521 State St, Algonac, MI 48001 Property Records

St. Clair County property record for 521 State St, Algonac, MI 48001

Property Summary

Property Type	Commercial
Details	7,552 sqft · built 1970
Lot Size	0.41 acres (17,860 sqft)
Owner	Individual on Record
Last Sale	$400,000 (Oct 2022)
Tax Bill	$6,030 (2025)
Deeds & Mortgages	Oct 2022 Sale Aug 2017 Sale + 2 more
Flood Zone	Zone AE (high risk)
APN	`74-01-111-0012-000`

Property Details

APN / Parcel Number

Primary APN	`74-01-111-0012-000`

Interior

Units	12 Units
Stories	2 Stories
Building Area	7,552 sqft Total Area

Exterior

Year Built	Built 1970
Effective Year Built	Effective 1970
Architectural Style	Multi-Family
Lot Area	17,860 sqft (0.41 acres)
Lot Dimensions	120 ft deep x 150 ft wide

Location & Zoning

Street Address	521 STATE ST
City	ALGONAC
State	MI
Zip	48001-1679
Property Category	Commercial
Property Type	Commercial > Retail
Local Zoning Code	RM-1
Legal Description	LOTS 73, 74 & 75 ALGONAC ASSESSORS PLAT NO 1
Legal Subdivision	ASSESSORS
Legal Lot Number	73-75
Jurisdiction	SAINT CLAIR MI
Township / Civil Division	ALGONAC
Census Block Group	3
Census Block	3014
Census Tract	649000

Owner

Source: St. Clair County assessment roll, as of October 7, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual on Record
Mailing Address	49420 JEFFERSON AVE, CHESTERFIELD, MI 48047-2306
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Oct 11, 2022	Warranty Deed, Transfer FIRST PREMIER TITLE AGENCY, FIRST PREMIER TITLE AGCY LLC
Aug 28, 2017	Warranty Deed, Transfer ATA NATIONAL TITLE GROUP LLC, ATA NAT'L TITLE GROUP LLC
Aug 28, 2017	Warranty Deed, Transfer ATA NATIONAL TITLE GROUP LLC, ATA NAT'L TITLE GROUP LLC
Sep 13, 2017	Quit Claim Deed, Transfer ATA NATIONAL TITLE GROUP LLC, ATA NAT'L TITLE GROUP LLC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Oct 11, 2022 · Amount on Record
Deed Sale	Oct 11, 2022 · Amount on Record
Prior Sale	Feb 25, 2020 · Amount on Record
Deed Document Number	202223294
Deed Book / Page	5569 / 362
Prior Transfer Date	Aug 26, 2013
Prior Transfer Doc	004445/505
Record Updated	Jun 8, 2026

October 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SAINT CLAIR MI
Recording Date	Oct 11, 2022
Property Address	521 STATE ST, ALGONAC, MI 48001-1679
Document Number	0005569362
Book / Page	5569 / 362
Map Reference	LB 49 PG 10&11
Instrument Date	Aug 25, 2022
Instrument	2022023294
Transaction Type	Transfer
Record Updated	Sep 29, 2023
Title Company	FIRST PREMIER TITLE AGENCY, FIRST PREMIER TITLE AGCY LLC

Transaction

Amount	Amount Recorded
Tax	$3,000.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	101 S MAIN ST, ROMEO, MI 48065-5125

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	37564 HURON POINTE DR, HARRISON TOWNSHIP, MI 48045-2821

August 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SAINT CLAIR MI
Recording Date	Aug 28, 2017
Property Address	521 STATE ST, ALGONAC, MI 48001-1679
Document Number	0048620629
Book / Page	004862 / 000629
Instrument Date	Aug 23, 2017
Transaction Type	Transfer
Record Updated	Oct 5, 2017
Title Company	ATA NATIONAL TITLE GROUP LLC, ATA NAT'L TITLE GROUP LLC

Transaction

Amount	Amount Recorded
Tax	$1,720.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	39511 HEATHERHEATH DR CLINTON TOWNSHIP MI 480382621, CLINTON TOWNSHIP, MI 48038-2621

August 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SAINT CLAIR MI
Recording Date	Aug 28, 2017
Property Address	521 STATE ST, ALGONAC, MI 48001-1679
Document Number	0048620630
Book / Page	004862 / 000630
Instrument Date	Aug 18, 2017
Transaction Type	Transfer
Record Updated	Oct 5, 2017
Title Company	ATA NATIONAL TITLE GROUP LLC, ATA NAT'L TITLE GROUP LLC

Transaction

Amount	Amount Recorded
Tax	$2,580.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	20975 SANTIA CT CLINTON TOWNSHIP MI 480385621, CLINTON TOWNSHIP, MI 48038-5621

September 2017: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	SAINT CLAIR MI
Recording Date	Sep 13, 2017
Property Address	521 STATE ST, ALGONAC, MI 48001-1679
Document Number	0048690031
Book / Page	004869 / 000031
Instrument Date	Aug 15, 2017
Transaction Type	Transfer
Record Updated	Oct 5, 2017
Title Company	ATA NATIONAL TITLE GROUP LLC, ATA NAT'L TITLE GROUP LLC

Transaction

Tax	$0.00
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	8145 ORCHARDVIEW DR WASHINGTON MI 480951345, WASHINGTON, MI 48095-1345

Tax Assessment & Valuation

Source: St. Clair County assessment roll, as of October 7, 2025

Property Jurisdictions

Type	Name
State	Michigan
Municipality	Algonac City
County	St. Clair County
Unified School District	Algonac Community School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$6,030.00 (-27.55%)	$211,400 (+49.61%)
2024	$8,323.00 (+26.97%)		$422,800 (+49.61%)
2023		$141,300
2022	$6,555.00		$282,600

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective July 20, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone AE high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	Varies along the reach; see FIRM
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on Record median of 25 policies
Nearby Flood Policies	25 in force
Nearby Flood Claims	1 (2000)
Most Recent Claim	Aug 2000 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF ALGONAC serves 4,110 people · EPA ID MI0000110
Water Source	Surface water
Last State Inspection	Jan 2026
Lead	3 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 360 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
T-Mobile Fixed Wireless	100 / 20

May also be available: Verizon.

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