531 Locust Point Rd, Rumson, NJ 07760 Property Records

Monmouth County and Middletown Township property record for 531 Locust Point Rd, Rumson, NJ 07760 · Last verified July 2026

Property Highlights

Property Type	Residential > Single Family > Home
Bedrooms	5 Beds
Bathrooms	3 Baths
Year Built	Built 1908
Square Footage	1,989 sqft Living Area
Lot Size	20,160 sqft (0.463 acres)
Occupancy	Owner Occupied
Last Sale	$280,000 (1999)
Tax Bill	$15,548.00 (2025)

Property Details

APN / Parcel Number

Primary APN	`32-00792-0000-00010`
Alternative APNs	`320079200010` `7425`

Interior

Bedrooms	5 Beds
Full Baths	3 Baths
Total Rooms	9 Rooms
Building Area	1,989 sqft Living Area
1st Floor	1,080 sqft 1st Floor
Upper Floors	576 sqft Upper Floors
Basement Area	1,080 sqft Basement
Stories	2 Stories

Exterior

Year Built	Built 1908
Effective Year Built	Effective 1908
Architectural Style	Colonial Style
Exterior Material	Aluminum/Vinyl Exterior
Construction Type	Frame Construction
Roof Construction	Gable Roof Construction
Roof Material	Other (not Classified) Roof
Lot Area	20,160 sqft (0.463 acres)
Depth X Width	192 ft x 105 ft Depth x Width
Deck Area	364 sqft Deck
Porch	Open Porch

Utilities and HVAC

Sewage	Sewage Connected
Water Source	Yes (Unknown Type) Water Source

Location & Zoning

Account Number	7425
Street Address	531 LOCUST POINT RD
City	RUMSON
State	NJ
Zip	07760-2321
Property Usage	Residential Property Usage
Type	Residential > Single Family > Home
Legal Block	792
Legal Lot Number	10
Jurisdiction	MONMOUTH NJ
Minor Civil Division	MIDDLETOWN
Census Blockgroup	4
Census Block	4036
Census Tract	800900

Owner

Source: Monmouth County and Middletown Township records · APN 32-00792-0000-00010

Assessment roll updated July 9, 2026 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	531 LOCUST POINT RD, RUMSON, NJ 07760-2321
Occupancy	Owner Occupied
Owner Type	Owner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Apr 06, 1999 · Amount on Record
Deed Sale	Apr 06, 1999 · Amount on Record
Deed Book / Page	5809 / 534
Record Refreshed	Sep 20, 2026

August 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONMOUTH NJ
Property Address	531 LOCUST POINT RD, RUMSON, NJ 07760-2321
Transaction Type	Mortgage
Record Updated	Aug 29, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	531 LOCUST POINT RD, RUMSON, NJ 07760-2321

Mortgage

Document Number	0096077746
Date	Aug 02, 2022
Book Page	9607/7746
Instrument	2022078337

Lender

Name	PNC BANK NA
Type	Bank
Address	WILMINGTON, DE 19801

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	478 Months
Due	Jun 25, 2062

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly (Revolving credit lines are monthly unless stated otherwise).

Tax Assessment & Valuation

Source: Monmouth County and Middletown Township records · Assessment roll updated July 9, 2026 · Last verified July 2026

Property Jurisdictions

Type	Name
State	New Jersey
County	Monmouth County
County Subdivision	Middletown Township
Unified School District	Middletown Township School District (KG - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$1,038,100 (+7.76%) Land $757,800 Building $280,300	$1,038,100 (+7.76%) Land $757,800 Building $280,300
2025	$15,548.00 (-0.61%)	$963,300 (+4.24%) Land $685,600 Building $277,700	$963,300 (+4.24%) Land $685,600 Building $277,700
2024	$15,644.00 (+6.24%)
2023		$924,100 Land $643,900 Building $280,200	$924,100 Land $643,900 Building $280,200
2022	$14,725.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Monmouth County (34025C), updated September 18, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Flood Hazard	Minimal
500-Year Floodplain	No
Special Flood Hazard Area	No
Nearest Special Flood Hazard Area	Zone AE, within 100 ft

Wildfire

Wildfire Risk	Moderate above 45% of the US · above 64% of New Jersey
Wildfire Likelihood	About 1 in 1,493 per year
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values are read at the parcel center point; lenders make the official flood determination.