543 Oak Ln, Mount Vernon, MO 65712 Property Records

Lawrence County property record for 543 Oak Ln, Mount Vernon, MO 65712

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,590 sqft · built 1966
Lot Size	0.267 acres (11,625 sqft)
Owner	2 Individual Names on Record
Last Sale	$140,700 (Feb 2020)
Tax Bill	$1,002 (2025)
Deeds & Mortgages	Jan 2023 Line of Credit Feb 2020 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`099030004008003000`

Property Details

APN / Parcel Number

Primary APN	`099030004008003000`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,590 sqft Living Area
1st Floor Area	1,590 sqft

Exterior

Year Built	Built 1966
Effective Year Built	Effective 1966
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	11,625 sqft (0.267 acres)
Lot Dimensions	125 ft deep x 93 ft wide
Deck Area	196 sqft

Location & Zoning

Street Address	543 OAK LN
City	MOUNT VERNON
State	MO
Zip	65712-1217
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LT 5 BLK 5 VALLEY VIEW ADDN - MT VERNON
Legal Range	26
Legal Township	28
Legal Section	30
Legal Subdivision	VALLEY VIEW ADDN
Legal Block	5
Legal Lot Number	5
Jurisdiction	LAWRENCE MO
Township / Civil Division	MOUNT VERNON
Census Block Group	4
Census Block	4018
Census Tract	470202

Owner

Source: Lawrence County records, as of August 11, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on Record
Mailing Address	543 OAK LN, MOUNT VERNON, MO 65712-1217
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jan 27, 2023	Deed of Trust, Mortgage · Line of Credit ARVEST BANK
Feb 3, 2020	Warranty Deed, Transfer · Conventional Mortgage PROSPERITY HOME MORTGAGE LLC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Feb 3, 2020 · Amount on Record
Deed Sale	Feb 3, 2020 · Amount on Record
Deed Document Number	2020508
Deed Book / Page	456 / 500
Record Updated	Sep 20, 2026

January 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LAWRENCE MO
Property Address	543 OAK LN, MOUNT VERNON, MO 65712-1217
Transaction Type	Mortgage
Record Updated	Mar 10, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	543 OAK LN, MOUNT VERNON, MO 65712-1217

Mortgage

Document Number	000459/350
Date	Jan 27, 2023
Book Page	459/350
Instrument	2023000361

Lender

Name	ARVEST BANK
Type	Bank
Address	MONETT, MO 65708

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	300 Months
Due	Jan 27, 2048

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

February 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LAWRENCE MO
Recording Date	Feb 3, 2020
Property Address	543 OAK LN, MOUNT VERNON, MO 65712-1217
Document Number	456/500
Book / Page	456 / 500
Instrument Date	Jan 29, 2020
Instrument	2020-00000508
Transaction Type	Transfer
Record Updated	Aug 2, 2021
Title Company	WACO TITLE CO MT VERNON, WACO TITLE COMPANY MT VERNON

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	543 OAK LN, MOUNT VERNON, MO 65712-1217

Mortgage

Document Number	4560501
Date	Feb 3, 2020
Instrument	456/0501

Lender

Name	PROSPERITY HOME MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Feb 1, 2050

Tax Assessment & Valuation

Source: Lawrence County assessment roll, as of August 11, 2026

Property Jurisdictions

Type	Name
State	Missouri
County	Lawrence County
Municipality	Mount Vernon City
Unified School District	Mount Vernon R-V School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$16,740 (-17.9%) Land $2,070 Building $14,670
2025	$1,002.00	$20,390 (+9.74%) Land $2,070 Building $18,320	$97,789 (-)
2024	$1,002.00 (+9.15%)
2023	$918.00 (+6.99%)	$18,580 Land $2,070 Building $16,510	$97,789
2022	$858.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective August 2, 2012

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 98.2% of Missouri
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MOUNT VERNON PWS serves 4,575 people · EPA ID MO5010553
Water Source	Groundwater
Last State Inspection	Jan 2026
Lead	3 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 339 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Brightspeed Fiber	2,000 / 2,000
Mediacom Xtream Cable · Fiber in parts of the area	1,000 / 50
Wisper ISP Fixed Wireless	400 / 30
T-Mobile Fixed Wireless	100 / 20

May also be available: Verizon.

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