Sacramento County property record for 5407 78th St, Sacramento, CA 95820
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1 ba · 1,086 sqft · built 1957 |
| Lot Size | 0.11 acres (4,792 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $248,000 (Nov 2004) |
| Tax Bill | $4,082 (2025) |
| Deeds & Mortgages | Aug 2026 Mortgage |
| Flood Zone | Zone X (reduced by levee) |
| APN | 023-0281-012-0000 |
| Primary APN | 023-0281-012-0000 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1 Bath |
| Total Rooms | 5 Rooms |
| Stories | 1 Story |
| Building Area | 1,086 sqft Living Area |
| 1st Floor Area | 1,086 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1957 |
|---|---|
| Effective Year Built | Effective 1957 |
| Architectural Style | Custom Design |
| Construction Type | Wood |
| Roof Material | Wood Shingle |
| Lot Area | 4,792 sqft (0.11 acres) |
| Garage Area | 432 sqft |
| Parking Spaces | 2 Parking Spaces |
| Cooling System | HVAC |
|---|---|
| Heating System | HVAC |
| Street Address | 5407 78TH ST |
|---|---|
| City | SACRAMENTO |
| State | CA |
| Zip | 95820-6704 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R-1 |
| Legal Description | COLONIAL VILLAGE 11, LOT 70 |
| Legal Subdivision | COLONIAL VILLAGE 11 |
| Legal Lot Number | 70 |
| Jurisdiction | SACRAMENTO CA |
| Township / Civil Division | SACRAMENTO |
| Census Block Group | 2 |
| Census Block | 2000 |
| Census Tract | 3101 |
Source: Sacramento County records, as of September 2, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 5407 78TH ST, SACRAMENTO, CA 95820-6704 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Single Person |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Nov 3, 2004 · Amount on Record |
| Deed Sale | Nov 3, 2004 · Amount on Record |
| Prior Sale | Feb 13, 2003 · Amount on Record |
| Deed Book / Page | 20041103 / 2251 |
| Last Transfer Date | Nov 14, 2006 |
| Transfer Doc | 0000000051 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SACRAMENTO CA |
| Recording Date | Aug 25, 2026 |
| Property Address | 5407 78TH ST, SACRAMENTO, CA 95820-6704 |
| Document Number | 2026000120 |
| Book / Page | 20260825 / 120 |
| Instrument Date | Aug 18, 2026 |
| Transaction Type | Mortgage |
| Record Updated | Sep 9, 2026 |
| Title Company | AMERICAN COAST TITLE COMPANY, AMERICAN COAST TITLE |
| Name | Verified Name |
|---|---|
| Relationship | Sole Owner, 167 |
| Address | 5407 78TH ST, SACRAMENTO, CA 95820-6704 |
| Document Number | 2026000120, |
|---|---|
| Date | Aug 25, 2026 |
| Book Page | 20260825/120 |
| Name | LOANDEPOT.COM LLC |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 240 Months |
| Due | Sep 1, 2046 |
| Rate Type | Fixed Rate |
|---|---|
| Initial Type | Fixed Rate |
| Max Rate | -1% |
Source: Sacramento County assessment roll, as of July 22, 2026
| Type | Name |
|---|---|
| State | California |
| County | Sacramento County |
| Municipality | Sacramento City |
| Unified School District | Sacramento City Unified School District (KG - 12) |
| Year | Tax Bill | Assessed Value |
|---|---|---|
| 2026 | $352,584 (+2%) Land $113,732 Building $238,852 | |
| 2025 | $4,082.00 (+1.47%) Homeowner's exemption | $345,671 (+4.04%) Land $111,502 Building $234,169 |
| 2024 | $4,023.00 (+2.47%) | |
| 2023 | $3,926.00 (+1.76%) Homeowner's exemption | $332,250 Land $107,173 Building $225,077 |
| 2022 | $3,858.00 |
Assessed value is set for property tax purposes and is not a market price estimate.
Source: FEMA National Flood Hazard Layer, effective September 29, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X reduced by levee · depends on levee performance |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 4 (30% premium discount) |
| Nearby Flood Policies | 6 in force |
| Nearby Flood Claims | 14 (1993–2025) |
| Claims Outside the SFHA | 1 of 14 |
| Most Recent Claim | Feb 2025 · rainfall accumulation |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF SACRAMENTO MAIN state or territorial government · serves 527,979 people · EPA ID CA3410020 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Dec 2024 |
| Lead | Under 1 ppb (2021–2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.
Source: FCC Broadband Data Collection, based on 806 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber · Fixed Wireless, DSL in parts of the area | 5,000 / 5,000 |
| Xfinity Cable | 2,000 / 2,000 |
| Verizon Fixed Wireless | 1,000 / 75 |
| unWired Broadband Fixed Wireless | 400 / 50 |
May also be available: GeoLinks, T-Mobile.
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