Ventura County property record for 538 Valley Gate Rd, Simi Valley, CA 93065
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 3 ba · 2,797 sqft · built 1987 |
| Lot Size | 0.571 acres (24,850 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $1,135,000 (Jul 2019) |
| Tax Bill | $14,305 (2025) |
| Deeds & Mortgages | May 2023 Line of Credit Jan 2020 Mortgage + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 685-0-162-035 |
| Primary APN | 685-0-162-035 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 3 Baths |
| Total Rooms | 8 Rooms |
| Stories | 2 Stories |
| Building Area | 2,797 sqft Living Area |
| 1st Floor Area | 1,617 sqft |
| 2nd Floor Area | 1,180 sqft |
| Upper Floors Area | 70 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1987 |
|---|---|
| Effective Year Built | Effective 1987 |
| Lot Area | 24,850 sqft (0.571 acres) |
| Garage Area | 688 sqft |
| Parking Spaces | 2 Parking Spaces |
| Pool Area | 644 sqft |
| Patio Area | 520 sqft |
| Street Address | 538 VALLEY GATE RD |
|---|---|
| City | SIMI VALLEY |
| State | CA |
| Zip | 93065-5350 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RPD1. |
| Legal Description | TRACT: 259502 LOT: 85 REF: 089MR 018 |
| Legal Subdivision | TRACT NO. 25952 |
| Legal Tract | 259502 |
| Legal Block | 162 |
| Legal Lot Number | 85 |
| Jurisdiction | VENTURA CA |
| Township / Civil Division | SIMI VALLEY |
| Census Block Group | 2 |
| Census Block | 2004 |
| Census Tract | 7507 |
Source: Ventura County records · APN 685-0-162-035
Assessment roll updated July 15, 2026 · Last verified July 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 538 VALLEY GATE RD, SIMI VALLEY, CA 93065-5350 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| May 17, 2023 | Deed of Trust, Mortgage · Line of Credit FINANCIAL PARTNERS CU |
| Jan 03, 2020 | Deed of Trust, Mortgage · Conventional Mortgage UNITED WHOLESALE MORTGAGE |
| Sep 08, 2020 | Deed of Trust, Mortgage · Conventional Mortgage QUICKEN LOANS LLC |
| Jul 02, 2019 | Grant Deed, Transfer · Conventional Mortgage UNITED WHOLESALE MORTGAGE |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Jul 02, 2019 · Amount on Record |
| Deed Sale | Jul 02, 2019 · Amount on Record |
| Prior Sale | Oct 31, 2014 · Amount on Record |
| Deed Document Number | 201974885 |
| Prior Transfer Date | Sep 14, 1999 |
| Prior Transfer Doc | 0000180867 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | VENTURA CA |
| Property Address | 538 VALLEY GATE RD, SIMI VALLEY, CA 93065-5350 |
| Transaction Type | Mortgage |
| Record Updated | May 30, 2023 |
| Title Company | FIRST AMERICAN TITLE |
| Name | Verified Name |
|---|---|
| Address | 538 VALLEY GATE RD, SIMI VALLEY, CA 93065-5350 |
| Document Number | 0000034043 |
|---|---|
| Date | May 17, 2023 |
| Instrument | 2023000034043 |
| Name | FINANCIAL PARTNERS CU |
|---|---|
| Type | Credit Union |
| Address | DOWNEY, CA 90242 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 300 Months |
| Due | May 16, 2048 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | VENTURA CA |
| Property Address | 538 VALLEY GATE RD, SIMI VALLEY, CA 93065-5350 |
| Transaction Type | Mortgage |
| Record Updated | Feb 05, 2021 |
| Title Company | CHICAGO TITLE COMPANY |
| Name | Verified Name |
|---|
| Document Number | 0000000504 |
|---|---|
| Date | Jan 03, 2020 |
| Instrument | 20200103-00000504 |
| Name | UNITED WHOLESALE MORTGAGE |
|---|---|
| Type | Mortgage Company |
| Address | PONTIAC, MI 48341 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Feb 01, 2050 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | VENTURA CA |
| Property Address | 538 VALLEY GATE RD, SIMI VALLEY, CA 93065-5350 |
| Transaction Type | Mortgage |
| Record Updated | Feb 05, 2021 |
| Title Company | CHICAGO TITLE COMPANY |
| Name | Verified Name |
|---|---|
| Address | 538 VALLEY GATE RD, SIMI VALLEY, CA 93065-5350 |
| Document Number | 0000140828 |
|---|---|
| Date | Sep 08, 2020 |
| Instrument | 20200908-00140828 |
| Name | QUICKEN LOANS LLC |
|---|---|
| Type | Mortgage Company |
| Address | DETROIT, MI 48226 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Sep 01, 2050 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | VENTURA CA |
| Recording Date | Jul 02, 2019 |
| Property Address | 538 VALLEY GATE RD, SIMI VALLEY, CA 93065-5350 |
| Document Number | 0000074885 |
| Map Reference | MB 89 PG 18-26 |
| Instrument Date | May 29, 2019 |
| Instrument | 20190702-00074885 |
| Transaction Type | Transfer |
| Record Updated | Aug 19, 2021 |
| Title Company | CHICAGO TITLE COMPANY |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Community Property with Right of Survivorship |
| Address | 538 VALLEY GATE RD, SIMI VALLEY, CA 93065-5350 |
| Document Number | 0000074886 |
|---|---|
| Date | Jul 02, 2019 |
| Instrument | 20190702-00074886 |
| Name | UNITED WHOLESALE MORTGAGE |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jul 01, 2049 |
Source: Ventura County records · Assessment roll updated July 15, 2026 · Last verified July 2026
| Type | Name |
|---|---|
| State | California |
| County | Ventura County |
| Municipality | Simi Valley City |
| Unified School District | Simi Valley Unified School District (KG - 12) |
Assessed value is set for property tax purposes and is not a market price estimate.
| Year | Tax Bill | Assessed Value |
|---|---|---|
| 2026 | $1,266,109 (+2%) Land $823,251 Building $442,858 | |
| 2025 | $14,305.00 (+1.12%) Homeowner's exemption | $1,241,284 (+4.04%) Land $807,109 Building $434,175 |
| 2024 | $14,146.00 (+6.28%) | |
| 2023 | $13,310.00 (-0.1%) Homeowner's exemption | $1,193,085 Land $775,769 Building $417,316 |
| 2022 | $13,323.00 |
Source: FEMA National Flood Hazard Layer as of September 30, 2026 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone A, within 100 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 6 (20% premium discount) |
| Nearby Flood Policies | 4 in force |
| Nearby Flood Claims | 2 (1995–2025) |
| Claims Outside the SFHA | 2 of 2 |
| Most Recent Claim | Dec 2025 · rainfall accumulation |
| Wildfire Risk | Low lower than 80% of the US · lower than 88% of California |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 35 |
| Siteserver Fixed Wireless | 450 / 100 |
| Verizon Fixed Wireless | 300 / 20 |
May also be available: AT&T, IsoFusion.
Based on FCC filings for 265 locations within half a mile of this property.
Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026
| Water System | VENTURA WWD NO. 8 - SIMI VALLEY serves 94,736 people |
|---|---|
| Water Source | Purchased surface water from CALLEGUAS MUNICIPAL WATER DIST |
| Last State Inspection | Jan 2023 |
| Lead | Under 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.
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