St. Clair County property record for 539 State St, Algonac, MI 48001 · Last verified April 2026
| Property Type | Residential > Single Family > Home |
|---|---|
| Bathrooms | 1 Baths |
| Year Built | Built 1977 |
| Square Footage | 1,008 sqft Living Area |
| Lot Size | 9,148 sqft (0.21 acres) |
| Garage | 1,152 sqft |
| Occupancy | Owner Occupied |
| Last Sale | $160,000 (2023) |
| Tax Bill | $1,808.00 (2025) |
Source: St. Clair County records · APN 74-01-111-0010-000
Assessment roll updated October 7, 2025 · Last verified April 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 539 STATE ST, ALGONAC, MI 48001-1617 |
| Occupancy | Owner Occupied |
| Owner Type | Owner is an Individual, Couple or Unincorporated Entity |
| Vesting | Life Estate |
| Date | Document |
|---|---|
| Mar 17, 2023 | Warranty Deed, Transfer · Conventional Mortgage EVERETT FINANCIAL INC |
| Nov 09, 2020 | Warranty Deed, Transfer CISLO TITLE, CISLO TITLE CO |
| Jul 14, 2020 | Quit Claim Deed, Foreclosure SERVICELINK |
| Jul 14, 2020 | Grant Deed, Transfer NOT AVAILABLE |
| Oct 09, 2019 | Trustee's Deed, Foreclosure ATTORNEY ONLY |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Mar 17, 2023 · Amount on Record |
| Deed Sale | Mar 17, 2023 · Amount on Record |
| Prior Sale | Nov 09, 2020 · Amount on Record |
| Deed Doc Number | 20234354 |
| Deed Book / Page | 5606 / 134 |
| Last Transfer Date | Aug 29, 2025 |
| Transfer Doc | 0005850144 |
| Record Refreshed | Jun 08, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | SAINT CLAIR MI |
| Recording Date | Mar 17, 2023 |
| Property Address | 539 STATE ST, ALGONAC, MI 48001-1617 |
| Document Number | 0005606134 |
| Book / Page | 5606 / 134 |
| Map Reference | LB 49 PG 10 |
| Instrument Date | Mar 06, 2023 |
| Instrument | 2023004354 |
| Transaction Type | Transfer |
| Record Updated | Apr 06, 2023 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,200.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 2151 BELLE RIVER RD, EAST CHINA, MI 48054-4755 |
| Name | Verified Name |
|---|---|
| Address | 45665 HAYES RD, SHELBY TOWNSHIP, MI 48315-6214 |
| Investor | Possibly a Property Investor |
| Document Number | 2023004355 |
|---|---|
| Date | Mar 17, 2023 |
| Instrument | 2023004355 |
| Name | EVERETT FINANCIAL INC |
|---|---|
| Type | Funding / Finance Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 241 Months |
| Due | Apr 01, 2043 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | SAINT CLAIR MI |
| Recording Date | Nov 09, 2020 |
| Property Address | 539 STATE ST, ALGONAC, MI 48001-1617 |
| Document Number | 0052680815 |
| Book / Page | 005268 / 000815 |
| Instrument Date | Oct 26, 2020 |
| Transaction Type | Transfer |
| Record Updated | Dec 04, 2020 |
| Title Company | CISLO TITLE, CISLO TITLE CO |
| Amount | Amount Recorded |
|---|---|
| Tax | $1,127.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Company |
| Address | 21519 BELLE RIVER BLVD EAST CHINA MI 48054, EAST CHINA, MI 48054 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | SAINT CLAIR MI |
| Recording Date | Jul 14, 2020 |
| Property Address | 539 STATE ST, ALGONAC, MI 48001-1617 |
| Document Number | 0052110911 |
| Book / Page | 005211 / 000911 |
| Instrument Date | Jun 13, 2020 |
| Transaction Type | Foreclosure |
| Record Updated | Jul 28, 2020 |
| Title Company | SERVICELINK |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Company |
| Address | 3415 VISION DR COLUMBUS OH 432196009, COLUMBUS, OH 43219-6009 |
