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519 E 3rd St, Sumas, WA 98295 Property Records

Whatcom County property record for 519 E 3rd St, Sumas, WA 98295 · Last verified March 2026

Property Highlights

Property TypeResidential > Single Family > Home
Bedrooms3 Beds
Bathrooms3 Baths
Year BuiltBuilt 2019
Square Footage2,807 sqft Living Area
Lot Size12,632 sqft (0.289 acres)
OccupancyOwner Occupied
Last Sale$455,000 (2023)
Tax Bill$5,086.00 (2025)

Property Details

APN / Parcel Number

Primary APN564414
Alternative APNs
  • 410435 101160 0000
  • 159251
  • 523694

Interior

Bedrooms3 Beds
Full Baths3 Baths
Partial Baths1 Partial Baths
Building Area2,807 sqft Living Area
1st Floor1,667 sqft 1st Floor
2nd Floor1,140 sqft 2nd Floor
Stories2 Stories
FireplaceFireplace
Fireplaces1 Fireplaces

Exterior

Year BuiltBuilt 2019
Exterior MaterialCombination Exterior
Foundation TypeConcrete Foundation
Roof MaterialComposition Shingle Roof
Lot Area12,632 sqft (0.289 acres)
Parking Spaces2 Parking Spaces
Garage TypeAttached Garage
Garage Area560 sqft Garage
Deck Area168 sqft Deck
PorchPorch
Porch Area250 sqft Porch

Utilities and HVAC

Heating SystemForced Air Heating

Location & Zoning

Account Number523694
Street Address519 E 3RD ST
CitySUMAS
StateWA
Zip98295-9670
Property UsageResidential Property Usage
TypeResidential > Single Family > Home
Legal DescriptionJOHNSON'S THIRD ADD TO SUMAS SUPP'L E 66 FT OF W 165 FT OF BLK 13 EXC ANY PTN THEREOF LY SLY OF ELY EXT OF S LI OF BLK 14-TOG
Legal Range04
Legal Township41
Legal Section35
Legal SubdivisionJOHNSON'S THIRD ADD TO SUMAS
Legal Block13
JurisdictionWHATCOM WA
Minor Civil DivisionSUMAS
Census Blockgroup1
Census Block1016
Census Tract10202

Owner

Source: Whatcom County records · APN 564414

Assessment roll updated May 31, 2025 · Last verified March 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Co-ownerVerified Secondary Owner
Mailing Address519 E 3RD ST, SUMAS, WA 98295-9670
OccupancyOwner Occupied
Owner TypeOwner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

DateDocument
Apr 14, 2023Warranty Deed, Transfer · Conventional Mortgage
EVERGREEN MONEYSOURCE MORTGAGE CO
Sep 04, 2019Warranty Deed, Subdivision Related Transfer · Veterans Administration Mortgage
USAA
Nov 19, 2018Deed of Trust, Mortgage · Conventional Mortgage with Private Mortgage Insurance (PMI)
EDWARD J GUTSCHMIDT
Sep 15, 2017Warranty Deed, Transfer · Conventional Mortgage
PEOPLES BK

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleApr 14, 2023 · Amount on Record
Deed SaleApr 14, 2023 · Amount on Record
Prior SaleSep 04, 2019 · Amount on Record
Deed Doc Number2023-0400976
Record RefreshedJun 08, 2026

April 2023: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionWHATCOM WA
Recording DateApr 14, 2023
Property Address519 E 3RD ST, SUMAS, WA 98295-9670
Document Number0000400976
Map ReferenceVOL 6 PG 9
Instrument DateApr 13, 2023
Instrument2023-0400976
Transaction TypeTransfer
Record UpdatedApr 26, 2023
Title CompanyNOT AVAILABLE, WHATCOM LAND TITLE CO INC

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$7,285.00
Amount AccuracyCalculated from Tax
Additional
  • Arms Length Transaction

