539 E 3rd St, Sumas, WA 98295 Property Records

Whatcom County property record for 539 E 3rd St, Sumas, WA 98295 · Last verified March 2026

Property Highlights

Property Type	Residential > Single Family > Home
Bedrooms	3 Beds
Bathrooms	3 Baths
Year Built	Built 2019
Square Footage	1,732 sqft Living Area
Lot Size	16,117 sqft (0.369 acres)
Occupancy	Owner Occupied
Last Sale	$475,000 (2022)
Tax Bill	$4,314.00 (2025)

Property Details

APN / Parcel Number

Primary APN	`592733`
Alternative APNs	`410435 145182 0000` `186575`

Interior

Bedrooms	3 Beds
Full Baths	3 Baths
Partial Baths	1 Partial Baths
Building Area	1,732 sqft Living Area
1st Floor	1,732 sqft 1st Floor
Stories	1 Stories
Fireplace	Fireplace
Fireplaces	1 Fireplaces

Exterior

Year Built	Built 2019
Exterior Material	Combination Exterior
Foundation Type	Concrete Foundation
Roof Material	Composition Shingle Roof
Lot Area	16,117 sqft (0.369 acres)
Parking Spaces	2 Parking Spaces
Garage Type	Attached Garage
Garage Area	484 sqft Garage
Deck Area	376 sqft Deck
Porch	Covered Porch

Utilities and HVAC

Heating System	Forced Air Heating

Location & Zoning

Account Number	186575
Street Address	539 E 3RD ST
City	SUMAS
State	WA
Zip	98295-9670
Property Usage	Residential Property Usage
Type	Residential > Single Family > Home
Legal Description	LOT A MAPLE CREEK ESTATES SHORT PLAT NO 1 AS REC AF 2019-0702743
Legal Range	04
Legal Township	41
Legal Section	35
Legal Subdivision	MAPLE CREEK ESTATES SHORT PLAT NO 1
Legal Lot Number	A
Jurisdiction	WHATCOM WA
Minor Civil Division	SUMAS
Census Blockgroup	1
Census Block	1018
Census Tract	10202

Owner

Source: Whatcom County records · APN 592733

Assessment roll updated May 31, 2025 · Last verified March 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Co-owner	Verified Secondary Owner
Mailing Address	539 E 3RD ST, SUMAS, WA 98295-9670
Occupancy	Owner Occupied
Owner Type	Owner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Jun 28, 2022 · Amount on Record
Deed Sale	Jun 28, 2022 · Amount on Record
Prior Sale	Sep 03, 2019 · Amount on Record
Deed Doc Number	2022-0603035
Record Refreshed	Jun 08, 2026

June 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WHATCOM WA
Recording Date	Jun 28, 2022
Property Address	539 E 3RD ST, SUMAS, WA 98295-9670
Document Number	0000603035
Map Reference	AF 2019-0702743
Instrument Date	Jun 13, 2022
Instrument	2022-0603035
Transaction Type	Transfer
Record Updated	Jul 04, 2022
Title Company	CHICAGO TITLE BELLINGHAM

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$7,605.00
Amount Accuracy	Calculated from Tax
Additional	Arms Length Transaction

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	539 E 3RD ST, SUMAS, WA 98295-9670

Mortgage

Document Number	0000603036
Date	Jun 28, 2022
Instrument	2022-0603036

Lender

Name	NEXERA HOLDING LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jul 01, 2052

Tax Assessment & Valuation

Source: Whatcom County records · Assessment roll updated May 31, 2025 · Last verified March 2026

Property Jurisdictions

Type	Name
State	Washington
County	Whatcom County
Municipality	Sumas City
Unified School District	Nooksack Valley School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,314.00 (-2%)	$465,535 (-1.99%) Land $141,963 Building $323,572	$465,535 (-1.99%) Land $141,963 Building $323,572
2024	$4,402.00 (+6.35%)	$475,000 (+1.81%) Land $111,917 Building $363,083	$475,000 (+1.81%) Land $111,917 Building $363,083
2022		$466,534 Land $100,828 Building $365,706	$466,534 Land $100,828 Building $365,706
2021	$4,139.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Whatcom County (53073C), updated May 26, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone AE
Flood Hazard	High
100-Year Floodplain	Yes 1% annual chance
Special Flood Hazard Area	Yes
Flood Insurance Requirement	Required (federally backed mortgages)
Floodway	No
Base Flood Elevation	Varies along the reach; see FIRM

Wildfire

Wildfire Risk	Not rated no burnable land in reach
Wildfire Likelihood	Negligible
Exposure	None beyond ember reach

Values are read at the parcel center point; lenders make the official flood determination.