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535 E 3rd St, Sumas, WA 98295 Property Records

Whatcom County property record for 535 E 3rd St, Sumas, WA 98295 · Last verified March 2026

Property Highlights

Property TypeResidential > Single Family > Home
Bedrooms3 Beds
Bathrooms3 Baths
Year BuiltBuilt 2018
Square Footage2,254 sqft Living Area
Lot Size14,375 sqft (0.33 acres)
OccupancyOwner Occupied
Last Sale$425,000 (2020)
Tax Bill$4,764.00 (2025)

Property Details

APN / Parcel Number

Primary APN573401
Alternative APNs
  • 410435 115160 0000
  • 159268

Interior

Bedrooms3 Beds
Full Baths3 Baths
Partial Baths1 Partial Baths
Building Area2,254 sqft Living Area
1st Floor1,504 sqft 1st Floor
2nd Floor750 sqft 2nd Floor
Stories2 Stories

Exterior

Year BuiltBuilt 2018
Exterior MaterialCombination Exterior
Foundation TypeConcrete Foundation
Roof MaterialComposition Shingle Roof
Lot Area14,375 sqft (0.33 acres)
Parking Spaces3 Parking Spaces
Garage TypeAttached Garage
Garage Area756 sqft Garage
Patio Area154 sqft Patio
PorchPorch
Porch Area170 sqft Porch

Utilities and HVAC

Heating SystemForced Air Heating

Location & Zoning

Account Number573401
Street Address535 E 3RD ST
CitySUMAS
StateWA
Zip98295-9670
Property UsageResidential Property Usage
TypeResidential > Single Family > Home
Legal DescriptionJOHNSON'S THIRD ADD TO SUMAS SUPP'L E 66 FT OF W 297 FT OF BLK 13 EXC ANY PTN THEREOF LY SLY OF ELY EXT OF S LI OF BLK 14-TOG
Legal Range04
Legal Township41
Legal Section35
Legal SubdivisionJOHNSON'S THIRD ADD TO SUMAS
Legal Block13
JurisdictionWHATCOM WA
Minor Civil DivisionSUMAS
Census Blockgroup1
Census Block1016
Census Tract10202

Owner

Source: Whatcom County records · APN 573401

Assessment roll updated May 31, 2025 · Last verified March 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on File
Mailing Address535 E 3RD ST, SUMAS, WA 98295-9670
OccupancyOwner Occupied
Owner TypeOwner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

DateDocument
Sep 15, 2020Warranty Deed, Transfer · Conventional Mortgage
UMPQUA BK
Sep 16, 2019Deed of Trust, Mortgage · Line of Credit
US BK
Oct 15, 2018Warranty Deed, Subdivision Related Transfer
WHATCOM LAND TITLE
Mar 24, 2018Deed of Trust, Mortgage · Conventional Mortgage with Private Mortgage Insurance (PMI)
EDWARD J GUTSCHMIDT
Sep 15, 2017Warranty Deed, Transfer · Conventional Mortgage
PEOPLES BK

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleSep 15, 2020 · Amount on Record
Deed SaleSep 15, 2020 · Amount on Record
Prior SaleOct 15, 2018 · Amount on Record
Deed Doc Number2020-0902422
Record RefreshedJun 08, 2026

September 2020: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionWHATCOM WA
Recording DateSep 15, 2020
Property Address535 E 3RD ST, SUMAS, WA 98295-9670
Document Number2200902422
Instrument DateSep 10, 2020
Instrument902422
Transaction TypeTransfer
Record UpdatedOct 23, 2020
Title CompanyWHATCOM LAND TITLE

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$6,805.00
Additional
  • Arms Length Transaction

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipMarried Couple
Address535 E 3RD ST SUMAS WA 982959670, SUMAS, WA 98295-9670

Mortgage

Document Number2200902423
DateSep 15, 2020
Instrument902423
Lender
NameUMPQUA BK
TypeBank
AddressTIGARD, OR 97224
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueSep 14, 2050

