525 E 3rd St, Sumas, WA 98295 Property Records

Whatcom County property record for 525 E 3rd St, Sumas, WA 98295 · Last verified April 2026

Property Highlights

Property TypeResidential > Single Family > Home
Bedrooms3 Beds
Bathrooms2.5 Baths
Year BuiltBuilt 2007
Square Footage1,770 sqft Living Area
Lot Size13,068 sqft (0.3 acres)
OccupancyOwner Occupied
Last Sale$485,000 (2021)
Tax Bill$4,270.00 (2025)

Property Details

APN / Parcel Number

Primary APN410435-108160-0000
Alternative APNs
  • 4104351071630000
  • 159261
  • 581057
  • 547460

Interior

Bedrooms3 Beds
Full Baths2.5 Baths
Partial Baths1 Partial Baths
Plumbing Fixtures11 Plumbing Fixtures
Building Area1,770 sqft Living Area
Gross Area2,346 sqft Gross Area
1st Floor1,338 sqft 1st Floor
Stories1 Stories
Primary FlooringCarpet Flooring
Interior StructureFinished/Painted Interior Structure
FireplaceFireplace
Fireplaces1 Fireplaces

Exterior

Year BuiltBuilt 2007
Effective Year BuiltEffective 2007
Exterior MaterialCombination Exterior
Roof MaterialComposition Shingle Roof
Lot Area13,068 sqft (0.3 acres)
Parking Spaces2 Parking Spaces
Garage TypeAttached Garage
Garage Area576 sqft Garage
Deck Area100 sqft Deck
Porch Area24 sqft Porch

Utilities and HVAC

Heating SystemForced Air with Air Conditioning Heating

Location & Zoning

Account Number159261
Street Address525 E 3RD ST
CitySUMAS
StateWA
Zip98295-9670
Property UsageResidential Property Usage
TypeResidential > Single Family > Home
Legal DescriptionJOHNSONS THIRD ADD TO SUMAS SUPPL E 66 FT OF W 231 FT OF BLK 13 EXC ANY PTN THEREOF LY SLY OF ELY EXT OF S LI OF BLK 14-TOG WI VAC ALLEY ABTG AS VAC ORD 698 AF 1118377
Legal Range04
Legal Township41
Legal Section35
Legal SubdivisionJOHNSONS 3RD ADD TO SUMAS SUP
Legal Block13
JurisdictionWHATCOM WA
Minor Civil DivisionSUMAS
Census Blockgroup1
Census Block1016
Census Tract10202

Owner

Source: Whatcom County records · APN 410435-108160-0000

Assessment roll updated December 30, 2025 · Last verified April 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on File
Mailing Address525 E 3RD ST, SUMAS, WA 98295-9670
OccupancyOwner Occupied
Owner TypeOwner is an Individual, Couple or Unincorporated Entity
VestingHusband And Wife

Deeds, Mortgages & Sale History

DateDocument
Jun 04, 2021Warranty Deed, Transfer · Veterans Administration Mortgage
CALIBER HOME LOANS INC
Mar 18, 2020Warranty Deed, Transfer · Conventional Mortgage
PEOPLES BK
Dec 04, 2017Warranty Deed, Subdivision Related Transfer · Veterans Administration Mortgage
QUICKEN LNS
Sep 15, 2017Warranty Deed, Transfer · Conventional Mortgage
PEOPLES BK

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleJun 04, 2021 · Amount on Record
Deed SaleJun 04, 2021 · Amount on Record
Prior SaleJun 04, 2021 · Amount on Record
Deed Doc Number2021825
Prior Transfer DateNov 24, 2017
Prior Transfer Doc0001200227
Record RefreshedJun 08, 2026

June 2021: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionWHATCOM WA
Recording DateJun 04, 2021
Property Address525 E 3RD ST, SUMAS, WA 98295-9670
Document Number20210600825
Map ReferenceVOL 6 PG 9
Instrument DateJun 03, 2021
Instrument2021-0600825
Transaction TypeTransfer
Record UpdatedJun 15, 2021
Title CompanyGUARDIAN NORTHWEST TITLE

Transaction

AmountAmount Recorded
Loan-to-Value (LTV)LTV on Record
Tax$7,765.00
Amount AccuracyCalculated from Tax
Additional
  • Arms Length Transaction

Transferred From (Grantor/Seller)

NameVerified Name
Address9730 W 130TH PL, 9730, CEDAR LAKE, IN 46303-8584

Transferred To (Grantee/Buyer)