| Investor | Possibly a Property Investor |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | SAINT CLAIR MI |
| Recording Date | Jul 14, 2020 |
| Property Address | 539 STATE ST, ALGONAC, MI 48001-1617 |
| Document Number | 0052110915 |
| Book / Page | 005211 / 000915 |
| Instrument Date | Jun 12, 2020 |
| Transaction Type | Transfer |
| Record Updated | Jul 28, 2020 |
| Title Company | NOT AVAILABLE |
| Amount | Amount Recorded |
|---|---|
| Tax | $456.00 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 45434 PRIVATE SHORE DR CHESTERFIELD MI 480475371, CHESTERFIELD, MI 48047-5371 |
| Document Type | Trustee's Deed |
|---|---|
| Jurisdiction | SAINT CLAIR MI |
| Recording Date | Oct 09, 2019 |
| Property Address | 539 STATE ST, ALGONAC, MI 48001-1617 |
| Document Number | 0051060729 |
| Book / Page | 005106 / 000729 |
| Instrument Date | Oct 03, 2019 |
| Transaction Type | Foreclosure |
| Record Updated | Nov 06, 2019 |
| Title Company | ATTORNEY ONLY |
| Amount | Amount Recorded |
|---|---|
| Tax | $618.12 |
| Amount Accuracy | Confirmed |
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Company |
| Address | 3415 VISION DR COLUMBUS OH 432196009, COLUMBUS, OH 43219-6009 |
Source: St. Clair County records · Assessment roll updated October 7, 2025 · Last verified April 2026
| Type | Name |
|---|---|
| State | Michigan |
| Municipality | Algonac City |
| County | St. Clair County |
| Unified School District | Algonac Community School District (KG - 12) |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,808.00 (-38.57%) Homeowner's exemption | $76,900 (+15.64%) | |
| 2024 | $2,943.00 (-12.12%) | $153,800 (+15.64%) | |
| 2023 | $66,500 | ||
| 2022 | $3,349.00 | $133,000 |
Source: FEMA National Flood Hazard Layer, St. Clair County (26147C), updated July 20, 2022 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified: October 2026
| FEMA Flood Zone | Zone AE |
|---|---|
| Flood Hazard | High |
| 100-Year Floodplain | Yes 1% annual chance |
| Special Flood Hazard Area | Yes |
| Flood Insurance Requirement | Required (federally backed mortgages) |
| Floodway | No |
| Base Flood Elevation | Varies along the reach; see FIRM |
| Wildfire Risk | Not rated no burnable land in reach |
|---|---|
| Wildfire Likelihood | Negligible |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; lenders make the official flood determination.
| Primary APN | 74-01-111-0010-000 |
|---|
| Full Baths | 1 Baths |
|---|---|
| Building Area | 1,008 sqft Living Area |
| 1st Floor | 1,008 sqft 1st Floor |
| Stories | 1 Stories |
| Year Built | Built 1977 |
|---|---|
| Effective Year Built | Effective 1977 |
| Architectural Style | Ranch Style |
| Lot Area | 9,148 sqft (0.21 acres) |
| Depth X Width | 120 ft x 75 ft Depth x Width |
| Parking Spaces | 2 Parking Spaces |
| Garage Area | 1,152 sqft Garage |
| Heating System | Hot Water Heating |
|---|
| Street Address | 539 STATE ST |
|---|---|
| City | ALGONAC |
| State | MI |
| Zip | 48001-1617 |
| Property Usage | Residential Property Usage |
| Type | Residential > Single Family > Home |
| Legal Description | S 1/2 LOT 70 & ALL OF LOT 71 ALGONAC ASSESSORS PLAT NO 1 SEC 10 T2N R16E |
| Legal Range | 16E |
| Legal Township | 02N |
| Legal Section | 10 |
| Legal Subdivision | ASSESSORS |
| Legal Lot Number | 70-71 |
| Legal Unit | 70,71 |
| Jurisdiction | SAINT CLAIR MI |
| Minor Civil Division | ALGONAC |
| Census Blockgroup | 3 |
| Census Block | 3014 |
| Census Tract | 649000 |
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