553 Oak Ln, Mount Vernon, MO 65712 Property Records

Lawrence County property record for 553 Oak Ln, Mount Vernon, MO 65712

Property Summary

Property Type	Single Family Home
Details	3 bd · 3 ba · 812 sqft · built 1971
Lot Size	0.495 acres (21,546 sqft)
Owner	2 Individual Names on File
Last Sale	$155,000 (Apr 2019)
Tax Bill	$1,654 (2025)
Deeds & Mortgages	Mar 2020 Line of Credit Apr 2019 Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`099030004008001000`

Property Details

APN / Parcel Number

Primary APN	`099030004008001000`

Interior

Bedrooms	3 Beds
Full Baths	3 Baths
Total Rooms	8 Rooms
Stories	2 Stories
Building Area	812 sqft Living Area
1st Floor Area	812 sqft

Exterior

Year Built	Built 1971
Effective Year Built	Effective 1971
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	21,546 sqft (0.495 acres)
Lot Dimensions	126 ft deep x 171 ft wide
Garage Area	1,426 sqft
Parking Spaces	5 Parking Spaces

Location & Zoning

Street Address	553 OAK LN
City	MOUNT VERNON
State	MO
Zip	65712-1217
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	OAK LANE DR,553; LTS 7 & 8 BLK 5 VALLEY VIEW ADDN - MT VERNON
Legal Range	26
Legal Township	28
Legal Section	30
Legal Subdivision	VALLEY VIEW ADDN
Legal Block	5
Legal Lot Number	7,8
Jurisdiction	LAWRENCE MO
Township / Civil Division	MOUNT VERNON
Census Block Group	4
Census Block	4018
Census Tract	470202

Owner

553 Oak Ln is owned and occupied by two individuals who bought it in April 2019.

Source: Lawrence County records, as of August 11, 2026

Owner of Record	2 Individual Names on File
Mailing Address	553 OAK LN, MOUNT VERNON, MO 65712-1217
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Mar 19, 2020	Deed of Trust, Mortgage · Line of Credit OLD MISSOURI BANK
Apr 15, 2019	Warranty Deed, Transfer · Line of Credit OLD MISSOURI BANK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 15, 2019 · Amount on File
Deed Sale	Apr 15, 2019 · Amount on File
Deed Document Number	20191628
Deed Book / Page	455 / 1609
Record Updated	Sep 20, 2026

March 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LAWRENCE MO
Property Address	553 OAK LN, MOUNT VERNON, MO 65712-1217
Transaction Type	Mortgage
Record Updated	Apr 30, 2020

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	456/1294
Date	Mar 19, 2020
Book Page	456/1294
Instrument	2020-00001313

Lender

Name	OLD MISSOURI BANK
Type	Bank
Address	SPRINGFIELD, MO 65807

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	11 Months
Due	Feb 14, 2021

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

April 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LAWRENCE MO
Recording Date	Apr 15, 2019
Property Address	553 OAK LN, MOUNT VERNON, MO 65712-1217
Document Number	455/1609
Book / Page	455 / 1609
Instrument Date	Apr 12, 2019
Instrument	2019-00001628
Transaction Type	Transfer
Record Updated	Aug 2, 2021
Title Company	WACO TITLE COMPANY, WACO TITLE CO

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	553 OAK LANE DRIVE, ALDEN, KS 67512

Mortgage

Document Number	201900001629
Date	Apr 15, 2019
Instrument	2019-00001629

Lender

Name	OLD MISSOURI BANK
Type	Bank

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	62 Months
Due	Jun 12, 2024

Tax Assessment & Valuation

The 2025 property tax bill for 553 Oak Ln was $1,654, up 0.1% from the year before.

Source: Lawrence County assessment roll, as of August 11, 2026

Property Jurisdictions

Type	Name
State	Missouri
County	Lawrence County
Municipality	Mount Vernon City
Unified School District	Mount Vernon R-V School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$33,650 (-) Land $3,060 Building $30,590
2025	$1,654.00 (+0.06%)	$33,650 Land $3,060 Building $30,590	$161,316
2024	$1,653.00 (+9.18%)
2023	$1,514.00 (+7%)	$30,650 Land $3,060 Building $27,590	$161,316
2022	$1,415.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 553 Oak Ln in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective August 2, 2012

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 553 Oak Ln is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 95% of the US · lower than 93% of Missouri
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MOUNT VERNON PWS serves 4,575 people · EPA ID MO5010553
Water Source	Groundwater
Last State Inspection	Jan 2026
Lead	3 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 339 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Brightspeed Fiber	2,000 / 2,000
Mediacom Xtream Cable · Fiber in parts of the area	1,000 / 50
Wisper ISP Fixed Wireless	400 / 30
T-Mobile Fixed Wireless	100 / 20

May also be available: Verizon.

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