NameVerified Name
Address525 E 3RD ST, SUMAS, WA 98295-9670

Mortgage

Document Number20210600826
DateJun 04, 2021
Instrument2021-0600826
Lender
NameCALIBER HOME LOANS INC
TypeMortgage Company
Agreement
TypeVeterans Administration Mortgage
AmountAmount Recorded
Term361 Months
DueJul 01, 2051

Mortgage

Document Number0000600827
DateJun 04, 2021
Instrument2021-0600827
Lender
NameWASHINGTON STATE HOUSING FIN COMMISSION
TypeGovernment Agency
AddressSEATTLE, WA 98104
Agreement
TypeStand Alone First Mortgage
AmountAmount Recorded
Term360 Months
DueJul 01, 2051

March 2020: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionWHATCOM WA
Recording DateMar 18, 2020
Property Address525 E 3RD ST, SUMAS, WA 98295-9670
Document Number2200302225
Instrument DateMar 04, 2020
Instrument302225
Transaction TypeTransfer
Record UpdatedAug 24, 2020
Title CompanyCHICAGO TITLE BELLINGHAM

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$6,325.00
Additional
  • Arms Length Transaction

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipMarried Couple
Address525 E 3RD ST SUMAS WA 982959670, SUMAS, WA 98295-9670

Mortgage

Document Number2200302226
DateMar 18, 2020
Instrument302226
Lender
NamePEOPLES BK
TypeBank
AddressBELLINGHAM, WA 98226
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueMar 17, 2050

December 2017: Warranty Deed, Subdivision Related Transfer

Document TypeWarranty Deed
JurisdictionWHATCOM WA
Recording DateDec 04, 2017
Property Address525 E 3RD ST, SUMAS, WA 98295-9670
Document Number2171200227
Instrument DateDec 04, 2017
Instrument1200227
Transaction TypeSubdivision Related Transfer
Record UpdatedJan 05, 2018
Title CompanyFIRST AMERICAN TITLE

Transaction

AmountAmount Recorded
Loan-to-Value (LTV)LTV on Record
Tax$5,629.00
Additional
  • Arms Length Transaction

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband And Wife
Address525 E 3RD ST SUMAS WA 982959670, SUMAS, WA 98295-9670

Mortgage

Document Number2171200228
DateDec 04, 2017
Instrument1200228
Lender
NameQUICKEN LNS
TypeFunding / Finance Company
AddressDETROIT, MI 48226-1906
Agreement
TypeVeterans Administration Mortgage
AmountAmount Recorded
Term360 Months
DueDec 03, 2047

September 2017: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionWHATCOM WA
Recording DateSep 15, 2017
Property Address525 E 3RD ST, SUMAS, WA 98295-9670
Document Number2170901415
Instrument DateAug 31, 2017
Instrument901415
Transaction TypeTransfer
Record UpdatedFeb 15, 2019
Title CompanyWHATCOM LAND TITLE

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$6,680.00
Additional
  • Arms Length Transaction
  • Multiple parcels conveyed, unknown impact to APN

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCompany
Address5202 REESE HILL RD SUMAS WA 982958604, SUMAS, WA 98295-8604

Mortgage

Document Number2170901416
DateSep 15, 2017
Instrument901416
Lender
NamePEOPLES BK
TypeBank
AddressLYNDEN, WA 98264
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Interest
Rate TypeAdjustable Rate

Tax Assessment & Valuation

Source: Whatcom County records · Assessment roll updated December 30, 2025 · Last verified April 2026

Property Jurisdictions

TypeName
StateWashington
CountyWhatcom County
MunicipalitySumas City
Unified School DistrictNooksack Valley School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2025$4,270.00 (+13.84%)$452,262 (+7.18%) Land $141,963 Building $310,299$452,262 (+7.18%) Land $141,963 Building $310,299
2022$421,950 Land $100,828 Building $321,122$421,950 Land $100,828 Building $321,122
2021$3,751.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Whatcom County (53073C), updated May 26, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone AE
Flood HazardHigh
100-Year FloodplainYes
1% annual chance
Special Flood Hazard AreaYes
Flood Insurance RequirementRequired (federally backed mortgages)
FloodwayNo
Base Flood ElevationVaries along the reach; see FIRM

Wildfire

Wildfire RiskNot rated
no burnable land in reach
Wildfire LikelihoodNegligible
ExposureNone
beyond ember reach

Values are read at the parcel center point; lenders make the official flood determination.

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