Property Records

Sacramento County property record for 5400 78th St, Sacramento, CA 95820

Property Summary

Property TypeSingle Family Home
Details3 bd · 1 ba · 1,482 sqft · built 1957
Lot Size0.11 acres (4,792 sqft)
Owner2 Individual Names on Record
Last Sale$70,000 (Oct 2005)
Tax Bill$1,708 (2025)
Deeds & MortgagesFeb 2021 Mortgage
Flood ZoneZone X (reduced by levee)
APN023-0275-008-0000

Property Details

APN / Parcel Number

Primary APN023-0275-008-0000

Interior

Bedrooms3 Beds
Full Baths1 Bath
Total Rooms6 Rooms
Stories1 Story
Building Area1,482 sqft Living Area
Gross Area1,878 sqft
1st Floor Area1,482 sqft
Family RoomFamily Room
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1957
Effective Year BuiltEffective 1957
Architectural StyleCustom Design
Construction TypeWood
Roof MaterialWood Shingle
Lot Area4,792 sqft (0.11 acres)
Garage Area396 sqft
Parking Spaces1 Parking Space

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemHVAC

Location & Zoning

Street Address5400 78TH ST
CitySACRAMENTO
StateCA
Zip95820-6705
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR-1
Legal DescriptionCOLONIAL VILLAGE 11, LOT 92
Legal SubdivisionCOLONIAL VILLAGE 11
Legal Lot Number92
JurisdictionSACRAMENTO CA
Township / Civil DivisionSACRAMENTO
Census Block Group2
Census Block2001
Census Tract3101

Owner

Source: Sacramento County records, as of July 22, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address5400 78TH ST, SACRAMENTO, CA 95820-6705
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleOct 20, 2005 · Amount on Record
Deed SaleOct 20, 2005 · Amount on Record
Prior SaleDec 6, 1996 · Amount on Record
Deed Book / Page20051020 / 705
Last Transfer DateDec 14, 2006
Transfer Doc0000000983
Record UpdatedSep 20, 2026

February 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSACRAMENTO CA
Property Address5400 78TH ST, SACRAMENTO, CA 95820-6705
Transaction TypeMortgage
Record UpdatedMay 15, 2026
Title CompanyAMERICAN SW TITLE, AMERICAN COAST TITLE

Transferred To (Grantee/Buyer)

NameVerified Name
Address5400 78TH ST, SACRAMENTO, CA 95820-6705

Mortgage

Document Number0000000077
DateFeb 4, 2021
Instrument202102040077
Lender
NameLOANDEPOT.COM LLC
TypeMortgage Company
AddressFOOTHILL RANCH, CA 92610
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term359 Months
DueJan 1, 2051

Tax Assessment & Valuation

Source: Sacramento County assessment roll, as of July 22, 2026

Property Jurisdictions

TypeName
StateCalifornia
CountySacramento County
MunicipalitySacramento City
Unified School DistrictSacramento City Unified School District (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed Value
2026$141,176 (+2%) Land $41,516 Building $99,660
2025$1,708.00 (+1.55%) Homeowner's exemption$138,408 (+4.04%) Land $40,702 Building $97,706
2024$1,682.00 (+2.5%)
2023$1,641.00 (+1.86%) Homeowner's exemption$133,035 Land $39,122 Building $93,913
2022$1,611.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective September 29, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
reduced by levee · depends on levee performance
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 4 (30% premium discount)
Nearby Flood Policies6 in force
Nearby Flood Claims14 (1993–2025)
Claims Outside the SFHA1 of 14
Most Recent ClaimFeb 2025 · rainfall accumulation
Claims by Event
  • Severe Winter Storms, Flooding Landslides, Mud Flow, Mar 1995 · 2 claims
  • Severe Winter Storms, Flooding, Landslides, Mud Flows, Jan 1995 · 5 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCITY OF SACRAMENTO MAIN
state or territorial government · serves 527,979 people · EPA ID CA3410020
Water SourceSurface water
Last State InspectionDec 2024
LeadUnder 1 ppb (2021–2023)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 806 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
AT&T
Fiber · Fixed Wireless, DSL in parts of the area
5,000 / 5,000
Xfinity
Cable
2,000 / 2,000
Verizon
Fixed Wireless
1,000 / 75
unWired Broadband
Fixed Wireless
400 / 50

May also be available: GeoLinks, T-Mobile.

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