545 State St, Algonac, MI 48001 Property Records

St. Clair County property record for 545 State St, Algonac, MI 48001 · Last verified October 2025

Property Highlights

Property Type	Residential > Single Family > Home
Bathrooms	1 Baths
Architecture Style	Ranch
Square Footage	1,296 sqft Living Area
Lot Size	9,148 sqft (0.21 acres)
Occupancy	Owner Occupied
Last Sale	$125,000 (2021)
Tax Bill	$2,583.00 (2024)

Property Details

APN / Parcel Number

Primary APN	`74-01-111-0008-000`

Interior

Full Baths	1 Baths
Building Area	1,296 sqft Living Area
Stories	1 Stories

Exterior

Architectural Style	Ranch Style
Lot Area	9,148 sqft (0.21 acres)
Depth X Width	120 ft x 75 ft Depth x Width
Parking Spaces	2 Parking Spaces

Utilities and HVAC

Heating System	Forced Air Heating

Location & Zoning

Account Number	74011110008000
Street Address	545 STATE ST
City	ALGONAC
State	MI
Zip	48001-1617
Property Usage	Residential Property Usage
Type	Residential > Single Family > Home
Legal Description	LOT 69 & N 1/2 LOT 70 ALGONAC ASSESSORS PLAT NO 1
Legal Subdivision	ASSESSORS
Legal Lot Number	69-70
Jurisdiction	SAINT CLAIR MI
Minor Civil Division	ALGONAC
Census Blockgroup	3
Census Block	3014
Census Tract	649000

Owner

Source: St. Clair County records · APN 74-01-111-0008-000

Assessment roll updated March 1, 2025 · Last verified October 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	545 STATE ST, ALGONAC, MI 48001-1617
Occupancy	Owner Occupied
Owner Type	Owner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Jan 19, 2021 · Amount on Record
Deed Sale	Jan 19, 2021 · Amount on Record
Prior Sale	Nov 06, 2009
Deed Doc Number	2021001384
Deed Book / Page	5303 / 646
Record Refreshed	Jun 08, 2026

January 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SAINT CLAIR MI
Recording Date	Jan 19, 2021
Property Address	545 STATE ST, ALGONAC, MI 48001-1617
Document Number	0005303646
Book / Page	5303 / 646
Map Reference	LB 49 PG 10
Instrument Date	Dec 30, 2020
Instrument	2021001384
Transaction Type	Transfer
Record Updated	Feb 11, 2022
Title Company	ATA NATIONAL TITLE GROUP LLC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$937.50
Amount Accuracy	Full Amount Stated
Additional	Arms Length Transaction

Transferred From (Grantor/Seller)

Name	Verified Name
Address	7267 RIVERSIDE DR, 7267, CLAY, MI 48001-4249

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	952 LIBERTY ST, ALGONAC, MI 48001-1279

Mortgage

Document Number	2021001385
Date	Jan 19, 2021
Instrument	2021001385

Lender

Name	QUICKEN LOANS LLC
Type	Mortgage Company

Agreement

Type	Federal Housing Administration (FHA) Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jan 01, 2051

Tax Assessment & Valuation

Source: St. Clair County records · Assessment roll updated March 1, 2025 · Last verified October 2025

Property Jurisdictions

Type	Name
State	Michigan
Municipality	Algonac City
County	St. Clair County
Unified School District	Algonac Community School District (KG - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$78,100 (+18.33%)
2024	$2,583.00 (+12.3%)		$156,200 (+18.33%)
2023		$66,000
2022	$2,300.00		$132,000

Flood & Wildfire

545 State St is in FEMA Zone AE, inside the Special Flood Hazard Area, with no wildfire exposure.

Flood

Source: FEMA National Flood Hazard Layer · St. Clair County (26147C), updated July 20, 2022

FEMA Flood Zone	Zone AE 1% annual chance, base flood elevation determined
Special Flood Hazard Area	Yes flood insurance required for federally backed mortgages
Floodway	No
Base Flood Elevation	Varies along the reach; see FIRM

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities · 2nd edition (2024), fuels as of 2020

Wildfire Risk to Homes	Not rated no burnable land in reach
Wildfire Likelihood	Negligible
Exposure	None beyond ember reach of burnable land

Values are read at the parcel center point; lenders make the official flood determination.