514 Oak Ln, Mount Vernon, MO 65712 Property Records

Lawrence County property record for 514 Oak Ln, Mount Vernon, MO 65712

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,247 sqft · built 1968
Lot Size	0.243 acres (10,578 sqft)
Owner	2 Individual Names on Record
Last Sale	$235,100 (May 2022)
Tax Bill	$958 (2025)
Deeds & Mortgages	Jul 2020 Line of Credit May 2022 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`099030004004007000`

Property Details

APN / Parcel Number

Primary APN	`099030004004007000`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,247 sqft Living Area
1st Floor Area	1,247 sqft

Exterior

Year Built	Built 1968
Effective Year Built	Effective 1968
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	10,578 sqft (0.243 acres)
Lot Dimensions	129 ft deep x 82 ft wide
Deck Area	220 sqft

Location & Zoning

Street Address	514 OAK LN
City	MOUNT VERNON
State	MO
Zip	65712-1218
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	OAK LANE DR,514; THE E82' OF LT 3 BLK 6 VALLEY VIEW ADDN - MT VERNON
Legal Range	26
Legal Township	28
Legal Section	30
Legal Subdivision	VALLEY VIEW ADDN
Legal Block	6
Legal Lot Number	3
Jurisdiction	LAWRENCE MO
Township / Civil Division	MOUNT VERNON
Census Block Group	4
Census Block	4008
Census Tract	470202

Owner

Source: Lawrence County records, as of August 11, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	514 OAK LN, MOUNT VERNON, MO 65712-1218
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jul 15, 2020	Deed of Trust, Mortgage · Line of Credit MID MISSOURI BANK
May 3, 2022	Warranty Deed, Transfer · USDA Mortgage DAS ACQUISITION
Apr 29, 2021	Beneficiary Deed, Transfer
Oct 13, 2020	Warranty Deed, Transfer · Line of Credit MID MISSOURI BANK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 3, 2022 · Amount on Record
Deed Sale	May 3, 2022 · Amount on Record
Prior Sale	Oct 13, 2020 · Amount on Record
Deed Document Number	20222556
Deed Book / Page	458 / 2538
Prior Transfer Date	Apr 29, 2021
Prior Transfer Doc	457/2576
Record Updated	Sep 20, 2026

July 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LAWRENCE MO
Property Address	514 OAK LN, MOUNT VERNON, MO 65712-1218
Transaction Type	Mortgage
Record Updated	May 26, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	00456/3435
Date	Jul 15, 2020
Book Page	456/3435
Instrument	2020-00003463

Lender

Name	MID MISSOURI BANK
Type	Bank
Address	MOUNT VERNON, MO 65712

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate

May 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LAWRENCE MO
Recording Date	May 3, 2022
Property Address	514 OAK LN, MOUNT VERNON, MO 65712-1218
Document Number	00458/2538
Book / Page	458 / 2538
Instrument Date	May 2, 2022
Instrument	2022-00002556
Transaction Type	Transfer
Record Updated	May 12, 2022
Title Company	WACO TITLE COMPANY

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	514 OAK LN, MOUNT VERNON, MO 65712-1218

Mortgage

Document Number	0004582539
Date	May 3, 2022
Instrument	458/2539

Lender

Name	DAS ACQUISITION
Type	Mortgage Company

Agreement

Type	USDA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jun 1, 2052

April 2021: Beneficiary Deed, Transfer

Document Type	Beneficiary Deed
Jurisdiction	LAWRENCE MO
Recording Date	Apr 29, 2021
Property Address	514 OAK LN, MOUNT VERNON, MO 65712-1218
Document Number	457/2576
Book / Page	457 / 2576
Instrument Date	Apr 29, 2021
Instrument	2021-00002585
Transaction Type	Transfer
Record Updated	May 12, 2021

Transaction

Tax	$0.00
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	514 OAK LN, MOUNT VERNON, MO 65712-1218

October 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LAWRENCE MO
Recording Date	Oct 13, 2020
Property Address	514 OAK LN, MOUNT VERNON, MO 65712-1218
Document Number	456/5121
Book / Page	456 / 5121
Instrument Date	Oct 2, 2020
Instrument	2020-00005162
Transaction Type	Transfer
Record Updated	May 12, 2021
Title Company	WACO TITLE CO MT VERNON, WACO TITLE COMPANY MT VERNON

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	9572 LAWRENCE 1140, MOUNT VERNON, MO 65712-6219

Mortgage

Document Number	4565122
Date	Oct 13, 2020
Instrument	456/5122

Lender

Name	MID MISSOURI BANK
Type	Bank

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: Lawrence County assessment roll, as of August 11, 2026

Property Jurisdictions

Type	Name
State	Missouri
County	Lawrence County
Municipality	Mount Vernon City
Unified School District	Mount Vernon R-V School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$19,490 (-) Land $1,880 Building $17,610
2025	$958.00 (+0.1%)	$19,490 (+9.74%) Land $1,880 Building $17,610	$93,474 (-)
2024	$957.00 (+9.12%)
2023	$877.00 (+6.82%)	$17,760 Land $1,880 Building $15,880	$93,474
2022	$821.00

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective August 2, 2012

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 98.2% of Missouri
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MOUNT VERNON PWS serves 4,575 people · EPA ID MO5010553
Water Source	Groundwater
Last State Inspection	Jan 2026
Lead	3 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 339 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Brightspeed Fiber	2,000 / 2,000
Mediacom Xtream Cable · Fiber in parts of the area	1,000 / 50
Wisper ISP Fixed Wireless	400 / 30
T-Mobile Fixed Wireless	100 / 20

May also be available: Verizon.

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