530 Oak Ln, Mount Vernon, MO 65712 Property Records

Lawrence County property record for 530 Oak Ln, Mount Vernon, MO 65712

Property Summary

Property Type	Single Family Home
Details	3 bd · 1.5 ba · 1,982 sqft · built 1970
Lot Size	0.551 acres (23,994 sqft)
Owner	2 Individual Names on File
Last Sale	$229,000 (Dec 2021)
Tax Bill	$1,429 (2025)
Deeds & Mortgages	Apr 2022 Line of Credit Feb 2022 Sale + 2 more
Flood Zone	Zone X (minimal risk)
APN	`099030004004009000`

Property Details

APN / Parcel Number

Primary APN	`099030004004009000`

Interior

Bedrooms	3 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Total Rooms	7 Rooms
Stories	1 Story
Building Area	1,982 sqft Living Area
1st Floor Area	1,982 sqft

Exterior

Year Built	Built 1970
Effective Year Built	Effective 1970
Roof Type	Hip
Roof Material	Composition Shingle
Lot Area	23,994 sqft (0.551 acres)
Lot Dimensions	129 ft deep x 186 ft wide
Utility Building	288 sqft

Location & Zoning

Street Address	530 OAK LN
City	MOUNT VERNON
State	MO
Zip	65712-1218
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	OAK LN DR,530; LTS 7 & 9 OF BLK 6 VALLEY VIEW ADDN - MT VERNON
Legal Range	26
Legal Township	28
Legal Section	30
Legal Subdivision	VALLEY VIEW ADDN
Legal Block	6
Legal Lot Number	7,9
Jurisdiction	LAWRENCE MO
Township / Civil Division	MOUNT VERNON
Census Block Group	4
Census Block	4008
Census Tract	470202

Owner

530 Oak Ln is owned and occupied by two individuals who bought it in December 2021.

Source: Lawrence County records, as of October 8, 2026

Owner of Record	2 Individual Names on File
Mailing Address	530 OAK LN, MOUNT VERNON, MO 65712-1218
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Apr 22, 2022	Deed of Trust, Mortgage · Line of Credit US BANK NA
Feb 18, 2022	Administrator's Deed, Transfer
Dec 3, 2021	Warranty Deed, Transfer · Conventional Mortgage BLUCURRENT CU
Oct 17, 2017	Deed of Trust, Mortgage · Line of Credit SIMMONS BANK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Dec 3, 2021 · Amount on File
Deed Sale	Dec 3, 2021 · Amount on File
Deed Document Number	20217402
Deed Book / Page	457 / 7342
Record Updated	Oct 29, 2026

April 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LAWRENCE MO
Property Address	530 OAK LN, MOUNT VERNON, MO 65712-1218
Transaction Type	Mortgage
Record Updated	May 12, 2022
Title Company	RADIAN SETTLEMENT SERVICES INC, RADIAN SETTLEMENT SVCS INC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	530 OAK LN, MOUNT VERNON, MO 65712-1218

Mortgage

Document Number	00458/2349
Date	Apr 22, 2022
Book Page	458/2349
Instrument	2022-00002366

Lender

Name	US BANK NA
Type	Bank
Address	CINCINNATI, OH 45202

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	360 Months
Due	Apr 3, 2052

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

February 2022: Administrator's Deed, Transfer

Document Type	Administrator's Deed
Jurisdiction	LAWRENCE MO
Recording Date	Feb 18, 2022
Property Address	530 OAK LN, MOUNT VERNON, MO 65712-1218
Document Number	00458/1014
Book / Page	458 / 1014
Instrument Date	Feb 14, 2022
Instrument	2022-00001017
Transaction Type	Transfer
Record Updated	Mar 3, 2022

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

December 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LAWRENCE MO
Recording Date	Dec 3, 2021
Property Address	530 OAK LN, MOUNT VERNON, MO 65712-1218
Document Number	00457/7342
Book / Page	457 / 7342
Instrument Date	Dec 2, 2021
Instrument	2021-00007402
Transaction Type	Transfer
Record Updated	Jan 17, 2022
Title Company	WACO TITLE COMPANY

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	530 OAK LN, MOUNT VERNON, MO 65712-1218
Investor	Possibly a Property Investor

Mortgage

Document Number	0004577343
Date	Dec 3, 2021
Instrument	457/7343

Lender

Name	BLUCURRENT CU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jan 1, 2052

October 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LAWRENCE MO
Property Address	530 OAK LN, MOUNT VERNON, MO 65712-1218
Transaction Type	Mortgage
Record Updated	Nov 16, 2017

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	, 2017-00005135
Date	Oct 17, 2017
Book Page	453/4655
Instrument	2017-00005135

Lender

Name	SIMMONS BANK
Type	Bank
Address	MOUNT VERNON, MO 65712

Agreement

Type	Line of Credit
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

Tax Assessment & Valuation

The 2025 property tax bill for 530 Oak Ln was $1,429, up 0.1% from the year before.

Source: Lawrence County assessment roll, as of August 11, 2026

Property Jurisdictions

Type	Name
State	Missouri
County	Lawrence County
Municipality	Mount Vernon City
Unified School District	Mount Vernon R-V School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$29,070 (-) Land $3,400 Building $25,670
2025	$1,429.00 (+0.07%)	$29,070 Land $3,400 Building $25,670	$139,684
2024	$1,428.00 (+8.92%)
2023	$1,311.00 (+6.67%)	$26,540 Land $3,400 Building $23,140	$139,684
2022	$1,229.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 530 Oak Ln in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective August 2, 2012

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 530 Oak Ln is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 95% of the US · lower than 93% of Missouri
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MOUNT VERNON PWS serves 4,575 people · EPA ID MO5010553
Water Source	Groundwater
Last State Inspection	Jan 2026
Lead	3 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 339 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Brightspeed Fiber	2,000 / 2,000
Mediacom Xtream Cable · Fiber in parts of the area	1,000 / 50
Wisper ISP Fixed Wireless	400 / 30
T-Mobile Fixed Wireless	100 / 20

May also be available: Verizon.

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