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538 Oak Ln, Mount Vernon, MO 65712 Property Records

Lawrence County property record for 538 Oak Ln, Mount Vernon, MO 65712

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 1,801 sqft · built 1973
Lot Size0.275 acres (11,997 sqft)
Owner2 Individual Names on Record
Last Sale$251,300 (Feb 2021)
Tax Bill$1,292 (2025)
Deeds & MortgagesFeb 2021 Mortgage
Nov 2020 Sale
Flood ZoneZone X (minimal risk)
APN099030004004010000

Property Details

APN / Parcel Number

Primary APN099030004004010000

Interior

Bedrooms3 Beds
Full Baths2 Baths
Total Rooms6 Rooms
Stories1 Story
Building Area1,801 sqft Living Area
1st Floor Area1,801 sqft

Exterior

Year BuiltBuilt 1973
Effective Year BuiltEffective 1973
Roof TypeHip
Roof MaterialComposition Shingle
Lot Area11,997 sqft (0.275 acres)
Lot Dimensions129 ft deep x 93 ft wide

Location & Zoning

Street Address538 OAK LN
CityMOUNT VERNON
StateMO
Zip65712-1218
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionOAK LANE DR,538; LT 11 BLK 6 VALLEY VIEW ADDN - MT VERNON
Legal Range26
Legal Township28
Legal Section30
Legal SubdivisionVALLEY VIEW ADDN
Legal Block6
Legal Lot Number11
JurisdictionLAWRENCE MO
Township / Civil DivisionMOUNT VERNON
Census Block Group4
Census Block4008
Census Tract470202

Owner

Source: Lawrence County records, as of August 11, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record2 Individual Names on Record
Mailing Address538 OAK LN, MOUNT VERNON, MO 65712-1218
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Feb 19, 2021Warranty Deed, Transfer · Conventional Mortgage
MID MISSOURI BANK
Nov 3, 2020Warranty Deed, Transfer
WACO TITLE COMPANY

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleFeb 19, 2021 · Amount on Record
Deed SaleFeb 19, 2021 · Amount on Record
Prior SaleNov 3, 2020
Deed Document Number2021959
Deed Book / Page457 / 956
Prior Transfer DateMay 6, 2016
Prior Transfer Doc452/2010
Record UpdatedSep 20, 2026

February 2021: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionLAWRENCE MO
Recording DateFeb 19, 2021
Property Address538 OAK LN, MOUNT VERNON, MO 65712-1218
Document Number457/956
Book / Page457 / 956
Instrument DateFeb 18, 2021
Instrument2021-00000959
Transaction TypeTransfer
Record UpdatedAug 2, 2021
Title CompanyWACO TITLE CO MT VERNON, WACO TITLE COMPANY MT VERNON

Transaction

Tax$0.00
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address538 OAK LN, MOUNT VERNON, MO 65712-1218

Mortgage

Document Number457957
DateFeb 19, 2021
Instrument457/957
Lender
NameMID MISSOURI BANK
TypeBank
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueMar 1, 2051

November 2020: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionLAWRENCE MO
Recording DateNov 3, 2020
Property Address538 OAK LN, MOUNT VERNON, MO 65712-1218
Document Number456/5612
Book / Page456 / 5612
Instrument DateNov 3, 2020
Instrument2020-00005654
Transaction TypeTransfer
Record UpdatedAug 2, 2021
Title CompanyWACO TITLE COMPANY

Transaction

Tax$0.00
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address16883 HWY #174 # 174, 174, MOUNT VERNON, MO 65712

Tax Assessment & Valuation

Source: Lawrence County assessment roll, as of August 11, 2026

Property Jurisdictions

TypeName
StateMissouri
CountyLawrence County
MunicipalityMount Vernon City
Unified School DistrictMount Vernon R-V School District (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$26,280 (-) Land $2,130 Building $24,150
2025$1,292.00 (+0.08%)$26,280 (+9.96%) Land $2,130 Building $24,150$125,789 (-)
2024$1,291.00 (+9.31%)
2023$1,181.00 (+7.07%)$23,900 Land $2,130 Building $21,770$125,789
2022$1,103.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective August 2, 2012

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 95% of the US · lower than 93% of Missouri
Wildfire Likelihood0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemMOUNT VERNON PWS
serves 4,575 people · EPA ID MO5010553
Water SourceGroundwater
Last State InspectionJan 2026
Lead3 ppb (2022–2024)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting2
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 339 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Brightspeed
Fiber		2,000 / 2,000
Mediacom Xtream
Cable · Fiber in parts of the area		1,000 / 50
Wisper ISP
Fixed Wireless		400 / 30
T-Mobile
Fixed Wireless		100 / 20

May also be available: Verizon.

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