September 2019: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionWHATCOM WA
Property Address535 E 3RD ST, SUMAS, WA 98295-9670
Document Number2191001755
Instrument DateSep 16, 2019
Transaction TypeMortgage
Record UpdatedOct 02, 2020
Title CompanySOLIDIFI TITLE AND CLOSING, SOLIDIFI TITLE & CLOSING

Transferred To (Grantee/Buyer)

NameVerified Name
Address535 E 3RD ST SUMAS WA 982959670, SUMAS, WA 98295-9670

Mortgage

Document Number2191001755
DateOct 14, 2019
Instrument1001755
Lender
NameUS BK
TypeBank
AddressCINCINNATI, OH 45202
Agreement
TypeLine of Credit
AmountAmount Recorded
Term360 Months
DueOct 13, 2049
Interest
Rate TypeAdjustable Rate

October 2018: Warranty Deed, Subdivision Related Transfer

Document TypeWarranty Deed
JurisdictionWHATCOM WA
Recording DateOct 15, 2018
Property Address535 E 3RD ST, SUMAS, WA 98295-9670
Document Number2181001460
Instrument DateOct 09, 2018
Instrument1001460
Transaction TypeSubdivision Related Transfer
Record UpdatedOct 25, 2018
Title CompanyWHATCOM LAND TITLE

Transaction

AmountAmount Recorded
Tax$6,550.95
Additional
  • Arms Length Transaction

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address535 E 3RD ST SUMAS WA 98295, SUMAS, WA 98295

March 2018: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionWHATCOM WA
Property Address535 E 3RD ST, SUMAS, WA 98295-9670
Document Number2180400066
Instrument DateMar 24, 2018
Transaction TypeMortgage
Record UpdatedApr 10, 2018
Title CompanyATTORNEY ONLY

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCompany
Address5202 REESE HILL RD SUMAS WA 982958604, SUMAS, WA 98295-8604

Mortgage

Document Number2180400066
DateApr 02, 2018
Instrument400066
Lender
NameEDWARD J GUTSCHMIDT
Address3280 HALVERSTICK RD, SUMAS, WA 98295-9739
Agreement
TypeConventional Mortgage with Private Mortgage Insurance (PMI)
AmountAmount Recorded

September 2017: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionWHATCOM WA
Recording DateSep 15, 2017
Property Address535 E 3RD ST, SUMAS, WA 98295-9670
Document Number2170901415
Instrument DateAug 31, 2017
Instrument901415
Transaction TypeTransfer
Record UpdatedFeb 15, 2019
Title CompanyWHATCOM LAND TITLE

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$6,680.00
Additional
  • Arms Length Transaction
  • Multiple parcels conveyed, unknown impact to APN

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCompany
Address5202 REESE HILL RD SUMAS WA 982958604, SUMAS, WA 98295-8604

Mortgage

Document Number2170901416
DateSep 15, 2017
Instrument901416
Lender
NamePEOPLES BK
TypeBank
AddressLYNDEN, WA 98264
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Interest
Rate TypeAdjustable Rate

Tax Assessment & Valuation

Source: Whatcom County records · Assessment roll updated May 31, 2025 · Last verified March 2026

Property Jurisdictions

TypeName
StateWashington
CountyWhatcom County
MunicipalitySumas City
Unified School DistrictNooksack Valley School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2025$4,764.00 (+1.34%)$514,083 (-3.19%) Land $141,963 Building $372,120$514,083 (-3.19%) Land $141,963 Building $372,120
2022$531,016 Land $100,828 Building $430,188$531,016 Land $100,828 Building $430,188
2021$4,701.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Whatcom County (53073C), updated May 26, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone AE
Flood HazardHigh
100-Year FloodplainYes
1% annual chance
Special Flood Hazard AreaYes
Flood Insurance RequirementRequired (federally backed mortgages)
FloodwayNo
Base Flood ElevationVaries along the reach; see FIRM

Wildfire

Wildfire RiskNot rated
no burnable land in reach
Wildfire LikelihoodNegligible
ExposureNone
beyond ember reach

Values are read at the parcel center point; lenders make the official flood determination.

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