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address519 E 3RD ST, SUMAS, WA 98295-9670

Mortgage

Document Number0000400977
DateApr 14, 2023
Instrument2023-0400977
Lender
NameEVERGREEN MONEYSOURCE MORTGAGE CO
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueMay 01, 2053

September 2019: Warranty Deed, Subdivision Related Transfer

Document TypeWarranty Deed
JurisdictionWHATCOM WA
Recording DateSep 04, 2019
Property Address519 E 3RD ST, SUMAS, WA 98295-9670
Document Number2190900293
Instrument DateAug 12, 2019
Instrument900293
Transaction TypeSubdivision Related Transfer
Record UpdatedSep 18, 2019
Title CompanyWHATCOM LAND TITLE

Transaction

AmountAmount Recorded
Loan-to-Value (LTV)LTV on Record
Tax$7,303.00
Additional
  • Arms Length Transaction

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipMarried Couple
Address519 E 3RD ST SUMAS WA 98295, SUMAS, WA 98295

Mortgage

Document Number2190900294
DateSep 04, 2019
Instrument900294
Lender
NameUSAA
AddressSAN ANTONIO, TX 78288-0544
Agreement
TypeVeterans Administration Mortgage
AmountAmount Recorded
Term360 Months
DueSep 03, 2049

November 2018: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionWHATCOM WA
Property Address519 E 3RD ST, SUMAS, WA 98295-9670
Document Number2181102453
Instrument DateNov 19, 2018
Transaction TypeMortgage
Record UpdatedDec 07, 2018
Title CompanyATTORNEY ONLY

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCompany
Address5202 REESE HILL RD SUMAS WA 982958604, SUMAS, WA 98295-8604

Mortgage

Document Number2181102453
DateNov 28, 2018
Instrument1102453
Lender
NameEDWARD J GUTSCHMIDT
Address3280 HALVERSTICK RD, SUMAS, WA 98295-9739
Agreement
TypeConventional Mortgage with Private Mortgage Insurance (PMI)
AmountAmount Recorded

September 2017: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionWHATCOM WA
Recording DateSep 15, 2017
Property Address519 E 3RD ST, SUMAS, WA 98295-9670
Document Number2170901415
Instrument DateAug 31, 2017
Instrument901415
Transaction TypeTransfer
Record UpdatedFeb 15, 2019
Title CompanyWHATCOM LAND TITLE

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$6,680.00
Additional
  • Arms Length Transaction
  • Multiple parcels conveyed, unknown impact to APN

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCompany
Address5202 REESE HILL RD SUMAS WA 982958604, SUMAS, WA 98295-8604

Mortgage

Document Number2170901416
DateSep 15, 2017
Instrument901416
Lender
NamePEOPLES BK
TypeBank
AddressLYNDEN, WA 98264
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Interest
Rate TypeAdjustable Rate

Tax Assessment & Valuation

Source: Whatcom County records · Assessment roll updated May 31, 2025 · Last verified March 2026

Property Jurisdictions

TypeName
StateWashington
CountyWhatcom County
MunicipalitySumas City
Unified School DistrictNooksack Valley School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2025$5,086.00 (+1.9%)$548,826 (-0.21%) Land $129,058 Building $419,768$548,826 (-0.21%) Land $129,058 Building $419,768
2022$549,984 Land $100,828 Building $449,156$549,984 Land $100,828 Building $449,156
2021$4,991.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Whatcom County (53073C), updated May 26, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone AE
Flood HazardHigh
100-Year FloodplainYes
1% annual chance
Special Flood Hazard AreaYes
Flood Insurance RequirementRequired (federally backed mortgages)
FloodwayNo
Base Flood ElevationVaries along the reach; see FIRM

Wildfire

Wildfire RiskNot rated
no burnable land in reach
Wildfire LikelihoodNegligible
ExposureNone
beyond ember reach

Values are read at the parcel center point; lenders make the official flood determination.

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