St. Clair County property record for 516 State St, Algonac, MI 48001
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1 ba · 1,008 sqft · built 2004 |
| Lot Size | 0.139 acres (6,098 sqft) |
| Owner | Individual Name on File |
| Last Sale | $163,500 (Jul 2021) |
| Tax Bill | $2,727 (2024) |
| Deeds & Mortgages | Jul 2021 Mortgage Jul 2021 Sale |
| Flood Zone | Zone AE (high risk) |
| APN | 74-01-111-0076-025 |
| Primary APN | 74-01-111-0076-025 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1 Bath |
| Stories | 1 Story |
| Building Area | 1,008 sqft Living Area |
| Year Built | Built 2004 |
|---|---|
| Architectural Style | Ranch |
| Lot Area | 6,098 sqft (0.139 acres) |
| Lot Dimensions | 120 ft deep x 50 ft wide |
| Heating System | Forced Air |
|---|
| Account Number | 74011110076025 |
|---|---|
| Street Address | 516 STATE ST |
| City | ALGONAC |
| State | MI |
| Zip | 48001-1618 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R-3 |
| Legal Description | LOT 176 ALGONAC ASSESSORS PLAT NO 1 SEC 10 T2N R16E |
| Legal Range | 16E |
| Legal Township | 02N |
| Legal Section | 10 |
| Legal Subdivision | ASSESSORS |
| Legal Lot Number | 176 |
| Jurisdiction | SAINT CLAIR MI |
| Township / Civil Division | ALGONAC |
| Census Block Group | 4 |
| Census Block | 4017 |
| Census Tract | 649000 |
Source: St. Clair County records · APN 74-01-111-0076-025
Assessment roll updated March 1, 2025 · Last verified October 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Co-owner | Verified Secondary Owner |
| Mailing Address | 516 STATE ST, ALGONAC, MI 48001-1618 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Jul 02, 2021 | Deed of Trust, Mortgage · FHA Mortgage QUICKEN LOANS LLC |
| Jul 28, 2021 | Warranty Deed, Transfer VISIONARY TITLE AGENCY LLC |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Jul 28, 2021 · Amount on Record |
| Deed Sale | Jul 28, 2021 · Amount on Record |
| Prior Sale | Oct 02, 2019 · Amount on Record |
| Deed Document Number | 2021021797 |
| Deed Book / Page | 5399 / 831 |
| Record Updated | Jun 08, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SAINT CLAIR MI |
| Property Address | 516 STATE ST, ALGONAC, MI 48001-1618 |
| Transaction Type | Mortgage |
| Record Updated | Jun 13, 2023 |
| Name | Verified Name |
|---|---|
| Address | 9278 WINDJAMMER DR, IRA, MI 48023-2850 |
| Document Number | 0005387979 |
|---|---|
| Date | Jul 02, 2021 |
| Book Page | 5387/979 |
| Instrument | 2021019411 |
| Name | QUICKEN LOANS LLC |
|---|---|
| Type | Mortgage Company |
| Address | DETROIT, MI 48226 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jul 01, 2051 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | SAINT CLAIR MI |
| Recording Date | Jul 28, 2021 |
| Property Address | 516 STATE ST, ALGONAC, MI 48001-1618 |
| Document Number | 5399831 |
| Book / Page | 5399 / 831 |
| Map Reference | LB 49 PG 10&11 |
| Instrument Date | Jun 18, 2021 |
| Instrument | 2021021797 |
| Transaction Type | Transfer |
| Record Updated | Aug 17, 2021 |
| Title Company | VISIONARY TITLE AGENCY LLC |
| Amount | Amount Recorded |
|---|---|
| Tax | $1,226.25 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 516 STATE ST, 516, ALGONAC, MI 48001-1618 |
| Name | Verified Name |
|---|---|
| Address | 516 STATE ST, ALGONAC, MI 48001-1618 |
Source: St. Clair County records · Assessment roll updated March 1, 2025 · Last verified October 2025
| Type | Name |
|---|---|
| State | Michigan |
| Municipality | Algonac City |
| County | St. Clair County |
| Unified School District | Algonac Community School District (KG - 12) |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $74,300 (+16.09%) | ||
| 2024 | $2,727.00 (+12.27%) | $148,600 (+16.09%) | |
| 2023 | $64,000 | ||
| 2022 | $2,429.00 | $128,000 |
Source: FEMA National Flood Hazard Layer as of July 20, 2022 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026
| FEMA Flood Zone | Zone AE high risk |
|---|---|
| 100-Year Floodplain | Yes 1% annual chance |
| Floodway | No |
| Base Flood Elevation | Varies along the reach; see FIRM |
| Flood Insurance Requirement | Required federally backed loans |
| Flood Insurance Cost | Premium on Record median of 97 policies |
| Nearby Flood Policies | 97 in force |
| Nearby Flood Claims | 15 (1985–2019) |
| Claims Outside the SFHA | 5 of 15 |
| Most Recent Claim | Aug 2019 · river or lake flooding |
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| T-Mobile USA Fixed Wireless | 100 / 20 |
May also be available: Verizon.
Based on FCC filings for 360 locations within half a mile of this property.
Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026
| Water System | CITY OF ALGONAC serves 4,110 people |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Jan 2026 |
| Lead | 3 ppb (2024–2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ. The full violation and enforcement history is in the system's EPA record.
Search by:
By searching, you agree to: Terms • Privacy • Disclosures