537 E 3rd St, Sumas, WA 98295 Property Records

Whatcom County property record for 537 E 3rd St, Sumas, WA 98295 · Last verified April 2026

Property Highlights

Property TypeResidential > Single Family > Home
Bedrooms3 Beds
Bathrooms2.5 Baths
Year BuiltBuilt 2021
Square Footage2,198 sqft Living Area
Lot Size41,382 sqft (0.95 acres)
OccupancyOwner Occupied
Last Sale$423,250 (2021)
Tax Bill$5,178.00 (2025)

Property Details

APN / Parcel Number

Primary APN410435-143166-0000
Alternative APNs
  • 186576
  • 581274

Interior

Bedrooms3 Beds
Full Baths2.5 Baths
Partial Baths1 Partial Baths
Building Area2,198 sqft Living Area
Gross Area2,850 sqft Gross Area
1st Floor1,262 sqft 1st Floor
Stories2 Stories

Exterior

Year BuiltBuilt 2021
Effective Year BuiltEffective 2021
Exterior MaterialStucco Exterior
Roof MaterialComposition Shingle Roof
Lot Area41,382 sqft (0.95 acres)
Parking Spaces2 Parking Spaces
Garage TypeAttached Garage
Garage Area520 sqft Garage
Deck Area312 sqft Deck

Utilities and HVAC

Heating SystemForced Air with Air Conditioning Heating

Location & Zoning

Account Number186576
Street Address537 E 3RD ST
CitySUMAS
StateWA
Zip98295-9670
Property UsageResidential Property Usage
TypeResidential > Single Family > Home
Legal DescriptionLOT B MAPLE CREEK ESTATES SHORT PLAT NO 1 AS REC AF 2019-0702743
Legal Range04
Legal Township41
Legal Section35
Legal SubdivisionMAPLE CREEK ESTATES SHORT PLAT NO 1
Legal Block1
Legal Lot NumberB
JurisdictionWHATCOM WA
Minor Civil DivisionSUMAS
Census Blockgroup1
Census Block1016
Census Tract10202

Owner

Source: Whatcom County records · APN 410435-143166-0000

Assessment roll updated December 30, 2025 · Last verified April 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on File
Mailing Address537 E 3RD ST, SUMAS, WA 98295-9670
OccupancyOwner Occupied
Owner TypeOwner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

DateDocument
Jun 11, 2021Warranty Deed, Transfer · Conventional Mortgage
GUILD MORTGAGE CO
Dec 03, 2020Deed of Trust, Mortgage · Conventional Mortgage
EDWARD J GUTSCHMIDT

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleJun 11, 2021 · Amount on Record
Deed SaleJun 11, 2021 · Amount on Record
Prior SaleJun 11, 2021 · Amount on Record
Deed Doc Number20212152
Prior Transfer DateFeb 25, 2020
Prior Transfer Doc0000402658
Record RefreshedJun 08, 2026

June 2021: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionWHATCOM WA
Recording DateJun 11, 2021
Property Address537 E 3RD ST, SUMAS, WA 98295-9670
Document Number0000602152
Instrument DateApr 21, 2021
Instrument2021-0602152
Transaction TypeTransfer
Record UpdatedMay 27, 2022
Title CompanyNOT AVAILABLE, WHATCOM LAND TITLE CO INC

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$6,777.00
Amount AccuracyCalculated from Tax
Additional
  • Arms Length Transaction

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address537 E 3RD ST, SUMAS, WA 98295-9670

Mortgage

Document Number0000602153
DateJun 11, 2021
Instrument2021-0602153
Lender
NameGUILD MORTGAGE CO
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueJul 01, 2051

December 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionWHATCOM WA
Property Address537 E 3RD ST, SUMAS, WA 98295-9670
Document Number2201204114
Instrument DateDec 03, 2020
Transaction TypeMortgage
Record UpdatedDec 30, 2020
Title CompanyATTORNEY ONLY

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipSeparate Estate/Property
Address3RD ST SUMAS WA 98295, SUMAS, WA 98295

Mortgage

Document Number2201204114
DateDec 22, 2020
Instrument1204114
Lender
NameEDWARD J GUTSCHMIDT
Address3280 HALVERSTICK RD, SUMAS, WA 98295-9739
Agreement
TypeConventional Mortgage
AmountAmount Recorded

Tax Assessment & Valuation

Source: Whatcom County records · Assessment roll updated December 30, 2025 · Last verified April 2026

Property Jurisdictions

TypeName
StateWashington
CountyWhatcom County
MunicipalitySumas City
Unified School DistrictNooksack Valley School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2025$5,178.00 (+6.3%)$553,051 (+5.22%) Land $167,775 Building $385,276$553,051 (+5.22%) Land $167,775 Building $385,276
2024$4,871.00 (+424.33%)$525,633 (+11%) Land $111,917 Building $413,716$525,633 (+11%) Land $111,917 Building $413,716
2022$473,552 Land $100,828 Building $372,724$473,552 Land $100,828 Building $372,724
2021$929.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Whatcom County (53073C), updated May 26, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone A
Flood HazardHigh
100-Year FloodplainYes
1% annual chance
Special Flood Hazard AreaYes
Flood Insurance RequirementRequired (federally backed mortgages)
FloodwayNo
Base Flood ElevationNot determined for this zone

Wildfire

Wildfire RiskNot rated
no burnable land in reach
Wildfire LikelihoodNegligible
ExposureNone
beyond ember reach

Values are read at the parcel center point; lenders make the official flood determination.

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Nearby Streets

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