St. Clair County property record for 604 State St, Algonac, MI 48001 · Last verified October 2025
| Property Type | Residential > Single Family > Home |
|---|---|
| Bedrooms | 3 Beds |
| Bathrooms | 2 Baths |
| Year Built | Built 2011 |
| Square Footage | 1,000 sqft Living Area |
| Lot Size | 6,098 sqft (0.139 acres) |
| Occupancy | Owner Occupied |
| Last Sale | $133,000 (2020) |
| Tax Bill | $2,311.00 (2024) |
Source: St. Clair County records · APN 74-01-111-0081-000
Assessment roll updated March 1, 2025 · Last verified October 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Co-owner | Verified Secondary Owner |
| Mailing Address | 604 STATE ST, ALGONAC, MI 48001-1838 |
| Occupancy | Owner Occupied |
| Owner Type | Owner is an Individual, Couple or Unincorporated Entity |
| Date | Document |
|---|---|
| Aug 26, 2019 | Deed of Trust, Mortgage · Adjustable Rate Mortgage (ARM) FREESTAR FINANCIAL CU |
| Oct 21, 2020 | Warranty Deed, Transfer ATA NATIONAL TITLE GROUP |
| Oct 06, 2020 | Deed of Trust, Mortgage AMERIFIRST FIN'L CORP |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Oct 21, 2020 · Amount on Record |
| Deed Sale | Oct 21, 2020 · Amount on Record |
| Prior Sale | Jan 10, 2013 · Amount on Record |
| Deed Doc Number | 2020026145 |
| Deed Book / Page | 5259 / 311 |
| Record Refreshed | Jun 07, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SAINT CLAIR MI |
| Property Address | 604 STATE ST, ALGONAC, MI 48001-1838 |
| Transaction Type | Mortgage |
| Record Updated | Feb 05, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0050890970 |
|---|---|
| Date | Aug 26, 2019 |
| Book Page | 5089/970 |
| Instrument | 2019017426 |
| Name | FREESTAR FINANCIAL CU |
|---|---|
| Type | Credit Union |
| Type | Adjustable Rate Mortgage (ARM) |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Sep 01, 2049 |
| Rate Type | Adjustable Rate |
|---|---|
| Adjustable | Document includes a rider for adjustable-rate mortgage with a specific rate change date. |
| Type Change Date | Sep 01, 2024 |
| Change Frequency | 5 Years |
| Min Rate At Change | 4.13% |
| Max Rate At Change | 8.75% |
| Index | 1-Year CMT |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | SAINT CLAIR MI |
| Recording Date | Oct 21, 2020 |
| Property Address | 604 STATE ST, ALGONAC, MI 48001-1838 |
| Document Number | 0005259311 |
| Book / Page | 5259 / 311 |
| Map Reference | LB 49 PG 10&11 |
| Instrument Date | Oct 06, 2020 |
| Instrument | 2020026145 |
| Transaction Type | Transfer |
| Record Updated | Feb 11, 2022 |
| Title Company | ATA NATIONAL TITLE GROUP |
| Amount | Amount Recorded |
|---|---|
| Tax | $997.50 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 604 STATE ST, 604, ALGONAC, MI 48001-1838 |
| Name | Verified Name |
|---|---|
| Address | 9865 PUTTYGUT RD, CASCO, MI 48064-1707 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SAINT CLAIR MI |
| Property Address | 604 STATE ST, ALGONAC, MI 48001-1838 |
| Document Number | 0052530465 |
| Instrument Date | Oct 06, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Oct 16, 2020 |
| Title Company | CISLO TITLE, CISLO TITLE CO |
| Name | Verified Name |
|---|---|
| Relationship | Husband And Wife |
| Address | 9865 PUTTYGUT RD CASCO MI 480641707, CASCO, MI 48064-1707 |
| Document Number | 0052530465 |
|---|---|
| Date | Oct 08, 2020 |
| Book Page | 005253/000465 |
| Name | AMERIFIRST FIN'L CORP |
|---|---|
| Address | PORTAGE, MI 49002 |
| Amount | Amount Recorded |
|---|---|
| Term | 360 Months |
| Due | Oct 07, 2050 |
Source: St. Clair County records · Assessment roll updated March 1, 2025 · Last verified October 2025
| Type | Name |
|---|---|
| State | Michigan |
| Municipality | Algonac City |
| County | St. Clair County |
| Unified School District | Algonac Community School District (KG - 12) |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $66,400 (+16.29%) | ||
| 2024 | $2,311.00 (+12.4%) | $132,800 (+16.29%) | |
| 2023 | $57,100 | ||
| 2022 | $2,056.00 | $114,200 |
Source: FEMA National Flood Hazard Layer, St. Clair County (26147C), updated July 20, 2022 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified: October 2026
| FEMA Flood Zone | Zone AE |
|---|---|
| Flood Hazard | High |
| 100-Year Floodplain | Yes 1% annual chance |
| Special Flood Hazard Area | Yes |
| Flood Insurance Requirement | Required (federally backed mortgages) |
| Floodway | No |
| Base Flood Elevation | Varies along the reach; see FIRM |
| Wildfire Risk | Not rated no burnable land in reach |
|---|---|
| Wildfire Likelihood | Negligible |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; lenders make the official flood determination.
| Primary APN | 74-01-111-0081-000 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Partial Baths | 1 Partial Baths |
| Building Area | 1,000 sqft Living Area |
| Stories | 1 Stories |
| Year Built | Built 2011 |
|---|---|
| Architectural Style | Ranch Style |
| Lot Area | 6,098 sqft (0.139 acres) |
| Depth X Width | 120 ft x 50 ft Depth x Width |
| Heating System | Forced Air Heating |
|---|
| Account Number | 74011110081000 |
|---|---|
| Street Address | 604 STATE ST |
| City | ALGONAC |
| State | MI |
| Zip | 48001-1838 |
| Property Usage | Residential Property Usage |
| Type | Residential > Single Family > Home |
| Legal Description | LOT 183 ALGONAC ASSESSORS PLAT NO 1 |
| Legal Subdivision | ASSESSORS |
| Legal Lot Number | 183 |
| Jurisdiction | SAINT CLAIR MI |
| Minor Civil Division | ALGONAC |
| Census Blockgroup | 4 |
| Census Block | 4017 |
| Census Tract | 649000 |
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