5327 Scotch Settlement Rd, Almont, MI 48003 Property Records

Lapeer County property record for 5327 Scotch Settlement Rd, Almont, MI 48003

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.5 ba · 2,388 sqft · built 2004
Lot Size	2 acres (87,120 sqft)
Owner	2 Individual Names on Record
Last Sale	$450,000 (Aug 2024)
Tax Bill	$6,045 (2025)
Deeds & Mortgages	Jul 2019 Foreclosure Nov 2018 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`001-025-025-55`

Property Details

APN / Parcel Number

Primary APN	`001-025-025-55`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Building Area	2,388 sqft Living Area
1st Floor Area	1,560 sqft
Basement Area	1,187 sqft
Unfinished Basement	1,187 sqft
Flooring	Carpet
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2004
Effective Year Built	Effective 2004
Architectural Style	Contemporary
Lot Area	87,120 sqft (2 acres)
Garage Area	521 sqft

Utilities, Heating & Cooling

Heating System	Forced Air with A/C

Location & Zoning

Street Address	5327 SCOTCH SETTLEMENT RD
City	ALMONT
State	MI
Zip	48003-8787
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	AR
Legal Description	PARCEL D SEC 25 T6N R12E COM AT THE S 1/4 OF SEC; TH W 1292.67 FT; TH N 1766.40 FT TO THE POB; TH CONTINUING N 165.00 FT; TH
Legal Range	12E
Legal Township	06N
Legal Section	25
Jurisdiction	LAPEER MI
Township / Civil Division	ALMONT
Census Block Group	1
Census Block	1007
Census Tract	340000

Owner

Source: Lapeer County records, as of September 24, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on Record
Mailing Address	5327 SCOTCH SETTLEMENT RD, ALMONT, MI 48003-8787
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jul 3, 2019	Trustee's Deed, Foreclosure ATTORNEY ONLY
Nov 30, 2018	Deed of Trust, Mortgage · Conventional Mortgage MICHIGAN H/O ASSISTANCE
May 15, 2017	Warranty Deed, Transfer

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 2, 2024 · Amount on Record
Deed Sale	Aug 2, 2024 · Amount on Record
Prior Sale	Jul 3, 2019 · Amount on Record
Deed Book / Page	3414 / 127
Prior Transfer Date	Jun 19, 2019
Prior Transfer Doc	0000001505
Record Updated	Oct 29, 2026

July 2019: Trustee's Deed, Foreclosure

Document Type	Trustee's Deed
Jurisdiction	LAPEER MI
Recording Date	Jul 3, 2019
Property Address	5327 SCOTCH SETTLEMENT RD, ALMONT, MI 48003-8787
Document Number	0030320506
Book / Page	003032 / 000506
Instrument Date	Jun 19, 2019
Transaction Type	Foreclosure
Record Updated	Aug 12, 2019
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount Recorded
Tax	$1,417.30
Amount Accuracy	Confirmed
Additional	Foreclosure Auction

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Association
Investor	Possibly a Property Investor

November 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LAPEER MI
Property Address	5327 SCOTCH SETTLEMENT RD, ALMONT, MI 48003-8787
Document Number	0030050450
Instrument Date	Nov 30, 2018
Transaction Type	Mortgage
Record Updated	Mar 1, 2019

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5327 SCOTCH SETTLEMENT RD ALMONT MI 480038787, ALMONT, MI 48003-8787

Mortgage

Document Number	0030050450
Date	Jan 22, 2019
Book Page	003005/000450

Lender

Name	MICHIGAN H/O ASSISTANCE
Address	LANSING, MI 48912

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded

May 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LAPEER MI
Recording Date	May 15, 2017
Property Address	5327 SCOTCH SETTLEMENT RD, ALMONT, MI 48003-8787
Document Number	0028930671
Book / Page	2893 / 671
Instrument Date	May 8, 2017
Transaction Type	Transfer
Record Updated	Jul 5, 2021

Transaction

Amount	Amount Recorded
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5686 IMLAY CITY RD, ATTICA, MI 48412-9790

Tax Assessment & Valuation

Source: Lapeer County assessment roll, as of September 24, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Lapeer County
County Subdivision	Almont Township
Unified School District	Almont Community Schools (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$256,400 (+4.4%)	$512,800 (+4.4%)
2025	$6,045.00 (-21.14%) Homeowner's exemption	$245,600 (+15.69%)	$491,200 (+15.69%)
2023		$212,300	$424,600
2022	$7,665.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective May 4, 2016

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 95% of the US · lower than 89% of Michigan
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 21 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Starlink Satellite	280 / 30
Mercury Fiber Fixed Wireless	150 / 20
Verizon Fixed Wireless	25 / 6
Frontier DSL	10 / 1

May also be available: Air Advantage, AT&T.

Cell Coverage

5G (outdoors only) and 4G LTE

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