537 N 5th St, Saint Clair, MI 48079 Property Records

St. Clair County property record for 537 N 5th St, Saint Clair, MI 48079

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 1,098 sqft · built 1942
Lot Size	0.196 acres (8,538 sqft)
Owner	Individual Name on Record
Last Sale	$88,000 (Jun 2010)
Tax Bill	$1,867 (2025)
Deeds & Mortgages	Aug 2023 Line of Credit Nov 2020 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`74-07-895-0021-000`

Property Details

APN / Parcel Number

Primary APN	`74-07-895-0021-000`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Stories	1 Story
Building Area	1,098 sqft Living Area
1st Floor Area	888 sqft
Basement Area	840 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1942
Effective Year Built	Effective 1942
Lot Area	8,538 sqft (0.196 acres)
Lot Dimensions	142 ft deep x 60 ft wide
Garage Area	352 sqft
Parking Spaces	1 Parking Space

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C

Location & Zoning

Street Address	537 N 5TH ST
City	SAINT CLAIR
State	MI
Zip	48079-4825
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-1A MED D
Legal Description	LOT 12 & E 1/2 LOT 11 BLK 3 GEORGE A WOLVIN ADDT TO THE CITY OF ST CLAIR
Legal Subdivision	GEORGE A WOLVIN ADDT
Legal Block	3
Legal Lot Number	11-12
Legal Unit	12,11
Jurisdiction	SAINT CLAIR MI
Township / Civil Division	ST. CLAIR
Census Block Group	4
Census Block	4008
Census Tract	642000

Owner

Source: St. Clair County records, as of September 17, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	537 N 5TH ST, SAINT CLAIR, MI 48079-4825
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Aug 29, 2023	Deed of Trust, Mortgage · Line of Credit THE HUNTINGTON NATIONAL BANK
Nov 23, 2020	Deed of Trust, Mortgage · Conventional Mortgage THE HUNTINGTON NATIONAL BANK
Jul 24, 2019	Intrafamily Transfer, Transfer · Conventional Mortgage HUNTINGTON NATIONAL BANK
Mar 1, 2018	Deed of Trust, Mortgage · Line of Credit HUNTINGTON NAT'L BK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jun 4, 2010 · Amount on Record
Deed Sale	Jun 4, 2010 · Amount on Record
Prior Sale	Oct 9, 2008 · Amount on Record
Deed Document Number	201012194
Deed Book / Page	4048 / 974
Last Transfer Date	Jul 16, 2019
Transfer Doc	0005078360
Record Updated	Oct 29, 2026

August 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAINT CLAIR MI
Property Address	537 N 5TH ST, SAINT CLAIR, MI 48079-4825
Transaction Type	Mortgage
Record Updated	Sep 20, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	537 N 5TH ST, SAINT CLAIR, MI 48079-4825

Mortgage

Document Number	0005649535
Date	Aug 29, 2023
Book Page	5649/535
Instrument	2023015234

Lender

Name	THE HUNTINGTON NATIONAL BANK
Type	Bank
Address	COLUMBUS, OH 43231

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Aug 14, 2053

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

November 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAINT CLAIR MI
Property Address	537 N 5TH ST, SAINT CLAIR, MI 48079-4825
Transaction Type	Mortgage
Record Updated	Aug 12, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	537 N 5TH ST, SAINT CLAIR, MI 48079-4825

Mortgage

Document Number	0005277285
Date	Nov 23, 2020
Book Page	5277/285
Instrument	2020029512

Lender

Name	THE HUNTINGTON NATIONAL BANK
Type	Bank
Address	COLUMBUS, OH 43235

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Dec 1, 2050

July 2019: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	SAINT CLAIR MI
Recording Date	Jul 24, 2019
Property Address	537 N 5TH ST, SAINT CLAIR, MI 48079-4825
Document Number	0005078360
Book / Page	5078 / 360
Map Reference	LB 3 PG 30
Instrument Date	Jul 16, 2019
Instrument	2019014905
Transaction Type	Transfer
Record Updated	Aug 12, 2022

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	537 N 5TH ST, SAINT CLAIR, MI 48079-4825

Mortgage

Document Number	2019014906
Date	Jul 24, 2019
Instrument	2019014906

Lender

Name	HUNTINGTON NATIONAL BANK

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded

Interest

Rate Type	Fixed Rate

March 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAINT CLAIR MI
Property Address	537 N 5TH ST, SAINT CLAIR, MI 48079-4825
Document Number	0049250609
Instrument Date	Mar 1, 2018
Transaction Type	Mortgage
Record Updated	Apr 2, 2018
Title Company	ATTORNEY ONLY

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	537 N 5TH ST ST CLAIR MI 480794825, ST CLAIR, MI 48079-4825

Mortgage

Document Number	0049250609
Date	Mar 15, 2018
Book Page	004925/000609

Lender

Name	HUNTINGTON NAT'L BK
Type	Bank
Address	COLUMBUS, OH 43231

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Mar 14, 2048

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: St. Clair County assessment roll, as of September 17, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	St. Clair County
Municipality	St. Clair City
Unified School District	East China School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$78,200 (+0.77%)	$156,400 (+0.77%)
2025	$1,867.00 (+2.81%) Homeowner's exemption	$77,600 (+11.82%)
2024	$1,816.00 (+7.58%)		$155,200 (+11.82%)
2023		$69,400
2022	$1,688.00		$138,800

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective July 20, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF ST. CLAIR serves 5,464 people · EPA ID MI0006270
Water Source	Surface water
Last State Inspection	Feb 2026
Lead	2 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Lead service line inventory Oct 2024
Monitoring and Reporting	4 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 434 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T, Duke Broadband.

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